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Cost of Living Comparison Between Cebu and Island Garden City of Samal Cost of Living Comparison Between Cebu and Island Garden City of Samal

๐Ÿ˜ Solo nomad: Cebu is 19.5% more expensive than Island Garden City of Samal without rent, and 20.9% more expensive with rent.
๐Ÿ˜ Family of 3: Cebu is 45.3% more expensive than Island Garden City of Samal without rent, and 23.2% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Cebu
Island Garden City of Samal
Difference
Meal at Budget Restaurant
$4.55 โ‚ฑ271
$1.35 โ‚ฑ80.2
237.04%
Three-Course Dinner for Two, Mid-Range
$24.29 โ‚ฑ1,444
$12.62 โ‚ฑ750
92.47%
Fast Food Meal (McDonalds, etc)
$4.49 โ‚ฑ267
$4.64 โ‚ฑ276
-3.23%
Cappuccino
$2.51 โ‚ฑ149
$2.13 โ‚ฑ126
17.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 โ‚ฑ48.11
$0.86 โ‚ฑ51.1
-5.81%
Water (0.33 liter bottle)
$0.45 โ‚ฑ26.98
$0.50 โ‚ฑ29.50
-10.00%
Local Beer (0.5 liter draught)
$1.58 โ‚ฑ94.0
$1.45 โ‚ฑ86.4
8.97%
Imported Beer (0.33 liter bottle)
$2.14 โ‚ฑ127
$1.75 โ‚ฑ104
22.29%
๐Ÿ›’ Groceries & Markets
Cebu
Island Garden City of Samal
Difference
Milk (1 liter)
$2.31 โ‚ฑ137
$1.20 โ‚ฑ71.6
92.50%
White Bread (500g)
$1.56 โ‚ฑ92.7
$0.59 โ‚ฑ35.18
164.41%
Rice (white) (1kg)
$1.17 โ‚ฑ69.7
$0.69 โ‚ฑ40.91
69.57%
Eggs
$2.29 โ‚ฑ136
$2.01 โ‚ฑ120
13.93%
Local Cheese (1kg)
$13.04 โ‚ฑ775
$5.98 โ‚ฑ355
118.06%
Chicken Fillets (1kg)
$5.28 โ‚ฑ314
$3.23 โ‚ฑ192
63.47%
Beef Round Steak (1kg)
$7.80 โ‚ฑ464
$5.20 โ‚ฑ309
50.00%
Apples (1kg)
$3.59 โ‚ฑ213
$2.85 โ‚ฑ169
25.96%
Banana (1kg)
$1.52 โ‚ฑ90.1
$1.13 โ‚ฑ67.1
34.51%
Oranges (1kg)
$3.28 โ‚ฑ195
$2.33 โ‚ฑ139
40.77%
Tomato (1kg)
$2.21 โ‚ฑ132
$1.27 โ‚ฑ75.8
74.02%
Potato (1kg)
$2.55 โ‚ฑ152
$2.20 โ‚ฑ131
15.91%
Onion (1kg)
$2.57 โ‚ฑ153
$1.62 โ‚ฑ96.0
58.64%
Lettuce (1 head)
$0.98 โ‚ฑ58.0
$0.93 โ‚ฑ55.3
5.38%
Water (1.5 liter bottle)
$0.78 โ‚ฑ46.32
$0.46 โ‚ฑ27.19
69.57%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 โ‚ฑ193
$2.68 โ‚ฑ159
21.27%
Wine (Bottle)
$6.86 โ‚ฑ407
$5.91 โ‚ฑ351
16.07%
Local Beer (0.5 liter bottle)
$1.17 โ‚ฑ69.3
$1.28 โ‚ฑ76.2
-8.59%
Imported Beer (0.33 liter bottle)
$2.28 โ‚ฑ135
$1.21 โ‚ฑ71.9
88.43%
๐ŸšŒ Getting Around
Cebu
Island Garden City of Samal
Difference
One-way Ticket (Public Transport)
$0.26 โ‚ฑ15.42
$0.28 โ‚ฑ16.73
-7.14%
Public Transport Monthly Pass (Regular Price)
$14.80 โ‚ฑ879
-
-
Taxi Start (Normal Tariff)
$0.81 โ‚ฑ48.11
$0.74 โ‚ฑ43.96
9.46%
Taxi (Normal Tariff) (1km)
