Last update: Oct 2026

Cost of Living Comparison Between Cebu and Biratnagar

For one person, living is cheaper in Biratnagar: $317 a month against $918 in Cebu, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
15

Cost of Living Index in Biratnagar
Learn more

Biratnagar Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Biratnagar

🇳🇵 Nepal

$317

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Biratnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Biratnagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $317 in Biratnagar.

Cebu $918
Biratnagar $317

Estimated couple costs with rent: $1,409 in Cebu versus $523 in Biratnagar.

Cebu $1,409
Biratnagar $523

Monthly costs for a family of three with rent: $1,900 in Cebu versus $728 in Biratnagar.

Cebu $1,900
Biratnagar $728

Living in Cebu is roughly 189% more expensive than in Biratnagar, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Biratnagar 76% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.56 NPR 237

98.08%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$14.08 NPR 2,140

72.02%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.58 NPR 1,152

-48.28%

Cappuccino

$2.51 ₱158

$1.16 NPR 176

116.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.34 NPR 52.2

367.65%

Water (0.33 liter bottle)

$0.53 ₱33.43

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.43 NPR 217

24.48%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.09 NPR 318

3.83%

Milk (1 liter)

$1.92 ₱121

$0.58 NPR 87.9

231.03%

White Bread (500g)

$1.36 ₱85.4

$0.35 NPR 53.6

288.57%

Rice (white) (1kg)

$1.01 ₱63.5

$0.64 NPR 97.3

57.81%

Eggs

$2.03 ₱128

$1.22 NPR 185

66.39%

Local Cheese (1kg)

$9.86 ₱621

$4.46 NPR 677

121.08%

Chicken Fillets (1kg)

$4.39 ₱277

$2.68 NPR 408

63.81%

Beef Round Steak (1kg)

$7.60 ₱479

$3.14 NPR 477

142.04%

Apples (1kg)

$3.30 ₱208

$1.97 NPR 300

67.51%

Banana (1kg)

$1.39 ₱87.8

$0.82 NPR 124

69.51%

Oranges (1kg)

$2.33 ₱147

$1.30 NPR 197

79.23%

Tomato (1kg)

$1.50 ₱94.3

$0.52 NPR 78.6

188.46%

Potato (1kg)

$2.36 ₱149

$0.39 NPR 59.4

505.13%

Onion (1kg)

$1.90 ₱119

$0.44 NPR 66.7

331.82%

Lettuce (1 head)

$1.19 ₱74.9

$0.25 NPR 37.64

376.00%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.28 NPR 42.41

125.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.63 NPR 400

14.07%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.65 NPR 250

-25.45%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.30 NPR 349

-23.91%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.16 NPR 24.67

56.25%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$11.72 NPR 1,781

7.85%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.93 NPR 293

-60.10%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$2.30 NPR 350

93.91%

Gasoline (1 liter)

$1.31 ₱82.8

$1.19 NPR 181

10.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$21.1K NPR 3.2M

0.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$4.17 NPR 634

235.73%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$9.22 NPR 1,401

198.70%

Gym Membership (Monthly)

$32.33 ₱2,035

$28.24 NPR 4,291

14.48%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$1.93 NPR 294

244.56%

Cinema Ticket

$5.65 ₱356

$3.07 NPR 466

84.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$47.46 NPR 7,211

480.09%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,712 NPR 260.1K

362.54%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$20.07 NPR 3,049

145.79%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$32.33 NPR 4,912

-21.93%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$24.72 NPR 3,756

211.33%

Men's Leather Business Shoes

$57.2 ₱3,601

$28.85 NPR 4,384

98.27%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$45.10 NPR 6,853

1007.58%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$51.2 NPR 7,775

503.52%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$130 NPR 19.8K

728.41%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$98.5 NPR 15.0K

524.46%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$395 NPR 60.0K

631.31%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$262 NPR 39.8K

631.71%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$165 NPR 25.0K

110.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-48.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Biratnagar: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Biratnagar

$51 16.1% 83.4% $258

Groceries & Markets

Cebu

$206 22.4%

Biratnagar

$95 * 29.8% 54% $111

Monthly Utilities & Internet

Cebu

$162 17.6%

Biratnagar

$13 * 4.2% 91.7% $148

Clothing & Footwear

Cebu

$94 10.2%

Biratnagar

$48 15% 49.2% $46

Eating Out

Cebu

$88 9.6%

Biratnagar

$62 * 19.5% 30% $26

Sport & Entertainment

Cebu

$44 4.8%

Biratnagar

$34 10.8% 21.2% $9.2

Getting Around

Cebu

$16 1.7%

Biratnagar

$14 * 4.5% 8.2% $1.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $45.10 in Biratnagar. Housing cost is often the main lever when comparing two cities.

Cebu pays 110% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $14.00 in Biratnagar for a mid-range dinner for two. Groceries echo the gap at $206 vs $95.0 per month, with Biratnagar cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇵 Biratnagar

🕒 Local time

03:24 3:24 AM

01:09 1:09 AM

2 h 15 min behind Cebu

🌤 Weather

👥 Population

964,169

166,674

💱 Currency

Philippine Peso PHP ₱

Nepalese Rupee NPR रु

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 NPR = 6.58 USD

1,000 NPR = 5.85 EUR

Exchange rates and currency converter

NPR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Nepalese Rupee exchange rates as of October 17, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Biratnagar 4,240 km ≈ 6 h nonstop flight

From you

Cebu
Biratnagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Biratnagar: Cost of Living - Frequently Asked Questions

Biratnagar is cheaper overall, especially in groceries, clothing, and eating out. The 189% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 110% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $45.10 in Biratnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 117% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Biratnagar – a meal for two runs $14.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Biratnagar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Biratnagar is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Biratnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biratnagar gentler on the wallet – expenses run 189% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.