Cost of Living Comparison Between Cebu and Binangonan Cost of Living Comparison Between Cebu and Binangonan

Monthly Cost of Living

Monthly costs for one person with rent: $924 in Cebu versus $734 in Binangonan.

Estimated couple costs with rent: $1,414 in Cebu versus $1,091 in Binangonan.

Monthly costs for a family of three with rent: $1,905 in Cebu versus $1,449 in Binangonan.

Living in Cebu is roughly 26% more expensive than in Binangonan, driven mainly by Groceries & Markets.

Both cities sit below the global median: Cebu 33% lower, Binangonan 47% lower.

Meal at Budget Restaurant

$3.07 ₱192

$4.05 ₱254

-24.20%

Three-Course Dinner for Two, Mid-Range

$23.18 ₱1,453

$16.75 ₱1,050

38.39%

Fast Food Meal (McDonalds, etc)

$4.04 ₱253

$2.83 ₱178

42.76%

Cappuccino

$2.49 ₱156

$1.83 ₱115

36.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.52 ₱95.3

$0.60 ₱37.31

153.33%

Water (0.33 liter bottle)

$0.49 ₱30.71

$0.27 ₱16.86

81.48%

Local Beer (0.5 liter draught)

$1.80 ₱113

$1.31 ₱82.1

37.40%

Imported Beer (0.33 liter bottle)

$2.29 ₱144

$1.63 ₱102

40.49%

Milk (1 liter)

$1.92 ₱121

$1.62 ₱101

18.52%

White Bread (500g)

$1.39 ₱87.3

$1.13 ₱70.6

23.01%

Rice (white) (1kg)

$1.01 ₱63.6

$0.88 ₱55.1

14.77%

Eggs

$2.03 ₱127

$1.84 ₱115

10.33%

Local Cheese (1kg)

$9.87 ₱619

$5.00 ₱313

97.40%

Chicken Fillets (1kg)

$4.52 ₱283

$3.47 ₱218

30.26%

Beef Round Steak (1kg)

$7.59 ₱476

$7.98 ₱500

-4.89%

Apples (1kg)

$3.34 ₱209

$2.23 ₱140

49.78%

Banana (1kg)

$1.40 ₱87.7

$1.42 ₱89.3

-1.41%

Oranges (1kg)

$2.41 ₱151

$2.45 ₱154

-1.63%

Tomato (1kg)

$1.55 ₱97.1

$1.04 ₱65.1

49.04%

Potato (1kg)

$2.46 ₱154

$1.67 ₱105

47.31%

Onion (1kg)

$1.91 ₱120

$1.80 ₱113

6.11%

Lettuce (1 head)

$1.23 ₱77.0

$0.66 ₱41.24

86.36%

Water (1.5 liter bottle)

$0.62 ₱38.81

$0.53 ₱33.31

16.98%

Cigarettes 20 Pack (Marlboro, Camel)

$2.87 ₱180

$3.04 ₱191

-5.59%

Wine (Bottle)

$6.30 ₱395

$7.47 ₱469

-15.66%

Local Beer (0.5 liter bottle)

$1.30 ₱81.2

$0.97 ₱60.9

34.02%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.83 ₱115

-4.37%

One-way Ticket (Public Transport)

$0.23 ₱14.30

$0.25 ₱15.51

-8.00%

Public Transport Monthly Pass (Regular Price)

$12.66 ₱794

$11.40 ₱715

11.05%

Taxi Start (Normal Tariff)

$0.75 ₱46.80

$0.76 ₱47.88

-1.32%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.42

$0.23 ₱14.44

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

$1.89 ₱118

129.10%

Gasoline (1 liter)

$1.26 ₱79.3

$1.19 ₱74.3

5.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$21.7K ₱1.4M

-2.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₱1.2M

$19.1K ₱1.2M

2.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,587

$141 ₱8,814

-13.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.07 ₱945

$14.55 ₱912

3.57%

Internet (50+ Mbps, Unlimited Data)

$27.29 ₱1,711

$23.78 ₱1,491

14.76%

Gym Membership (Monthly)

$32.26 ₱2,023

$32.54 ₱2,040

-0.86%

Tennis Court (1 Hour on Weekend)

$6.38 ₱400

$4.93 ₱309

29.41%

Cinema Ticket

$5.63 ₱353

$5.12 ₱321

9.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$281 ₱17.6K

$74.6 ₱4,680

276.66%

International Primary School, 1 Child (Yearly)

$8,117 ₱508.9K

$2,505 ₱157.1K

224.00%

Jeans (Levis 501 Or Similar)

$49.04 ₱3,075

$28.48 ₱1,786

72.19%

Summer Dress (H&M, Zara, etc)

$24.72 ₱1,550

$19.43 ₱1,218

27.23%

Sport Shoes (Adidas, Nike)

$77.9 ₱4,887

$71.6 ₱4,487

8.93%

Men's Leather Business Shoes

$58.3 ₱3,657

$56.2 ₱3,524

3.77%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.5K

$265 ₱16.6K

89.61%

1-bedroom Apartment, Outside City Center (Monthly)

$307 ₱19.2K

$175 ₱11.0K

75.38%

3-bedroom Apartment, City Center (Monthly)

$1,086 ₱68.1K

$504 ₱31.6K

115.33%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.6K

$348 ₱21.8K

81.52%

Buy Apartment in City Center (m2)

$2,868 ₱179.8K

$2,583 ₱162.0K

11.03%

Buy Apartment Outside City Center (m2)

$1,891 ₱118.5K

$1,049 ₱65.8K

80.16%

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

$425 ₱26.6K

-18.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: September 7, 2026

Last update for Binangonan: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $265 in Binangonan. Housing cost is often the main lever when comparing two cities.

Binangonan pays 23% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Cebu vs $17.00 in Binangonan for a mid-range dinner for two. Groceries echo the gap at $209 vs $170 per month, with Binangonan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Binangonan: Cost of Living - Frequently Asked Questions

Binangonan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 26% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 23% lower in Binangonan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $265 in Binangonan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $281 in Cebu versus $74.6 in Binangonan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 23% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

At $734 in Binangonan versus $924 in Cebu, a $1,500 budget is realistic in Binangonan but tight or insufficient in Cebu. The gap between the two cities makes Binangonan the clear choice for anyone on this budget.

For families, Binangonan is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Binangonan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Binangonan gentler on the wallet – expenses run 26% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.