Cost of Living Comparison Between Cebu and Island Garden City of Samal Cost of Living Comparison Between Cebu and Island Garden City of Samal

😐 Solo nomad: Cebu is 40.6% more expensive than Island Garden City of Samal without rent, and 22.2% more expensive with rent.
😐 Family of 3: Cebu is 52.5% more expensive than Island Garden City of Samal without rent, and 22.6% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Island Garden City of Samal
Difference
Meal at Budget Restaurant
$4.40 ₱256
$1.36 ₱79.4
223.53%
Three-Course Dinner for Two, Mid-Range
$24.09 ₱1,403
$12.43 ₱724
93.81%
Fast Food Meal (McDonalds, etc)
$4.51 ₱263
$4.60 ₱268
-1.96%
Cappuccino
$2.60 ₱152
$2.13 ₱124
22.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.80 ₱46.65
$0.86 ₱50.4
-6.98%
Water (0.33 liter bottle)
$0.43 ₱24.98
$0.49 ₱28.34
-12.24%
Local Beer (0.5 liter draught)
$1.58 ₱91.7
$1.40 ₱81.7
12.86%
Imported Beer (0.33 liter bottle)
$2.09 ₱122
$1.78 ₱104
17.42%
🛒 Groceries & Markets
Cebu
Island Garden City of Samal
Difference
Milk (1 liter)
$2.22 ₱130
$1.22 ₱71.1
81.97%
White Bread (500g)
$1.50 ₱87.5
$0.57 ₱33.18
163.16%
Rice (white) (1kg)
$1.13 ₱65.7
$0.69 ₱40.18
63.77%
Eggs
$2.34 ₱136
$2.07 ₱120
13.04%
Local Cheese (1kg)
$12.75 ₱743
$6.19 ₱360
105.98%
Chicken Fillets (1kg)
$5.38 ₱313
$3.12 ₱182
72.44%
Beef Round Steak (1kg)
$7.87 ₱459
$5.28 ₱307
49.05%
Apples (1kg)
$3.61 ₱210
$2.99 ₱174
20.74%
Banana (1kg)
$1.46 ₱84.8
$1.13 ₱65.9
29.20%
Oranges (1kg)
$3.29 ₱191
$2.41 ₱140
36.51%
Tomato (1kg)
$2.29 ₱133
$1.21 ₱70.3
89.26%
Potato (1kg)
$2.56 ₱149
$2.27 ₱132
12.78%
Onion (1kg)
$2.45 ₱142
$1.56 ₱90.7
57.05%
Lettuce (1 head)
$1.00 ₱58.0
$0.93 ₱53.9
7.53%
Water (1.5 liter bottle)
$0.85 ₱49.45
$0.46 ₱26.66
84.78%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 ₱183
$2.63 ₱153
19.01%
Wine (Bottle)
$6.84 ₱398
$8.60 ₱501
-20.47%
Local Beer (0.5 liter bottle)
$1.21 ₱70.2
$1.29 ₱74.9
-6.20%
Imported Beer (0.33 liter bottle)
$2.33 ₱136
$1.21 ₱70.4
92.56%
🚌 Getting Around
Cebu
Island Garden City of Samal
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.12
$0.26 ₱14.96
-
Public Transport Monthly Pass (Regular Price)
$15.06 ₱877
-
-
Taxi Start (Normal Tariff)
$0.81 ₱47.45
$0.69 ₱40.18
17.39%
Taxi (Normal Tariff) (1km)
$0.23 ₱13.35
$0.10 ₱5.65
130.00%
Taxi 1hour Waiting (Normal Tariff)
$2.68 ₱156
$2.15 ₱125
24.65%
Gasoline (1 liter)
$1.15 ₱67.1
$1.15 ₱66.7
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2K ₱1.8M
$21.7K ₱1.3M
39.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K ₱1.6M
$21.2K ₱1.2M
29.47%
🧾 Monthly Utilities & Internet
Cebu
Island Garden City of Samal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.0 ₱5,763
$101 ₱5,852
-1.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.23 ₱1,993
$34.29 ₱1,996
-0.17%
Internet (50+ Mbps, Unlimited Data)
$30.40 ₱1,770
$36.52 ₱2,127
-16.76%
🎉 Sport & Entertainment
Cebu
Island Garden City of Samal
Difference
Gym Membership (Monthly)
$33.37 ₱1,943
$34.00 ₱1,980
-1.85%
Tennis Court (1 Hour on Weekend)
$8.07 ₱470
$4.37 ₱255
84.67%
Cinema Ticket
$5.84 ₱340
$4.34 ₱253
34.56%
🧸 Childcare & Education
Cebu
Island Garden City of Samal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$235 ₱13.7K
$120 ₱6,998
95.81%
International Primary School, 1 Child (Yearly)
$3,954 ₱230.2K
$4,261 ₱248.1K
-7.20%
👕👟 Clothing & Footwear
Cebu
Island Garden City of Samal
Difference
Jeans (Levis 501 Or Similar)
$52.2 ₱3,039
$45.62 ₱2,657
14.38%
Summer Dress (H&M, Zara, etc)
$22.81 ₱1,328
$29.64 ₱1,726
-23.04%
Sport Shoes (Adidas, Nike)
$75.1 ₱4,373
$76.9 ₱4,476
-2.30%
Men's Leather Business Shoes
$55.7 ₱3,246
$69.7 ₱4,059
-20.03%
🏠 Accommodation & Living
Cebu
Island Garden City of Samal
Difference
1-bedroom Apartment, City Center (Monthly)
$516 ₱30.1K
$265 ₱15.4K
95.11%
1-bedroom Apartment, Outside City Center (Monthly)
$209 ₱12.2K
$179 ₱10.4K
16.46%
3-bedroom Apartment, City Center (Monthly)
$789 ₱46.0K
$582 ₱33.9K
35.58%
3-bedroom Apartment, Outside City Center (Monthly)
$396 ₱23.1K
$391 ₱22.8K
1.28%
Buy Apartment in City Center (m2)
$3,151 ₱183.5K
$2,613 ₱152.2K
20.59%
Buy Apartment Outside City Center (m2)
$2,024 ₱117.9K
$687 ₱40.0K
194.57%
💵 Salaries & Financials
Cebu
Island Garden City of Samal
Difference
Average Monthly Net Salary (After Tax)
$396 ₱23.1K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8
9.56
-16.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: March 1, 2026

Last update for Island Garden City of Samal: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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