Last update: Oct 2026

Cost of Living Comparison Between Cebu and Belfort

For one person, living is cheaper in Cebu: $934 a month against $1,885 in Belfort, rent and utilities included – about $11,400 less a year. Rent and utilities account for about half of the difference.

Cebu, Philippines
Belfort, France
Cebu
🇵🇭 Philippines
$934
/mo nomad
Belfort
🇫🇷 France
$1,885
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Belfort

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Belfort actually costs, broken down by who's living it.

A single person spends $934 per month in Cebu vs $1,885 in Belfort, rent included.

  • Cebu $934
  • Belfort $1,885

A couple spends around $1,423 per month in Cebu vs $2,891 in Belfort, rent included.

  • Cebu $1,423
  • Belfort $2,891

A family of three spends $1,913 per month in Cebu vs $3,897 in Belfort, rent included.

  • Cebu $1,913
  • Belfort $3,897

Cebu is about 50% cheaper than Belfort, and outside of rent the biggest gap is in eating out.

Cebu sits 31% below the global median, while Belfort is 38% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Cebu
Belfort
Difference
Meal at Budget Restaurant
$3.79 ₱243
$16.97 €15.25
-77.67%
Three-Course Dinner for Two, Mid-Range
$23.33 ₱1,493
$67.7 €60.8
-65.51%
Fast Food Meal (McDonalds, etc)
$3.94 ₱252
$13.63 €12.24
-71.09%
Cappuccino
$2.54 ₱163
$4.13 €3.71
-38.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.57 ₱100
$2.64 €2.37
-40.53%
Water (0.33 liter bottle)
$0.47 ₱29.87
$1.74 €1.56
-72.99%
Local Beer (0.5 liter draught)
$1.77 ₱113
$7.77 €6.98
-77.22%
Imported Beer (0.33 liter bottle)
$2.22 ₱142
$5.69 €5.12
-60.98%
🛒 Groceries & Markets
Cebu
Belfort
Difference
Milk (1 liter)
$1.90 ₱121
$0.78 €0.70
143.59%
White Bread (500g)
$1.36 ₱87.3
$1.15 €1.03
18.26%
Rice (white) (1kg)
$0.94 ₱59.9
$1.64 €1.48
-42.68%
Eggs
$1.99 ₱127
$4.80 €4.31
-58.54%
Local Cheese (1kg)
$9.70 ₱621
$22.87 €20.55
-57.59%
Chicken Fillets (1kg)
$4.32 ₱276
$12.54 €11.27
-65.55%
Beef Round Steak (1kg)
$7.51 ₱481
$23.64 €21.24
-68.23%
Apples (1kg)
$3.31 ₱212
$2.41 €2.17
37.34%
Banana (1kg)
$1.37 ₱87.6
$2.45 €2.20
-44.08%
Oranges (1kg)
$2.34 ₱150
$3.53 €3.17
-33.71%
Tomato (1kg)
$1.49 ₱95.5
$3.15 €2.83
-52.70%
Potato (1kg)
$2.30 ₱147
$2.51 €2.26
-8.37%
Onion (1kg)
$1.87 ₱120
$2.29 €2.06
-18.34%
Lettuce (1 head)
$1.10 ₱70.4
$1.36 €1.22
-19.12%
Water (1.5 liter bottle)
$0.63 ₱40.42
$0.89 €0.80
-29.21%
Cigarettes 20 Pack (Marlboro, Camel)
$2.86 ₱183
$13.38 €12.02
-78.62%
Wine (Bottle)
$6.08 ₱389
$7.96 €7.16
-23.62%
Local Beer (0.5 liter bottle)
$1.27 ₱81.6
$1.32 €1.18
-3.79%
Imported Beer (0.33 liter bottle)
$1.72 ₱110
$1.09 €0.98
57.80%
🚌 Getting Around
Cebu
Belfort
Difference
One-way Ticket (Public Transport)
$0.22 ₱14.01
$1.95 €1.75
-88.72%
Public Transport Monthly Pass (Regular Price)
$12.34 ₱790
$48.91 €43.95
-74.77%
Taxi Start (Normal Tariff)
$0.74 ₱47.60
$7.96 €7.15
-90.70%
Taxi (Normal Tariff) (1km)
$0.22 ₱14.10
$2.22 €2.00
-90.09%
Taxi 1hour Waiting (Normal Tariff)
$4.28 ₱274
$42.13 €37.85
-89.84%
Gasoline (1 liter)
$1.31 ₱83.8
$2.30 €2.07
-43.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.8K ₱1.3M
$35.2K €31.6K
-40.95%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.0K ₱1.2M
$37.2K €33.5K
-48.86%
🧾 Monthly Utilities & Internet
Cebu
Belfort
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$118 ₱7,577
$264 €238
-55.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.76 ₱1,009
$14.10 €12.67
11.77%
Internet (50+ Mbps, Unlimited Data)
$28.33 ₱1,813
$29.22 €26.25
-3.05%
🎉 Sport & Entertainment
Cebu
Belfort
Difference
Gym Membership (Monthly)
$32.94 ₱2,108
$22.71 €20.41
45.05%
Tennis Court (1 Hour on Weekend)
$6.49 ₱415
-
-
Cinema Ticket
$5.45 ₱349
$15.38 €13.82
-64.56%
🧸 Childcare & Education
Cebu
Belfort
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 ₱17.6K
$622 €559
-55.70%
International Primary School, 1 Child (Yearly)
$7,789 ₱498.4K
$11.7K €10.5K
-33.26%
👕👟 Clothing & Footwear
Cebu
Belfort
Difference
Jeans (Levis 501 Or Similar)
$48.18 ₱3,083
$108 €97.3
-55.51%
Summer Dress (H&M, Zara, etc)
$24.47 ₱1,566
$43.58 €39.16
-43.85%
Sport Shoes (Adidas, Nike)
$75.3 ₱4,817
$125 €112
-39.75%
Men's Leather Business Shoes
$58.0 ₱3,713
$124 €112
-53.27%
🏠 Accommodation & Living
Cebu
Belfort
Difference
1-bedroom Apartment, City Center (Monthly)
$477 ₱30.5K
$765 €687
-37.58%
1-bedroom Apartment, Outside City Center (Monthly)
$322 ₱20.6K
$617 €554
-47.81%
3-bedroom Apartment, City Center (Monthly)
$963 ₱61.6K
$1,433 €1,287
-32.77%
3-bedroom Apartment, Outside City Center (Monthly)
$626 ₱40.0K
$1,134 €1,019
-44.81%
Buy Apartment in City Center (m2)
$4,551 ₱291.2K
$4,137 €3,717
10.01%
Buy Apartment Outside City Center (m2)
$3,028 ₱193.8K
$3,029 €2,722
-0.04%
💵 Salaries & Financials
Cebu
Belfort
Difference
Average Monthly Net Salary (After Tax)
$333 ₱21.3K
$2,098 €1,885
-84.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
3.68
95.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Belfort: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$322
Belfort
$617 91.6% $295
Groceries & Markets
Cebu
$204
Belfort
$357 75.1% $153
Monthly Utilities & Internet
Cebu
$163
Belfort
$308 89.4% $145
Eating Out
Cebu
$94
Belfort
$294 212% $200
Clothing & Footwear
Cebu
$93
Belfort
$180 94.7% $88
Sport & Entertainment
Cebu
$44
Belfort
$53 22% $9.6
Getting Around
Cebu
$15
Belfort
$76 403% $61

