Last update: Oct 2026

Cost of Living Comparison Between Cebu and Gresik

For one person, living is cheaper in Gresik: $593 a month against $934 in Cebu, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
29

Cost of Living Index in Gresik
Learn more

Gresik Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Gresik

🇮🇩 Indonesia

$593

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Gresik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gresik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $593 in Gresik.

Cebu $934
Gresik $593

Estimated couple costs with rent: $1,423 in Cebu versus $903 in Gresik.

Cebu $1,423
Gresik $903

Monthly costs for a family of three with rent: $1,913 in Cebu versus $1,213 in Gresik.

Cebu $1,913
Gresik $1,213

Living in Cebu is roughly 57% more expensive than in Gresik, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 31% lower, Gresik 56% lower.

Meal at Budget Restaurant

$3.79 ₱243

$1.08 Rp 19.5K

250.93%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,493

$9.76 Rp 175.9K

139.04%

Fast Food Meal (McDonalds, etc)

$3.94 ₱252

$3.00 Rp 54.1K

31.33%

Cappuccino

$2.54 ₱163

$1.61 Rp 28.9K

57.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱100

$0.42 Rp 7,608

273.81%

Water (0.33 liter bottle)

$0.47 ₱29.87

$0.22 Rp 3,968

113.64%

Local Beer (0.5 liter draught)

$1.77 ₱113

$2.15 Rp 38.8K

-17.67%

Imported Beer (0.33 liter bottle)

$2.22 ₱142

$2.06 Rp 37.1K

7.77%

Milk (1 liter)

$1.90 ₱121

$1.19 Rp 21.4K

59.66%

White Bread (500g)

$1.36 ₱87.3

$1.26 Rp 22.8K

7.94%

Rice (white) (1kg)

$0.94 ₱59.9

$0.89 Rp 16.0K

5.62%

Eggs

$1.99 ₱127

$1.09 Rp 19.6K

82.57%

Local Cheese (1kg)

$9.70 ₱621

$7.72 Rp 139.1K

25.65%

Chicken Fillets (1kg)

$4.32 ₱276

$2.97 Rp 53.5K

45.45%

Beef Round Steak (1kg)

$7.51 ₱481

$7.29 Rp 131.5K

3.02%

Apples (1kg)

$3.31 ₱212

$1.99 Rp 35.8K

66.33%

Banana (1kg)

$1.37 ₱87.6

$1.24 Rp 22.4K

10.48%

Oranges (1kg)

$2.34 ₱150

$1.82 Rp 32.8K

28.57%

Tomato (1kg)

$1.49 ₱95.5

$1.51 Rp 27.3K

-1.32%

Potato (1kg)

$2.30 ₱147

$1.35 Rp 24.3K

70.37%

Onion (1kg)

$1.87 ₱120

$1.94 Rp 35.0K

-3.61%

Lettuce (1 head)

$1.10 ₱70.4

$0.75 Rp 13.6K

46.67%

Water (1.5 liter bottle)

$0.63 ₱40.42

$0.40 Rp 7,163

57.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

$1.82 Rp 32.9K

57.14%

Wine (Bottle)

$6.08 ₱389

$10.97 Rp 197.7K

-44.58%

Local Beer (0.5 liter bottle)

$1.27 ₱81.6

$1.73 Rp 31.2K

-26.59%

Imported Beer (0.33 liter bottle)

$1.72 ₱110

$2.77 Rp 49.9K

-37.91%

One-way Ticket (Public Transport)

$0.22 ₱14.01

$0.23 Rp 4,148

-4.35%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱790

$11.74 Rp 211.6K

5.11%

Taxi Start (Normal Tariff)

$0.74 ₱47.60

$0.50 Rp 8,928

48.00%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.10

$0.43 Rp 7,747

-48.84%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱274

$2.66 Rp 47.9K

60.90%

Gasoline (1 liter)

$1.31 ₱83.8

$0.80 Rp 14.4K

63.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$35.7K Rp 642.7M

-41.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$25.2K Rp 454.3M

-24.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,577

$84.7 Rp 1.5M

39.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,009

$4.68 Rp 84.4K

236.75%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,813

$19.38 Rp 349.3K

46.18%

Gym Membership (Monthly)

$32.94 ₱2,108

$23.57 Rp 424.9K

39.75%

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

$8.38 Rp 151.0K

-22.55%

Cinema Ticket

$5.45 ₱349

$2.54 Rp 45.8K

114.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$52.9 Rp 953.2K

421.44%

International Primary School, 1 Child (Yearly)

$7,789 ₱498.4K

$9,259 Rp 166.9M

-15.87%

Jeans (Levis 501 Or Similar)

$48.18 ₱3,083

$41.12 Rp 741.2K

17.17%

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,566

$22.39 Rp 403.5K

9.29%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,817

$75.0 Rp 1.4M

0.41%

Men's Leather Business Shoes

$58.0 ₱3,713

$73.9 Rp 1.3M

-21.47%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

$167 Rp 3.0M

186.03%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

$114 Rp 2.1M

182.41%

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.6K

$307 Rp 5.5M

213.34%

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

$241 Rp 4.3M

159.43%

Buy Apartment in City Center (m2)

$4,551 ₱291.2K

$1,216 Rp 21.9M

274.27%

Buy Apartment Outside City Center (m2)

$3,028 ₱193.8K

$906 Rp 16.3M

234.12%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

$108 Rp 2.0M

207.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

7.5

-4.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Gresik: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Gresik

$114 19.2% 64.6% $208

Groceries & Markets

Cebu

$204 21.8%

Gresik

$176 29.7% 13.4% $27

Monthly Utilities & Internet

Cebu

$163 17.4%

Gresik

$109 18.4% 33.1% $54

Eating Out

Cebu

$94 10.1%

Gresik

$54 9.2% 42.2% $40

Clothing & Footwear

Cebu

$93 9.9%

Gresik

$96 16.1% 3.1% $2.9

Sport & Entertainment

Cebu

$44 4.7%

Gresik

$29 4.8% 34.6% $15

Getting Around

Cebu

$15 1.6%

Gresik

$15 2.6% 1.6% $0.2

Cost Breakdown

A one-bedroom apartment in the center runs $477 in Cebu and $167 in Gresik. Housing cost is often the main lever when comparing two cities.

Cebu pays about 3.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $23 in Cebu vs $10 in Gresik for a mid-range dinner for two. Groceries echo the gap at $204 vs $176 per month, with Gresik cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇩 Gresik

🕒 Local time

18:01 6:01 PM

17:01 5:01 PM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.22 PHP (100 PHP = 1.4 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Gresik 2,310 km ≈ 3 h 30 min nonstop flight

From you

Cebu
Gresik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Gresik: Cost of Living - Frequently Asked Questions

Gresik is cheaper overall, especially in eating out, groceries, and utilities. The 57% gap adds up to real monthly savings that compound significantly over time.

Average pay in Cebu is about 3.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $477 in Cebu versus $167 in Gresik. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $934 per month in Cebu versus $593 in Gresik – a 57% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gresik runs roughly 5% less than in Cebu. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Gresik gentler on the wallet – expenses run 36% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.