$0.25 โ‚ฑ14.96
$0.08 โ‚ฑ4.75
212.50%
Taxi 1hour Waiting (Normal Tariff)
$2.58 โ‚ฑ154
$2.10 โ‚ฑ125
22.86%
Gasoline (1 liter)
$1.10 โ‚ฑ65.3
$1.09 โ‚ฑ64.9
0.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K โ‚ฑ1.8M
$21.8K โ‚ฑ1.3M
39.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K โ‚ฑ1.6M
$21.2K โ‚ฑ1.3M
29.27%
๐Ÿงพ Monthly Utilities & Internet
Cebu
Island Garden City of Samal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.9 โ‚ฑ5,756
$102 โ‚ฑ6,034
-4.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.74 โ‚ฑ2,005
$33.24 โ‚ฑ1,975
1.50%
Internet (50+ Mbps, Unlimited Data)
$29.72 โ‚ฑ1,766
$36.03 โ‚ฑ2,142
-17.51%
๐ŸŽ‰ Sport & Entertainment
Cebu
Island Garden City of Samal
Difference
Gym Membership (Monthly)
$33.41 โ‚ฑ1,986
$33.73 โ‚ฑ2,005
-0.95%
Tennis Court (1 Hour on Weekend)
$8.22 โ‚ฑ489
$4.56 โ‚ฑ271
80.26%
Cinema Ticket
$5.78 โ‚ฑ343
$4.31 โ‚ฑ256
34.11%
๐Ÿงธ Childcare & Education
Cebu
Island Garden City of Samal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$236 โ‚ฑ14.0K
$121 โ‚ฑ7,185
95.33%
International Primary School, 1 Child (Yearly)
$3,881 โ‚ฑ230.6K
$4,342 โ‚ฑ258.1K
-10.62%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cebu
Island Garden City of Samal
Difference
Jeans (Levis 501 Or Similar)
$52.9 โ‚ฑ3,141
$46.18 โ‚ฑ2,745
14.47%
Summer Dress (H&M, Zara, etc)
$23.20 โ‚ฑ1,379
$30.19 โ‚ฑ1,794
-23.15%
Sport Shoes (Adidas, Nike)
$76.7 โ‚ฑ4,560
$76.8 โ‚ฑ4,565
-0.10%
Men's Leather Business Shoes
$56.3 โ‚ฑ3,348
$67.7 โ‚ฑ4,020
-16.73%
๐Ÿ  Accommodation & Living
Cebu
Island Garden City of Samal
Difference
1-bedroom Apartment, City Center (Monthly)
$505 โ‚ฑ30.0K
$264 โ‚ฑ15.7K
91.01%
1-bedroom Apartment, Outside City Center (Monthly)
$217 โ‚ฑ12.9K
$176 โ‚ฑ10.5K
23.28%
3-bedroom Apartment, City Center (Monthly)
$807 โ‚ฑ47.9K
$598 โ‚ฑ35.6K
34.79%
3-bedroom Apartment, Outside City Center (Monthly)
$383 โ‚ฑ22.7K
$398 โ‚ฑ23.6K
-3.81%
Buy Apartment in City Center (m2)
$3,099 โ‚ฑ184.1K
$2,310 โ‚ฑ137.3K
34.15%
Buy Apartment Outside City Center (m2)
$1,967 โ‚ฑ116.9K
$762 โ‚ฑ45.3K
158.31%
๐Ÿ’ต Salaries & Financials
Cebu
Island Garden City of Samal
Difference
Average Monthly Net Salary (After Tax)
$370 โ‚ฑ22.0K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8
9.56
-16.32%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for Island Garden City of Samal: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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