Cost of Living Comparison Between Cebu and Cagayan de Oro City Cost of Living Comparison Between Cebu and Cagayan de Oro City

😐 Solo nomad: Cebu is 29.2% more expensive than Cagayan de Oro City without rent, and 15.2% more expensive with rent.
😐 Family of 3: Cebu is 34.4% more expensive than Cagayan de Oro City without rent, and 22.4% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Cagayan de Oro City
Difference
Meal at Budget Restaurant
$4.40 ₱260
$3.75 ₱222
17.33%
Three-Course Dinner for Two, Mid-Range
$24.09 ₱1,425
$14.11 ₱835
70.73%
Fast Food Meal (McDonalds, etc)
$4.51 ₱267
$3.29 ₱195
37.08%
Cappuccino
$2.60 ₱154
$2.55 ₱151
1.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.80 ₱47.40
$0.95 ₱56.4
-15.79%
Water (0.33 liter bottle)
$0.43 ₱25.38
$0.39 ₱22.81
10.26%
Local Beer (0.5 liter draught)
$1.58 ₱93.2
$1.39 ₱82.3
13.67%
Imported Beer (0.33 liter bottle)
$2.09 ₱124
$2.41 ₱143
-13.28%
🛒 Groceries & Markets
Cebu
Cagayan de Oro City
Difference
Milk (1 liter)
$2.22 ₱132
$1.71 ₱101
29.82%
White Bread (500g)
$1.50 ₱88.9
$0.90 ₱53.6
66.67%
Rice (white) (1kg)
$1.13 ₱66.8
$0.97 ₱57.3
16.49%
Eggs
$2.34 ₱139
$2.40 ₱142
-2.50%
Local Cheese (1kg)
$12.75 ₱755
$6.16 ₱365
106.98%
Chicken Fillets (1kg)
$5.38 ₱318
$3.66 ₱217
46.99%
Beef Round Steak (1kg)
$7.87 ₱466
$6.68 ₱395
17.81%
Apples (1kg)
$3.61 ₱214
$2.26 ₱134
59.73%
Banana (1kg)
$1.46 ₱86.1
$1.15 ₱68.0
26.96%
Oranges (1kg)
$3.29 ₱194
$2.29 ₱135
43.67%
Tomato (1kg)
$2.29 ₱135
$1.28 ₱75.6
78.91%
Potato (1kg)
$2.56 ₱151
$2.21 ₱131
15.84%
Onion (1kg)
$2.45 ₱145
$2.89 ₱171
-15.22%
Lettuce (1 head)
$1.00 ₱58.9
$0.87 ₱51.4
14.94%
Water (1.5 liter bottle)
$0.85 ₱50.3
$0.47 ₱27.73
80.85%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 ₱185
$2.46 ₱145
27.24%
Wine (Bottle)
$6.84 ₱405
$4.19 ₱248
63.25%
Local Beer (0.5 liter bottle)
$1.21 ₱71.3
$1.37 ₱81.0
-11.68%
Imported Beer (0.33 liter bottle)
$2.33 ₱138
$1.57 ₱92.8
48.41%
🚌 Getting Around
Cebu
Cagayan de Oro City
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.36
$0.40 ₱23.68
-35.00%
Public Transport Monthly Pass (Regular Price)
$15.06 ₱891
$8.25 ₱488
82.55%
Taxi Start (Normal Tariff)
$0.81 ₱48.22
$0.73 ₱42.93
10.96%
Taxi (Normal Tariff) (1km)
$0.23 ₱13.57
$0.24 ₱14.23
-4.17%
Taxi 1hour Waiting (Normal Tariff)
$2.68 ₱159
$2.14 ₱127
25.23%
Gasoline (1 liter)
$1.15 ₱68.2
$1.13 ₱67.1
1.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2K ₱1.8M
$20.5K ₱1.2M
47.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K ₱1.6M
$19.5K ₱1.2M
40.58%
🧾 Monthly Utilities & Internet
Cebu
Cagayan de Oro City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.0 ₱5,856
$103 ₱6,067
-3.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.23 ₱2,026
$40.92 ₱2,421
-16.35%
Internet (50+ Mbps, Unlimited Data)
$30.40 ₱1,799
$33.45 ₱1,979
-9.12%
🎉 Sport & Entertainment
Cebu
Cagayan de Oro City
Difference
Gym Membership (Monthly)
$33.37 ₱1,974
$21.63 ₱1,280
54.28%
Tennis Court (1 Hour on Weekend)
$8.07 ₱477
$3.32 ₱196
143.07%
Cinema Ticket
$5.84 ₱345
$4.54 ₱268
28.63%
🧸 Childcare & Education
Cebu
Cagayan de Oro City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$235 ₱13.9K
$185 ₱10.9K
27.39%
International Primary School, 1 Child (Yearly)
$3,954 ₱234.0K
$2,435 ₱144.1K
62.41%
👕👟 Clothing & Footwear
Cebu
Cagayan de Oro City
Difference
Jeans (Levis 501 Or Similar)
$52.2 ₱3,088
$35.57 ₱2,105
46.70%
Summer Dress (H&M, Zara, etc)
$22.81 ₱1,350
$14.12 ₱835
61.54%
Sport Shoes (Adidas, Nike)
$75.1 ₱4,443
$56.8 ₱3,359
32.27%
Men's Leather Business Shoes
$55.7 ₱3,298
$43.79 ₱2,591
27.29%
🏠 Accommodation & Living
Cebu
Cagayan de Oro City
Difference
1-bedroom Apartment, City Center (Monthly)
$516 ₱30.6K
$356 ₱21.0K
45.21%
1-bedroom Apartment, Outside City Center (Monthly)
$209 ₱12.4K
$218 ₱12.9K
-4.10%
3-bedroom Apartment, City Center (Monthly)
$789 ₱46.7K
$598 ₱35.4K
31.88%
3-bedroom Apartment, Outside City Center (Monthly)
$396 ₱23.4K
$372 ₱22.0K
6.45%
Buy Apartment in City Center (m2)
$3,151 ₱186.5K
$1,707 ₱101.0K
84.57%
Buy Apartment Outside City Center (m2)
$2,024 ₱119.8K
$1,024 ₱60.6K
97.73%
💵 Salaries & Financials
Cebu
Cagayan de Oro City
Difference
Average Monthly Net Salary (After Tax)
$396 ₱23.4K
$328 ₱19.4K
20.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6.67
19.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: March 1, 2026

Last update for Cagayan de Oro City: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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