Last update: Nov 2026

Cost of Living Comparison Between Cebu and Chalan Pago

For one person, living is cheaper in Chalan Pago: $408 a month against $943 in Cebu, rent and utilities included – about $6,400 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$943

/mo nomad

Chalan Pago

🇬🇺 Guam

$408

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Chalan Pago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Chalan Pago actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $408 in Chalan Pago.

Cebu $943
Chalan Pago $408

Estimated couple costs with rent: $1,437 in Cebu versus $217 in Chalan Pago.

Cebu $1,437
Chalan Pago $217

Monthly costs for a family of three with rent: $1,930 in Cebu versus $25 in Chalan Pago.

Cebu $1,930
Chalan Pago $25

Living in Cebu is roughly 131% more expensive than in Chalan Pago, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Cebu 30% lower, Chalan Pago 70% lower.

Meal at Budget Restaurant

$3.88 ₱244

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

Cappuccino

$2.56 ₱161

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

Water (0.33 liter bottle)

$0.51 ₱32.03

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

White Bread (500g)

$1.37 ₱86.3

Rice (white) (1kg)

$0.95 ₱59.9

Eggs

$2.02 ₱127

Local Cheese (1kg)

$9.63 ₱606

Chicken Fillets (1kg)

$4.35 ₱274

Beef Round Steak (1kg)

$7.70 ₱485

Apples (1kg)

$3.30 ₱207

Banana (1kg)

$1.27 ₱79.7

Oranges (1kg)

$2.34 ₱148

Tomato (1kg)

$1.51 ₱95.4

Potato (1kg)

$2.23 ₱141

Onion (1kg)

$1.93 ₱122

Lettuce (1 head)

$1.18 ₱74.4

Water (1.5 liter bottle)

$0.65 ₱40.93

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.1

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

$2.52 $2.52

-90.87%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱771

Taxi Start (Normal Tariff)

$0.82 ₱51.5

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

Gasoline (1 liter)

$1.38 ₱86.7

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$18.8K $18.8K

12.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,816

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,768

Gym Membership (Monthly)

$33.41 ₱2,104

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

Cinema Ticket

$5.85 ₱368

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

International Primary School, 1 Child (Yearly)

$8,060 ₱507.5K

Jeans (Levis 501 Or Similar)

$48.31 ₱3,042

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

Sport Shoes (Adidas, Nike)

$77.1 ₱4,856

Men's Leather Business Shoes

$56.5 ₱3,558

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.3K

$398 $398

-19.18%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.4K

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.6K

Buy Apartment in City Center (m2)

$4,459 ₱280.7K

Buy Apartment Outside City Center (m2)

$3,030 ₱190.8K

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Chalan Pago: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Chalan Pago

–

Groceries & Markets

Cebu

$206 21.8%

Chalan Pago

–

Monthly Utilities & Internet

Cebu

$168 17.8%

Chalan Pago

–

Eating Out

Cebu

$95 10.1%

Chalan Pago

–

Clothing & Footwear

Cebu

$93 9.9%

Chalan Pago

–

Sport & Entertainment

Cebu

$45 4.8%

Chalan Pago

–

Getting Around

Cebu

$15 1.6%

Chalan Pago

–

Good to know

🇵🇭 Cebu

🇬🇺 Chalan Pago

🕒 Local time

16:24 4:24 PM

18:24 6:24 PM

2 h ahead of Cebu

🌤 Weather

👥 Population

964,169

6,484

💱 Currency

Philippine Peso PHP ₱

United States Dollar USD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.72 PHP (100 PHP = 1.41 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Chalan Pago 2,300 km ≈ 3 h 15 min nonstop flight

From you

Cebu
Chalan Pago

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Chalan Pago: Cost of Living - Frequently Asked Questions

Chalan Pago is about 57% cheaper overall, especially in transport. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,415 in Cebu and $612 in Chalan Pago to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

At $408 in Chalan Pago versus $943 in Cebu, a $800 budget is realistic in Chalan Pago but tight or insufficient in Cebu. The gap between the two cities makes Chalan Pago the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Chalan Pago are both considered safe, so it’s unlikely to be the deciding factor between them.