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Cost of Living Comparison Between Cebu and Cagayan de Oro City Cost of Living Comparison Between Cebu and Cagayan de Oro City

๐Ÿ˜ Solo nomad: Cebu is 26.7% more expensive than Cagayan de Oro City without rent, and 14.2% more expensive with rent.
๐Ÿ˜ Family of 3: Cebu is 29.8% more expensive than Cagayan de Oro City without rent, and 21.4% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Cebu
Cagayan de Oro City
Difference
Meal at Budget Restaurant
$4.55 โ‚ฑ271
$3.85 โ‚ฑ229
18.18%
Three-Course Dinner for Two, Mid-Range
$24.29 โ‚ฑ1,444
$13.90 โ‚ฑ826
74.75%
Fast Food Meal (McDonalds, etc)
$4.49 โ‚ฑ267
$3.27 โ‚ฑ194
37.31%
Cappuccino
$2.51 โ‚ฑ149
$2.60 โ‚ฑ155
-3.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 โ‚ฑ48.11
$1.00 โ‚ฑ59.7
-19.00%
Water (0.33 liter bottle)
$0.45 โ‚ฑ26.98
$0.36 โ‚ฑ21.27
25.00%
Local Beer (0.5 liter draught)
$1.58 โ‚ฑ94.0
$1.40 โ‚ฑ82.9
12.86%
Imported Beer (0.33 liter bottle)
$2.14 โ‚ฑ127
$2.49 โ‚ฑ148
-14.06%
๐Ÿ›’ Groceries & Markets
Cebu
Cagayan de Oro City
Difference
Milk (1 liter)
$2.31 โ‚ฑ137
$1.63 โ‚ฑ96.9
41.72%
White Bread (500g)
$1.56 โ‚ฑ92.7
$1.00 โ‚ฑ59.2
56.00%
Rice (white) (1kg)
$1.17 โ‚ฑ69.7
$0.93 โ‚ฑ55.4
25.81%
Eggs
$2.29 โ‚ฑ136
$2.49 โ‚ฑ148
-8.03%
Local Cheese (1kg)
$13.04 โ‚ฑ775
$5.88 โ‚ฑ350
121.77%
Chicken Fillets (1kg)
$5.28 โ‚ฑ314
$3.65 โ‚ฑ217
44.66%
Beef Round Steak (1kg)
$7.80 โ‚ฑ464
$6.61 โ‚ฑ393
18.00%
Apples (1kg)
$3.59 โ‚ฑ213
$2.32 โ‚ฑ138
54.74%
Banana (1kg)
$1.52 โ‚ฑ90.1
$1.15 โ‚ฑ68.3
32.17%
Oranges (1kg)
$3.28 โ‚ฑ195
$2.32 โ‚ฑ138
41.38%
Tomato (1kg)
$2.21 โ‚ฑ132
$1.28 โ‚ฑ76.1
72.66%
Potato (1kg)
$2.55 โ‚ฑ152
$2.18 โ‚ฑ129
16.97%
Onion (1kg)
$2.57 โ‚ฑ153
$2.85 โ‚ฑ169
-9.82%
Lettuce (1 head)
$0.98 โ‚ฑ58.0
$0.87 โ‚ฑ51.6
12.64%
Water (1.5 liter bottle)
$0.78 โ‚ฑ46.32
$0.47 โ‚ฑ28.14
65.96%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 โ‚ฑ193
$2.43 โ‚ฑ144
33.74%
Wine (Bottle)
$6.86 โ‚ฑ407
$4.12 โ‚ฑ245
66.50%
Local Beer (0.5 liter bottle)
$1.17 โ‚ฑ69.3
$1.35 โ‚ฑ80.0
-13.33%
Imported Beer (0.33 liter bottle)
$2.28 โ‚ฑ135
$1.57 โ‚ฑ93.6
45.22%
๐ŸšŒ Getting Around
Cebu
Cagayan de Oro City
Difference
One-way Ticket (Public Transport)
$0.26 โ‚ฑ15.42
$0.43 โ‚ฑ25.61
-39.53%
Public Transport Monthly Pass (Regular Price)
$14.80 โ‚ฑ879
$8.68 โ‚ฑ516
70.51%
Taxi Start (Normal Tariff)
$0.81 โ‚ฑ48.11
$0.74 โ‚ฑ43.74
9.46%
Taxi (Normal Tariff) (1km)
