Last update: Oct 2026

Cost of Living Comparison Between Cebu and Gyongyos

For one person, living is cheaper in Cebu: $918 a month against $1,009 in Gyongyos, rent and utilities included – about $1,100 less a year. The total is higher in Gyongyos despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
49

Cost of Living Index in Gyongyos
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Gyongyos Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Gyongyos

🇭🇺 Hungary

$1,009

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Gyongyos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gyongyos actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,009 in Gyongyos.

Cebu $918
Gyongyos $1,009

Estimated couple costs with rent: $1,409 in Cebu versus $1,637 in Gyongyos.

Cebu $1,409
Gyongyos $1,637

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,265 in Gyongyos.

Cebu $1,900
Gyongyos $2,265

Living in Cebu costs roughly 9% less than in Gyongyos, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Gyongyos 25% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.98 Ft 2,902

-65.59%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$46.69 Ft 15.1K

-48.13%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$9.32 Ft 3,012

-57.94%

Cappuccino

$2.51 ₱158

$2.18 Ft 704

15.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.50 Ft 484

6.00%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.10 Ft 356

-51.82%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.26 Ft 730

-21.24%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.18 Ft 704

-0.46%

Milk (1 liter)

$1.92 ₱121

$1.14 Ft 369

68.42%

White Bread (500g)

$1.36 ₱85.4

$1.35 Ft 437

0.74%

Rice (white) (1kg)

$1.01 ₱63.5

$1.71 Ft 553

-40.94%

Eggs

$2.03 ₱128

$2.34 Ft 756

-13.25%

Local Cheese (1kg)

$9.86 ₱621

$10.71 Ft 3,462

-7.94%

Chicken Fillets (1kg)

$4.39 ₱277

$6.42 Ft 2,075

-31.62%

Beef Round Steak (1kg)

$7.60 ₱479

$12.40 Ft 4,008

-38.71%

Apples (1kg)

$3.30 ₱208

$1.67 Ft 540

97.60%

Banana (1kg)

$1.39 ₱87.8

$1.98 Ft 639

-29.80%

Oranges (1kg)

$2.33 ₱147

$1.99 Ft 643

17.09%

Tomato (1kg)

$1.50 ₱94.3

$3.36 Ft 1,087

-55.36%

Potato (1kg)

$2.36 ₱149

$0.98 Ft 317

140.82%

Onion (1kg)

$1.90 ₱119

$1.08 Ft 350

75.93%

Lettuce (1 head)

$1.19 ₱74.9

$1.42 Ft 457

-16.20%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.51 Ft 166

23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$7.46 Ft 2,410

-59.79%

Wine (Bottle)

$6.03 ₱379

$5.22 Ft 1,688

15.52%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.12 Ft 363

9.82%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.45 Ft 467

20.69%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.75 Ft 242

-66.67%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$18.19 Ft 5,876

-30.51%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.08 Ft 997

-75.00%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.08 Ft 349

-78.70%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$18.58 Ft 6,003

-76.00%

Gasoline (1 liter)

$1.31 ₱82.8

$1.80 Ft 582

-27.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$26.1K Ft 8.4M

-18.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$21.6K Ft 7.0M

-11.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$130 Ft 42.0K

-7.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$21.85 Ft 7,060

-35.93%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$18.48 Ft 5,970

49.03%

Gym Membership (Monthly)

$32.33 ₱2,035

$34.34 Ft 11.1K

-5.85%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$8.94 Ft 2,888

-25.62%

Cinema Ticket

$5.65 ₱356

$6.22 Ft 2,009

-9.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$247 Ft 79.7K

11.66%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$6,713 Ft 2.2M

17.95%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$88.5 Ft 28.6K

-44.23%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$15.38 Ft 4,968

64.11%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$78.6 Ft 25.4K

-2.10%

Men's Leather Business Shoes

$57.2 ₱3,601

$77.9 Ft 25.2K

-26.58%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$418 Ft 135.1K

19.44%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$270 Ft 87.2K

14.46%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$586 Ft 189.3K

84.00%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$585 Ft 189.1K

5.09%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,236 Ft 1.0M

-10.80%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,934 Ft 947.9K

-34.68%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$762 Ft 246.2K

-54.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.67

7.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Gyongyos: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Gyongyos

$270 26.7% 12.6% $39

Groceries & Markets

Cebu

$206 22.4%

Gyongyos

$224 22.1% 8.6% $18

Monthly Utilities & Internet

Cebu

$162 17.6%

Gyongyos

$170 16.9% 5.4% $8.7

Clothing & Footwear

Cebu

$94 10.2%

Gyongyos

$117 11.6% 24.7% $23

Eating Out

Cebu

$88 9.6%

Gyongyos

$152 15.1% 72.2% $64

Sport & Entertainment

Cebu

$44 4.8%

Gyongyos

$47 4.6% 7.2% $3.2

Getting Around

Cebu

$16 1.7%

Gyongyos

$30 2.9% 90.6% $14

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $418 in Gyongyos. Housing cost is often the main lever when comparing two cities.

Gyongyos pays 120% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $47.00 in Gyongyos for a mid-range dinner for two. Groceries echo the gap at $206 vs $224 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇭🇺 Gyongyos

🕒 Local time

07:20 7:20 AM

01:20 1:20 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

27,645

💱 Currency

Philippine Peso PHP ₱

Hungarian Forint HUF Ft

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 HUF = 3.1 USD

1,000 HUF = 2.75 EUR

Exchange rates and currency converter

HUF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Hungarian Forint exchange rates as of October 17, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Gyongyos 10,180 km ≈ 13 h nonstop flight

From you

Cebu
Gyongyos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Gyongyos: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 10% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 120% lower in Gyongyos. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $418 in Gyongyos. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,009 in Gyongyos – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 44% less than in Gyongyos. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,009 in Gyongyos, a $1,500 budget is realistic in Cebu but tight or insufficient in Gyongyos. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gyongyos, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Gyongyos are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 10% less than in Gyongyos. Beyond cost, consider language, visa policies, and how big the international community is in each city.