Cost Breakdown

A central one-bedroom costs $477 in Cebu versus $765 in Belfort. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Belfort are about 6.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23 in Cebu versus $68 in Belfort. Monthly groceries follow the same trend: $204 vs $357 – making Cebu the more affordable choice for daily food spending.

Good to know
🇵🇭 Cebu
🇫🇷 Belfort
🕒 Local time
00:36 12:36 AM
17:36 5:36 PM
7 h behind Cebu
🌤 Weather
👥 Population
964,169
45,155
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.22 PHP (100 PHP = 1.4 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

On the map
Between locations
  • Cebu Belfort 11,090 km ≈ 14 h nonstop flight
From you
  • Cebu
  • Belfort

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Belfort: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cebu or Belfort?
Belfort costs about 102% more than Cebu, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Cebu and in Belfort?
For a comfortable life, plan on about $1,401 per month in Cebu and $2,827 in Belfort. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Cebu or Belfort?
Rent is clearly cheaper in Cebu, especially for central apartments: a one-bedroom in the center costs $477 there versus $765 in Belfort.
Are groceries more expensive in Cebu or in Belfort?
Groceries cost about 75% more in Belfort, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
How do dining costs compare in Cebu and in Belfort?
A mid-range dinner for two costs $23 in Cebu and $68 in Belfort. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is better for families?
Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Cebu compared to Belfort?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Cebu or to Belfort?
If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belfort makes more sense. Both are solid long-term options with distinct trade-offs.

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