Last update: Oct 2026

Cost of Living Comparison Between Cebu and Esztergom

For one person, living is cheaper in Cebu: $918 a month against $1,307 in Esztergom, rent and utilities included – about $4,700 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
63

Cost of Living Index in Esztergom
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Esztergom Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Esztergom

🇭🇺 Hungary

$1,307

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Esztergom

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Esztergom actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,307 in Esztergom.

Cebu $918
Esztergom $1,307

Estimated couple costs with rent: $1,409 in Cebu versus $2,042 in Esztergom.

Cebu $1,409
Esztergom $2,042

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,776 in Esztergom.

Cebu $1,900
Esztergom $2,776

Living in Cebu costs roughly 30% less than in Esztergom, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Esztergom 3% lower.

Meal at Budget Restaurant

$3.09 ₱194

$12.24 Ft 3,956

-74.75%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$52.5 Ft 17.0K

-53.86%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$9.07 Ft 2,931

-56.78%

Cappuccino

$2.51 ₱158

$2.66 Ft 860

-5.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.98 Ft 638

-19.70%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.18 Ft 380

-55.08%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.00 Ft 969

-40.67%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.76 Ft 893

-21.38%

Milk (1 liter)

$1.92 ₱121

$1.16 Ft 375

65.52%

White Bread (500g)

$1.36 ₱85.4

$1.44 Ft 465

-5.56%

Rice (white) (1kg)

$1.01 ₱63.5

$2.42 Ft 781

-58.26%

Eggs

$2.03 ₱128

$3.17 Ft 1,024

-35.96%

Local Cheese (1kg)

$9.86 ₱621

$10.98 Ft 3,546

-10.20%

Chicken Fillets (1kg)

$4.39 ₱277

$6.23 Ft 2,013

-29.53%

Beef Round Steak (1kg)

$7.60 ₱479

$13.69 Ft 4,422

-44.49%

Apples (1kg)

$3.30 ₱208

$2.49 Ft 804

32.53%

Banana (1kg)

$1.39 ₱87.8

$2.13 Ft 689

-34.74%

Oranges (1kg)

$2.33 ₱147

$2.13 Ft 688

9.39%

Tomato (1kg)

$1.50 ₱94.3

$4.07 Ft 1,316

-63.14%

Potato (1kg)

$2.36 ₱149

$1.20 Ft 387

96.67%

Onion (1kg)

$1.90 ₱119

$1.27 Ft 409

49.61%

Lettuce (1 head)

$1.19 ₱74.9

$1.77 Ft 572

-32.77%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.52 Ft 169

21.15%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$7.89 Ft 2,550

-61.98%

Wine (Bottle)

$6.03 ₱379

$6.26 Ft 2,023

-3.67%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.23 Ft 396

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.62 Ft 523

8.02%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.20 Ft 388

-79.17%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$24.73 Ft 7,990

-48.89%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.13 Ft 1,011

-75.40%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.57 Ft 508

-85.35%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$17.99 Ft 5,813

-75.21%

Gasoline (1 liter)

$1.31 ₱82.8

$1.83 Ft 592

-28.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$32.9K Ft 10.6M

-35.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$35.7K Ft 11.5M

-46.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$155 Ft 50.2K

-22.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$33.19 Ft 10.7K

-57.82%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$27.01 Ft 8,728

1.96%

Gym Membership (Monthly)

$32.33 ₱2,035

$51.6 Ft 16.7K

-37.38%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$17.96 Ft 5,802

-62.97%

Cinema Ticket

$5.65 ₱356

$7.44 Ft 2,405

-24.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$249 Ft 80.4K

10.65%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$7,327 Ft 2.4M

8.07%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$88.3 Ft 28.5K

-44.15%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$27.33 Ft 8,829

-7.65%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$99.8 Ft 32.2K

-22.85%

Men's Leather Business Shoes

$57.2 ₱3,601

$105 Ft 34.0K

-45.72%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$534 Ft 172.4K

-6.41%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$401 Ft 129.6K

-23.03%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$860 Ft 278.0K

25.27%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$739 Ft 238.8K

-16.78%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,775 Ft 896.6K

4.00%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,615 Ft 845.0K

-26.72%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,185 Ft 382.7K

-70.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.25

-12.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Esztergom: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Esztergom

$401 30.7% 29.9% $92

Groceries & Markets

Cebu

$206 22.4%

Esztergom

$249 19% 20.9% $43

Monthly Utilities & Internet

Cebu

$162 17.6%

Esztergom

$216 16.5% 33.3% $54

Clothing & Footwear

Cebu

$94 10.2%

Esztergom

$144 11% 53.7% $50

Eating Out

Cebu

$88 9.6%

Esztergom

$190 14.6% 116% $102

Sport & Entertainment

Cebu

$44 4.8%

Esztergom

$67 5.1% 52.5% $23

Getting Around

Cebu

$16 1.7%

Esztergom

$41 3.1% 160% $25

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $534 in Esztergom. Housing cost is often the main lever when comparing two cities.

Esztergom pays 242% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $52.0 in Esztergom for a mid-range dinner for two. Groceries echo the gap at $206 vs $249 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇭🇺 Esztergom

🕒 Local time

07:04 7:04 AM

01:04 1:04 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

28,642

💱 Currency

Philippine Peso PHP ₱

Hungarian Forint HUF Ft

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 HUF = 3.1 USD

1,000 HUF = 2.75 EUR

Exchange rates and currency converter

HUF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Hungarian Forint exchange rates as of October 17, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Esztergom 10,270 km ≈ 13 h nonstop flight

From you

Cebu
Esztergom

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Esztergom: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 42% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 242% lower in Esztergom. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $534 in Esztergom. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,307 in Esztergom – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 96% less than in Esztergom. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,307 in Esztergom, a $1,500 budget is realistic in Cebu but tight or insufficient in Esztergom. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Esztergom, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Esztergom are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 42% less than in Esztergom. Beyond cost, consider language, visa policies, and how big the international community is in each city.