Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bel Ombre

For one person, living is cheaper in Bel Ombre: $619 a month against $918 in Cebu, rent and utilities included – about $3,600 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
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Cebu Living Index
30

Cost of Living Index in Bel Ombre
Learn more

Bel Ombre Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bel Ombre

🇲🇺 Mauritius

$619

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bel Ombre

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bel Ombre actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $619 in Bel Ombre.

Cebu $918
Bel Ombre $619

Estimated couple costs with rent: $1,409 in Cebu versus $1,039 in Bel Ombre.

Cebu $1,409
Bel Ombre $1,039

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,459 in Bel Ombre.

Cebu $1,900
Bel Ombre $1,459

Living in Cebu is roughly 48% more expensive than in Bel Ombre, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Bel Ombre 54% lower.

Meal at Budget Restaurant

$3.09 ₱194

$5.96 MUR 281

-48.15%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$38.38 MUR 1,807

-36.89%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.21 MUR 339

-45.63%

Cappuccino

$2.51 ₱158

$2.58 MUR 121

-2.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.18 MUR 55.4

34.75%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.62 MUR 29.41

-14.52%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.61 MUR 123

-31.80%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.75 MUR 223

-54.32%

Milk (1 liter)

$1.92 ₱121

$1.60 MUR 75.1

20.00%

White Bread (500g)

$1.36 ₱85.4

$0.73 MUR 34.46

86.30%

Rice (white) (1kg)

$1.01 ₱63.5

$1.14 MUR 53.8

-11.40%

Eggs

$2.03 ₱128

$2.65 MUR 125

-23.40%

Local Cheese (1kg)

$9.86 ₱621

$5.17 MUR 243

90.72%

Chicken Fillets (1kg)

$4.39 ₱277

$6.28 MUR 296

-30.10%

Beef Round Steak (1kg)

$7.60 ₱479

$11.04 MUR 520

-31.16%

Apples (1kg)

$3.30 ₱208

$2.86 MUR 135

15.38%

Banana (1kg)

$1.39 ₱87.8

$2.65 MUR 125

-47.55%

Oranges (1kg)

$2.33 ₱147

$1.39 MUR 65.7

67.63%

Tomato (1kg)

$1.50 ₱94.3

$2.91 MUR 137

-48.45%

Potato (1kg)

$2.36 ₱149

$1.01 MUR 47.74

133.66%

Onion (1kg)

$1.90 ₱119

$0.98 MUR 46.28

93.88%

Lettuce (1 head)

$1.19 ₱74.9

$0.69 MUR 32.33

72.46%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.90 MUR 42.45

-30.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.49 MUR 306

-53.78%

Wine (Bottle)

$6.03 ₱379

$8.17 MUR 385

-26.19%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.68 MUR 79.1

-26.79%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.36 MUR 111

-25.85%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$4.13 MUR 194

-81.36%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$3.07 MUR 145

-92.51%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$20.89 MUR 983

-78.65%

Gasoline (1 liter)

$1.31 ₱82.8

$1.34 MUR 63.1

-2.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$36.6K MUR 1.7M

-41.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$30.5K MUR 1.4M

-37.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$44.89 MUR 2,113

167.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.56 MUR 497

32.58%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$29.00 MUR 1,365

-5.03%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$6.28 MUR 295

-10.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$125 MUR 5,885

120.27%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$7,726 MUR 363.7K

2.49%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$76.2 MUR 3,587

-35.25%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$74.4 MUR 3,502

-66.07%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$117 MUR 5,512

-34.27%

Men's Leather Business Shoes

$57.2 ₱3,601

$77.9 MUR 3,665

-26.53%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.67

7.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bel Ombre: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bel Ombre

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Bel Ombre

$217 35% 5.3% $11

Monthly Utilities & Internet

Cebu

$162 17.6%

Bel Ombre

$84 13.7% 47.8% $77

Clothing & Footwear

Cebu

$94 10.2%

Bel Ombre

$155 25.1% 65.5% $62

Eating Out

Cebu

$88 9.6%

Bel Ombre

$130 21% 47.2% $42

Sport & Entertainment

Cebu

$44 4.8%

Bel Ombre

$13 * 2% 71.2% $31

Getting Around

Cebu

$16 1.7%

Bel Ombre

$19 * 3.2% 25.1% $3.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $38.00 in Bel Ombre for a mid-range dinner for two. Groceries echo the gap at $206 vs $217 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇲🇺 Bel Ombre

🕒 Local time

22:09 10:09 PM

18:09 6:09 PM

4 h behind Cebu

🌤 Weather

👥 Population

964,169

2,417

💱 Currency

Philippine Peso PHP ₱

Mauritian Rupee MUR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 MUR = 2.12 USD

100 MUR = 1.89 EUR

Exchange rates and currency converter

MUR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Mauritian Rupee exchange rates as of October 19, 2026: 1 USD = 47.08 MUR (100 MUR = 2.12 USD). 1 EUR = 52.93 MUR (100 MUR = 1.89 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Bel Ombre 8,030 km ≈ 11 h nonstop flight

From you

Cebu
Bel Ombre

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bel Ombre: Cost of Living - Frequently Asked Questions

Bel Ombre wins on cost – living expenses run 48% lower than in Cebu. Housing and daily spending are where you'll feel the difference most, making Bel Ombre the obvious pick if budget is a priority.

You'd need roughly $1,377 in Cebu and $928 in Bel Ombre to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $275 in Cebu versus $125 in Bel Ombre. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bel Ombre – a meal for two runs $38.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Bel Ombre gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Bel Ombre delivers better value – similar infrastructure at $619 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bel Ombre hard to pass up.

Safety-wise, Cebu and Bel Ombre are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bel Ombre gentler on the wallet – expenses run 48% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.