Last update: Oct 2026

Cost of Living Comparison Between Cebu and İzmit

For one person, living costs are similar in Cebu and in İzmit: $918 and $916 a month, rent and utilities included.

45

Cost of Living Index in Cebu
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Cebu Living Index
45

Cost of Living Index in İzmit
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İzmit Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

İzmit

🇹🇷 Turkey

$916

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in İzmit

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in İzmit actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $916 in İzmit.

Cebu $918
İzmit $916

Estimated couple costs with rent: $1,409 in Cebu versus $1,441 in İzmit.

Cebu $1,409
İzmit $1,441

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,966 in İzmit.

Cebu $1,900
İzmit $1,966

Monthly costs are close between Cebu and İzmit; which city is cheaper depends on the spending category.

Both cities sit below the global median: Cebu 32% lower, İzmit 32% lower.

Meal at Budget Restaurant

$3.09 ₱194

$7.20 ₺357

-57.08%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$30.59 ₺1,515

-20.82%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.71 ₺382

-49.16%

Cappuccino

$2.51 ₱158

$3.45 ₺171

-27.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.14 ₺56.6

39.47%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.33 ₺16.11

60.61%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.53 ₺125

-29.64%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.89 ₺143

-24.91%

Milk (1 liter)

$1.92 ₱121

$0.90 ₺44.58

113.33%

White Bread (500g)

$1.36 ₱85.4

$0.89 ₺44.11

52.81%

Rice (white) (1kg)

$1.01 ₱63.5

$2.29 ₺113

-55.90%

Eggs

$2.03 ₱128

$2.11 ₺104

-3.79%

Local Cheese (1kg)

$9.86 ₱621

$7.79 ₺385

26.57%

Chicken Fillets (1kg)

$4.39 ₱277

$3.77 ₺187

16.45%

Beef Round Steak (1kg)

$7.60 ₱479

$19.31 ₺956

-60.64%

Apples (1kg)

$3.30 ₱208

$1.66 ₺82.2

98.80%

Banana (1kg)

$1.39 ₱87.8

$1.86 ₺92.2

-25.27%

Oranges (1kg)

$2.33 ₱147

$1.03 ₺51.0

126.21%

Tomato (1kg)

$1.50 ₱94.3

$1.18 ₺58.6

27.12%

Potato (1kg)

$2.36 ₱149

$0.49 ₺24.05

381.63%

Onion (1kg)

$1.90 ₱119

$0.38 ₺19.03

400.00%

Lettuce (1 head)

$1.19 ₱74.9

$0.74 ₺36.73

60.81%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.65 ₺32.37

-3.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.25 ₺111

33.33%

Wine (Bottle)

$6.03 ₱379

$8.38 ₺415

-28.04%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.02 ₺100

-39.11%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.17 ₺108

-19.35%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.68 ₺33.74

-63.24%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.04 ₺51.6

-25.96%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.14 ₺56.4

-79.82%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$4.11 ₺203

8.52%

Gasoline (1 liter)

$1.31 ₱82.8

$1.28 ₺63.4

2.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$41.5K ₺2.1M

-48.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$40.3K ₺2.0M

-52.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$45.29 ₺2,242

165.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$11.76 ₺582

19.05%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$12.82 ₺635

114.82%

Gym Membership (Monthly)

$32.33 ₱2,035

$52.6 ₺2,603

-38.51%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$5.22 ₺258

8.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$467 ₺23.1K

-41.00%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$6,160 ₺305.0K

28.54%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$47.79 ₺2,366

3.22%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$42.93 ₺2,125

-41.21%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$83.4 ₺4,129

-7.72%

Men's Leather Business Shoes

$57.2 ₱3,601

$76.6 ₺3,794

-25.37%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$420 ₺20.8K

19.02%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$305 ₺15.1K

1.21%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$782 ₺38.7K

37.88%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$557 ₺27.6K

10.39%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,452 ₺71.9K

98.82%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,022 ₺50.6K

87.54%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-82.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for İzmit: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

İzmit

$305 33.3% 1.2% $3.7

Groceries & Markets

Cebu

$206 22.4%

İzmit

$209 22.9% 1.7% $3.6

Monthly Utilities & Internet

Cebu

$162 17.6%

İzmit

$70 7.6% 56.8% $92

Clothing & Footwear

Cebu

$94 10.2%

İzmit

$113 12.3% 20.1% $19

Eating Out

Cebu

$88 9.6%

İzmit

$146 16% 66% $58

Sport & Entertainment

Cebu

$44 4.8%

İzmit

$63 6.9% 44.5% $19

Getting Around

Cebu

$16 1.7%

İzmit

$9.5 * 1% 39.2% $6.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $420 in İzmit. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $31.00 in İzmit for a mid-range dinner for two. Groceries echo the gap at $206 vs $209 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇹🇷 İzmit

🕒 Local time

12:05 12:05 PM

07:05 7:05 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

376,056

💱 Currency

Philippine Peso PHP ₱

Turkish Lira TRY ₺

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

Exchange rates and currency converter

TRY, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Turkish Lira exchange rates as of October 18, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu İzmit 9,590 km ≈ 12 h nonstop flight

From you

Cebu
İzmit

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs İzmit: Cost of Living - Frequently Asked Questions

You'd need roughly $1,377 in Cebu and $1,374 in İzmit to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $420 in İzmit. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in İzmit – a meal for two runs $31.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $275 in Cebu versus $467 in İzmit. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,200 a month, though İzmit gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, İzmit is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and İzmit are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – İzmit wins on affordability, Cebu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.