$0.25 โ‚ฑ14.96
$0.22 โ‚ฑ12.99
13.64%
Taxi 1hour Waiting (Normal Tariff)
$2.58 โ‚ฑ154
$2.18 โ‚ฑ130
18.35%
Gasoline (1 liter)
$1.10 โ‚ฑ65.3
$1.09 โ‚ฑ65.0
0.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K โ‚ฑ1.8M
$20.3K โ‚ฑ1.2M
49.90%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K โ‚ฑ1.6M
$19.3K โ‚ฑ1.1M
41.70%
๐Ÿงพ Monthly Utilities & Internet
Cebu
Cagayan de Oro City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.9 โ‚ฑ5,756
$104 โ‚ฑ6,187
-6.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.74 โ‚ฑ2,005
$40.91 โ‚ฑ2,431
-17.53%
Internet (50+ Mbps, Unlimited Data)
$29.72 โ‚ฑ1,766
$32.75 โ‚ฑ1,946
-9.25%
๐ŸŽ‰ Sport & Entertainment
Cebu
Cagayan de Oro City
Difference
Gym Membership (Monthly)
$33.41 โ‚ฑ1,986
$22.00 โ‚ฑ1,307
51.86%
Tennis Court (1 Hour on Weekend)
$8.22 โ‚ฑ489
$3.41 โ‚ฑ203
141.06%
Cinema Ticket
$5.78 โ‚ฑ343
$4.48 โ‚ฑ266
29.02%
๐Ÿงธ Childcare & Education
Cebu
Cagayan de Oro City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$236 โ‚ฑ14.0K
$188 โ‚ฑ11.2K
25.68%
International Primary School, 1 Child (Yearly)
$3,881 โ‚ฑ230.6K
$2,462 โ‚ฑ146.3K
57.67%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cebu
Cagayan de Oro City
Difference
Jeans (Levis 501 Or Similar)
$52.9 โ‚ฑ3,141
$34.70 โ‚ฑ2,062
52.33%
Summer Dress (H&M, Zara, etc)
$23.20 โ‚ฑ1,379
$14.32 โ‚ฑ851
62.01%
Sport Shoes (Adidas, Nike)
$76.7 โ‚ฑ4,560
$57.2 โ‚ฑ3,402
34.05%
Men's Leather Business Shoes
$56.3 โ‚ฑ3,348
$43.59 โ‚ฑ2,591
29.23%
๐Ÿ  Accommodation & Living
Cebu
Cagayan de Oro City
Difference
1-bedroom Apartment, City Center (Monthly)
$505 โ‚ฑ30.0K
$351 โ‚ฑ20.9K
43.83%
1-bedroom Apartment, Outside City Center (Monthly)
$217 โ‚ฑ12.9K
$214 โ‚ฑ12.7K
1.39%
3-bedroom Apartment, City Center (Monthly)
$807 โ‚ฑ47.9K
$588 โ‚ฑ35.0K
37.13%
3-bedroom Apartment, Outside City Center (Monthly)
$383 โ‚ฑ22.7K
$371 โ‚ฑ22.1K
3.13%
Buy Apartment in City Center (m2)
$3,099 โ‚ฑ184.1K
$1,560 โ‚ฑ92.7K
98.59%
Buy Apartment Outside City Center (m2)
$1,967 โ‚ฑ116.9K
$884 โ‚ฑ52.6K
122.43%
๐Ÿ’ต Salaries & Financials
Cebu
Cagayan de Oro City
Difference
Average Monthly Net Salary (After Tax)
$370 โ‚ฑ22.0K
$329 โ‚ฑ19.6K
12.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6.67
19.94%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for Cagayan de Oro City: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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