Cost of Living Comparison Between Cebu and Cagayan de Oro City Cost of Living Comparison Between Cebu and Cagayan de Oro City

😐 Solo nomad: Cebu is 30.7% more expensive than Cagayan de Oro City without rent, and 11.8% more expensive with rent.

😐 Family of 3: Cebu is 38.5% more expensive than Cagayan de Oro City without rent, and 24.1% more expensive with rent.

Meal at Budget Restaurant

$4.46 ₱248

$3.76 ₱210

18.62%

Three-Course Dinner for Two, Mid-Range

$23.59 ₱1,313

$14.13 ₱787

66.95%

Fast Food Meal (McDonalds, etc)

$4.54 ₱253

$3.32 ₱185

36.75%

Cappuccino

$2.65 ₱148

$2.52 ₱140

5.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ₱46.77

$0.97 ₱54.3

-13.40%

Water (0.33 liter bottle)

$0.45 ₱25.1

$0.35 ₱19.66

28.57%

Local Beer (0.5 liter draught)

$1.52 ₱84.9

$1.4 ₱77.8

8.57%

Imported Beer (0.33 liter bottle)

$2.09 ₱116

$2.38 ₱133

-12.18%

Milk (1 liter)

$2.31 ₱129

$1.68 ₱93.8

37.50%

White Bread (500g)

$1.57 ₱87.3

$0.92 ₱51.2

70.65%

Rice (white) (1kg)

$1.13 ₱62.9

$0.97 ₱54.1

16.49%

Eggs

$2.36 ₱131

$2.39 ₱133

-1.26%

Local Cheese (1kg)

$12.95 ₱721

$6.07 ₱338

113.34%

Chicken Fillets (1kg)

$5.12 ₱285

$3.63 ₱202

41.05%

Beef Round Steak (1kg)

$7.61 ₱424

$6.49 ₱361

17.26%

Apples (1kg)

$3.63 ₱202

$2.32 ₱129

56.47%

Banana (1kg)

$1.47 ₱82

$1.18 ₱65.5

24.58%

Oranges (1kg)

$3.43 ₱191

$2.34 ₱130

46.58%

Tomato (1kg)

$2.25 ₱125

$1.28 ₱71.5

75.78%

Potato (1kg)

$2.53 ₱141

$2.27 ₱126

11.45%

Onion (1kg)

$2.47 ₱137

$2.86 ₱159

-13.64%

Lettuce (1 head)

$1 ₱55.8

$0.87 ₱48.68

14.94%

Water (1.5 liter bottle)

$0.82 ₱45.9

$0.47 ₱26.33

74.47%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 ₱181

$2.49 ₱139

30.52%

Wine (Bottle)

$6.68 ₱372

$4.19 ₱234

59.43%

Local Beer (0.5 liter bottle)

$1.17 ₱64.9

$1.4 ₱77.7

-16.43%

Imported Beer (0.33 liter bottle)

$2.26 ₱126

$1.54 ₱85.8

46.75%

One-way Ticket (Public Transport)

$0.26 ₱14.34

$0.4 ₱22.43

-35.00%

Public Transport Monthly Pass (Regular Price)

$15.28 ₱851

$8.68 ₱483

76.04%

Taxi Start (Normal Tariff)

$0.81 ₱45.31

$0.74 ₱41.47

9.46%

Taxi (Normal Tariff) (1km)

$0.25 ₱14

$0.22 ₱12.22

13.64%

Taxi 1hour Waiting (Normal Tariff)

$2.72 ₱151

$2.12 ₱118

28.30%

Gasoline (1 liter)

$1.13 ₱63.2

$1.09 ₱60.8

3.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K ₱1.6M

$20.4K ₱1.1M

45.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K ₱1.5M

$18.9K ₱1.1M

44.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99 ₱5,512

$106 ₱5,881

-6.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35 ₱1,949

$39.54 ₱2,202

-11.48%

Internet (50+ Mbps, Unlimited Data)

$29.45 ₱1,640

$33.39 ₱1,859

-11.80%

Gym Membership (Monthly)

$33.3 ₱1,854

$21.82 ₱1,215

52.61%

Tennis Court (1 Hour on Weekend)

$8.33 ₱464

$3.31 ₱184

151.66%

Cinema Ticket

$5.97 ₱332

$4.47 ₱249

33.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 ₱12.7K

$192 ₱10.7K

18.98%

International Primary School, 1 Child (Yearly)

$3,917 ₱218.1K

$2,521 ₱140.4K

55.37%

Jeans (Levis 501 Or Similar)

$51.8 ₱2,884

$34.46 ₱1,919

50.32%

Summer Dress (H&M, Zara, etc)

$22.69 ₱1,263

$14.12 ₱786

60.69%

Sport Shoes (Adidas, Nike)

$74.8 ₱4,163

$58.8 ₱3,272

27.23%

Men's Leather Business Shoes

$54.8 ₱3,049

$43.49 ₱2,422

25.91%

1-bedroom Apartment, City Center (Monthly)

$501 ₱27.9K

$353 ₱19.7K

41.76%

1-bedroom Apartment, Outside City Center (Monthly)

$214 ₱11.9K

0.03%

3-bedroom Apartment, City Center (Monthly)

$795 ₱44.3K

$578 ₱32.2K

37.48%

3-bedroom Apartment, Outside City Center (Monthly)

$391 ₱21.8K

$370 ₱20.6K

5.69%

Buy Apartment in City Center (m2)

$2,957 ₱164.6K

$1,618 ₱90.1K

82.78%

Buy Apartment Outside City Center (m2)

$1,052 ₱58.6K

$869 ₱48.4K

21.06%

Average Monthly Net Salary (After Tax)

$375 ₱20.9K

$325 ₱18.1K

15.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

19.94%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 29, 2025

Last update for Cagayan de Oro City: October 29, 2025

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