Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bungoma

For one person, living is cheaper in Bungoma: $141 a month against $918 in Cebu, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bungoma

🇰🇪 Kenya

$141

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bungoma

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bungoma actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $141 in Bungoma.

Cebu $918
Bungoma $141

Estimated couple costs with rent: $1,409 in Cebu versus $286 in Bungoma.

Cebu $1,409
Bungoma $286

Monthly costs for a family of three with rent: $1,900 in Cebu versus $431 in Bungoma.

Cebu $1,900
Bungoma $431

Living in Cebu is roughly 550% more expensive than in Bungoma, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Bungoma 90% lower.

Meal at Budget Restaurant

$3.09 ₱194

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

Cappuccino

$2.51 ₱158

$5.40 KES 700

-53.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

Water (0.33 liter bottle)

$0.53 ₱33.43

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.51 KES 195

17.88%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$1.67 KES 216

29.94%

Milk (1 liter)

$1.92 ₱121

White Bread (500g)

$1.36 ₱85.4

Rice (white) (1kg)

$1.01 ₱63.5

Eggs

$2.03 ₱128

$1.21 KES 157

67.77%

Local Cheese (1kg)

$9.86 ₱621

Chicken Fillets (1kg)

$4.39 ₱277

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$3.02 KES 392

9.27%

Banana (1kg)

$1.39 ₱87.8

$0.95 KES 123

46.32%

Oranges (1kg)

$2.33 ₱147

Tomato (1kg)

$1.50 ₱94.3

Potato (1kg)

$2.36 ₱149

Onion (1kg)

$1.90 ₱119

Lettuce (1 head)

$1.19 ₱74.9

Water (1.5 liter bottle)

$0.63 ₱39.71

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.51 KES 196

-18.54%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.72 KES 222

1.74%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.31 ₱82.8

$1.38 KES 179

-5.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$28.90 KES 3,747

-4.71%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

Men's Leather Business Shoes

$57.2 ₱3,601

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$168 KES 21.8K

265.29%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bungoma: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bungoma

–

Groceries & Markets

Cebu

$206 22.4%

Bungoma

–

Monthly Utilities & Internet

Cebu

$162 17.6%

Bungoma

–

Clothing & Footwear

Cebu

$94 10.2%

Bungoma

–

Eating Out

Cebu

$88 9.6%

Bungoma

–

Sport & Entertainment

Cebu

$44 4.8%

Bungoma

–

Getting Around

Cebu

$16 1.7%

Bungoma

–

Good to know

🇵🇭 Cebu

🇰🇪 Bungoma

🕒 Local time

13:29 1:29 PM

08:29 8:29 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

60,000

💱 Currency

Philippine Peso PHP ₱

Kenyan Shilling KES Sh

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

Exchange rates and currency converter

KES, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Kenyan Shilling exchange rates as of October 19, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Bungoma 9,920 km ≈ 13 h nonstop flight

From you

Cebu
Bungoma

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bungoma: Cost of Living - Frequently Asked Questions

Bungoma is cheaper overall, especially in groceries, clothing, and eating out. The 550% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $212 in Bungoma to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 462% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $141 in Bungoma – a 550% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Bungoma gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Bungoma is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Bungoma are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bungoma gentler on the wallet – expenses run 550% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.