Last update: Oct 2026

Cost of Living Comparison Between Cebu and Beruwala

For one person, living is cheaper in Beruwala: $507 a month against $918 in Cebu, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
25

Cost of Living Index in Beruwala
Learn more

Beruwala Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Beruwala

🇱🇰 Sri Lanka

$507

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Beruwala

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Beruwala actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $507 in Beruwala.

Cebu $918
Beruwala $507

Estimated couple costs with rent: $1,409 in Cebu versus $824 in Beruwala.

Cebu $1,409
Beruwala $824

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,140 in Beruwala.

Cebu $1,900
Beruwala $1,140

Living in Cebu is roughly 81% more expensive than in Beruwala, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Cebu 32% lower, Beruwala 62% lower.

Meal at Budget Restaurant

$3.09 ₱194

$4.30 LKR 1,424

-28.14%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$24.33 LKR 8,058

-0.45%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.45 LKR 2,467

-47.38%

Cappuccino

$2.51 ₱158

$2.48 LKR 823

1.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.68 LKR 224

133.82%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.27 LKR 90.2

96.30%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.18 LKR 723

-18.35%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.05 LKR 1,009

-28.85%

Milk (1 liter)

$1.92 ₱121

$1.62 LKR 538

18.52%

White Bread (500g)

$1.36 ₱85.4

$0.57 LKR 188

138.60%

Rice (white) (1kg)

$1.01 ₱63.5

$0.78 LKR 259

29.49%

Eggs

$2.03 ₱128

$1.59 LKR 526

27.67%

Local Cheese (1kg)

$9.86 ₱621

$13.81 LKR 4,575

-28.60%

Chicken Fillets (1kg)

$4.39 ₱277

$4.75 LKR 1,574

-7.58%

Beef Round Steak (1kg)

$7.60 ₱479

$7.50 LKR 2,483

1.33%

Apples (1kg)

$3.30 ₱208

$6.95 LKR 2,301

-52.52%

Banana (1kg)

$1.39 ₱87.8

$0.83 LKR 276

67.47%

Oranges (1kg)

$2.33 ₱147

$4.49 LKR 1,489

-48.11%

Tomato (1kg)

$1.50 ₱94.3

$1.26 LKR 418

19.05%

Potato (1kg)

$2.36 ₱149

$1.04 LKR 344

126.92%

Onion (1kg)

$1.90 ₱119

$0.76 LKR 251

150.00%

Lettuce (1 head)

$1.19 ₱74.9

$0.93 LKR 310

27.96%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.44 LKR 145

43.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$10.34 LKR 3,424

-70.99%

Wine (Bottle)

$6.03 ₱379

$13.77 LKR 4,562

-56.21%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.91 LKR 631

-35.60%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.92 LKR 967

-40.07%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.40 LKR 133

92.50%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.35 LKR 114

-34.29%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$0.95 LKR 315

369.47%

Gasoline (1 liter)

$1.31 ₱82.8

$1.40 LKR 464

-6.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$36.4K LKR 12.0M

-41.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$40.1K LKR 13.3M

-52.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$54.9 LKR 18.2K

119.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$4.34 LKR 1,437

222.58%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$20.59 LKR 6,819

33.75%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$4.34 LKR 1,437

30.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$37.63 LKR 12.5K

631.62%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,213 LKR 401.8K

552.68%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$18.51 LKR 6,132

166.50%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$16.53 LKR 5,474

52.69%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$78.3 LKR 25.9K

-1.72%

Men's Leather Business Shoes

$57.2 ₱3,601

$41.74 LKR 13.8K

37.04%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$149 LKR 49.3K

132.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

12.69

-43.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Beruwala: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Beruwala

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Beruwala

$240 47.2% 16.4% $34

Monthly Utilities & Internet

Cebu

$162 17.6%

Beruwala

$80 15.7% 50.7% $82

Clothing & Footwear

Cebu

$94 10.2%

Beruwala

$70 13.8% 25.7% $24

Eating Out

Cebu

$88 9.6%

Beruwala

$107 21.2% 21.6% $19

Sport & Entertainment

Cebu

$44 4.8%

Beruwala

$8.7 * 1.7% 80.1% $35

Getting Around

Cebu

$16 1.7%

Beruwala

$2.1 * 0.4% 86.3% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Cebu pays 132% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $24.00 in Beruwala for a mid-range dinner for two. Groceries echo the gap at $206 vs $240 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇱🇰 Beruwala

🕒 Local time

08:00 8:00 AM

05:30 5:30 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

35,300

💱 Currency

Philippine Peso PHP ₱

Sri Lankan Rupee LKR Rs

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 LKR = 3.02 USD

1,000 LKR = 2.69 EUR

Exchange rates and currency converter

LKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Sri Lankan Rupee exchange rates as of October 18, 2026: 1 USD = 331 LKR (1,000 LKR = 3.02 USD). 1 EUR = 372 LKR (1,000 LKR = 2.69 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Beruwala 4,850 km ≈ 7 h nonstop flight

From you

Cebu
Beruwala

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Beruwala: Cost of Living - Frequently Asked Questions

Beruwala is cheaper overall, especially in clothing, leisure, and utilities. The 81% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 132% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Shoppers in Cebu pay roughly 16% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $918 per month in Cebu versus $507 in Beruwala – a 81% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Beruwala gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Beruwala is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Beruwala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Beruwala gentler on the wallet – expenses run 81% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.