Cost of Living Comparison Between Cebu and Island Garden City of Samal Cost of Living Comparison Between Cebu and Island Garden City of Samal

😐 Solo nomad: Cebu is 46.1% more expensive than Island Garden City of Samal without rent, and 21.4% more expensive with rent.
😐 Family of 3: Cebu is 56.7% more expensive than Island Garden City of Samal without rent, and 21.3% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Island Garden City of Samal
Difference
Meal at Budget Restaurant
$4.37 ₱262
$1.30 ₱78.0
236.15%
Three-Course Dinner for Two, Mid-Range
$24.24 ₱1,452
$12.44 ₱745
94.86%
Fast Food Meal (McDonalds, etc)
$4.48 ₱269
$4.54 ₱272
-1.32%
Cappuccino
$2.56 ₱153
$2.12 ₱127
20.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ₱51.1
$0.81 ₱48.57
4.94%
Water (0.33 liter bottle)
$0.43 ₱25.55
$0.49 ₱29.53
-12.24%
Local Beer (0.5 liter draught)
$1.53 ₱91.7
$1.43 ₱86.0
6.99%
Imported Beer (0.33 liter bottle)
$2.09 ₱125
$1.73 ₱103
20.81%
🛒 Groceries & Markets
Cebu
Island Garden City of Samal
Difference
Milk (1 liter)
$2.31 ₱139
$1.20 ₱72.1
92.50%
White Bread (500g)
$1.52 ₱91.3
$0.60 ₱36.14
153.33%
Rice (white) (1kg)
$1.17 ₱69.8
$0.69 ₱41.22
69.57%
Eggs
$2.38 ₱142
$2.06 ₱124
15.53%
Local Cheese (1kg)
$12.82 ₱768
$6.08 ₱364
110.86%
Chicken Fillets (1kg)
$5.35 ₱321
$3.16 ₱190
69.30%
Beef Round Steak (1kg)
$7.52 ₱450
$5.22 ₱313
44.06%
Apples (1kg)
$3.46 ₱208
$2.95 ₱177
17.29%
Banana (1kg)
$1.46 ₱87.6
$1.15 ₱68.7
26.96%
Oranges (1kg)
$3.26 ₱195
$2.40 ₱144
35.83%
Tomato (1kg)
$2.25 ₱135
$1.26 ₱75.4
78.57%
Potato (1kg)
$2.56 ₱154
$2.27 ₱136
12.78%
Onion (1kg)
$2.57 ₱154
$1.64 ₱98.2
56.71%
Lettuce (1 head)
$0.97 ₱58.2
$0.88 ₱52.6
10.23%
Water (1.5 liter bottle)
$0.77 ₱46.23
$0.49 ₱29.44
57.14%
Cigarettes 20 Pack (Marlboro, Camel)
$3.27 ₱196
$2.61 ₱157
25.29%
Wine (Bottle)
$6.84 ₱410
$8.28 ₱496
-17.39%
Local Beer (0.5 liter bottle)
$1.16 ₱69.3
$1.30 ₱77.9
-10.77%
Imported Beer (0.33 liter bottle)
$2.33 ₱139
$1.27 ₱76.1
83.46%
🚌 Getting Around
Cebu
Island Garden City of Samal
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.49
$0.28 ₱16.81
-7.14%
Public Transport Monthly Pass (Regular Price)
$15.33 ₱919
-
-
Taxi Start (Normal Tariff)
$0.87 ₱52.4
$0.72 ₱43.19
20.83%
Taxi (Normal Tariff) (1km)
$0.23 ₱13.67
$0.08 ₱4.86
187.50%
Taxi 1hour Waiting (Normal Tariff)
$2.71 ₱162
$2.10 ₱126
29.05%
Gasoline (1 liter)
$1.15 ₱68.7
$1.10 ₱65.8
4.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.7K ₱1.8M
$21.9K ₱1.3M
40.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.0K ₱1.6M
$21.1K ₱1.3M
28.13%
🧾 Monthly Utilities & Internet
Cebu
Island Garden City of Samal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.4 ₱5,776
$98.4 ₱5,892
-1.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.40 ₱2,061
$33.80 ₱2,025
1.78%
Internet (50+ Mbps, Unlimited Data)
$29.34 ₱1,758
$35.89 ₱2,150
-18.25%
🎉 Sport & Entertainment
Cebu
Island Garden City of Samal
Difference
Gym Membership (Monthly)
$33.83 ₱2,027
$33.34 ₱1,997
1.47%
Tennis Court (1 Hour on Weekend)
$8.29 ₱497
$4.44 ₱266
86.71%
Cinema Ticket
$5.78 ₱346
$4.51 ₱270
28.16%
🧸 Childcare & Education
Cebu
Island Garden City of Samal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$234 ₱14.0K
$119 ₱7,127
96.34%
International Primary School, 1 Child (Yearly)
$3,897 ₱233.5K
$4,364 ₱261.5K
-10.70%
👕👟 Clothing & Footwear
Cebu
Island Garden City of Samal
Difference
Jeans (Levis 501 Or Similar)
$53.6 ₱3,208
$46.40 ₱2,780
15.41%
Summer Dress (H&M, Zara, etc)
$22.90 ₱1,372
$30.69 ₱1,839
-25.38%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,587
$76.8 ₱4,603
-0.34%
Men's Leather Business Shoes
$56.2 ₱3,368
$68.3 ₱4,089
-17.63%
🏠 Accommodation & Living
Cebu
Island Garden City of Samal
Difference
1-bedroom Apartment, City Center (Monthly)
$510 ₱30.5K
$270 ₱16.2K
88.47%
1-bedroom Apartment, Outside City Center (Monthly)
$217 ₱13.0K
$180 ₱10.8K
20.59%
3-bedroom Apartment, City Center (Monthly)
$803 ₱48.1K
$577 ₱34.5K
39.27%
3-bedroom Apartment, Outside City Center (Monthly)
$388 ₱23.2K
$391 ₱23.4K
-0.87%
Buy Apartment in City Center (m2)
$3,082 ₱184.7K
$2,718 ₱162.8K
13.40%
Buy Apartment Outside City Center (m2)
$1,952 ₱116.9K
-
-
💵 Salaries & Financials
Cebu
Island Garden City of Samal
Difference
Average Monthly Net Salary (After Tax)
$382 ₱22.9K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8
9.56
-16.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: April 14, 2026

Last update for Island Garden City of Samal: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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