Last update: Oct 2026

Cost of Living Comparison Between Cebu and Banda Aceh

For one person, living is cheaper in Banda Aceh: $320 a month against $915 in Cebu, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$915
/mo nomad
Banda Aceh
🇮🇩 Indonesia
$320
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Banda Aceh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Banda Aceh actually costs, broken down by who's living it.

A single person spends $915 per month in Cebu vs $320 in Banda Aceh, rent included.

  • Cebu $915
  • Banda Aceh $320

A couple spends around $1,418 per month in Cebu vs $511 in Banda Aceh, rent included.

  • Cebu $1,418
  • Banda Aceh $511

A family of three spends $1,921 per month in Cebu vs $702 in Banda Aceh, rent included.

  • Cebu $1,921
  • Banda Aceh $702

Cebu costs about 186% more than Banda Aceh, and outside of rent the biggest gap is in groceries.

Both Cebu and Banda Aceh are more affordable than the global median – Cebu 33% lower, Banda Aceh 76% lower.

Currency
🍽 Eating Out
Cebu
Banda Aceh
Difference
Meal at Budget Restaurant
$3.05 ₱192
$2.16 Rp 38.8K
41.20%
Three-Course Dinner for Two, Mid-Range
$24.00 ₱1,511
$6.74 Rp 121.3K
256.08%
Fast Food Meal (McDonalds, etc)
$3.99 ₱251
$3.34 Rp 60.1K
19.46%
Cappuccino
$2.50 ₱157
$1.18 Rp 21.2K
111.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱97.1
$0.38 Rp 6,778
305.26%
Water (0.33 liter bottle)
$0.50 ₱31.37
$0.21 Rp 3,774
138.10%
Local Beer (0.5 liter draught)
$1.78 ₱112
$2.47 Rp 44.5K
-27.94%
Imported Beer (0.33 liter bottle)
$2.17 ₱136
$3.94 Rp 70.9K
-44.92%
🛒 Groceries & Markets
Cebu
Banda Aceh
Difference
Milk (1 liter)
$2.00 ₱126
$1.64 Rp 29.6K
21.95%
White Bread (500g)
$1.37 ₱86.2
$0.86 Rp 15.5K
59.30%
Rice (white) (1kg)
$1.03 ₱64.9
$0.80 Rp 14.5K
28.75%
Eggs
$2.03 ₱128
$1.65 Rp 29.7K
23.03%
Local Cheese (1kg)
$10.20 ₱642
$8.49 Rp 152.9K
20.14%
Chicken Fillets (1kg)
$4.45 ₱280
$2.42 Rp 43.6K
83.88%
Beef Round Steak (1kg)
$7.67 ₱483
$6.59 Rp 118.7K
16.39%
Apples (1kg)
$3.31 ₱208
$2.19 Rp 39.5K
51.14%
Banana (1kg)
$1.46 ₱91.8
$0.85 Rp 15.4K
71.76%
Oranges (1kg)
$2.32 ₱146
$0.80 Rp 14.4K
190.00%
Tomato (1kg)
$1.49 ₱94.0
$0.85 Rp 15.3K
75.29%
Potato (1kg)
$2.34 ₱147
$0.79 Rp 14.2K
196.20%
Onion (1kg)
$1.94 ₱122
$3.42 Rp 61.5K
-43.27%
Lettuce (1 head)
$1.16 ₱73.0
$0.82 Rp 14.7K
41.46%
Water (1.5 liter bottle)
$0.68 ₱42.89
$0.40 Rp 7,281
70.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.99 ₱188
$3.02 Rp 54.4K
-0.99%
Wine (Bottle)
$6.24 ₱393
-
-
Local Beer (0.5 liter bottle)
$1.23 ₱77.3
-
-
Imported Beer (0.33 liter bottle)
$1.73 ₱109
-
-
🚌 Getting Around
Cebu
Banda Aceh
Difference
One-way Ticket (Public Transport)
$0.23 ₱14.36
-
-
Public Transport Monthly Pass (Regular Price)
$12.34 ₱777
-
-
Taxi Start (Normal Tariff)
$0.79 ₱49.96
-
-
Taxi (Normal Tariff) (1km)
$0.22 ₱13.86
-
-
Taxi 1hour Waiting (Normal Tariff)
$4.54 ₱286
-
-
Gasoline (1 liter)
$1.32 ₱82.9
$0.83 Rp 15.0K
59.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ₱1.3M
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
-
-
🧾 Monthly Utilities & Internet
Cebu
Banda Aceh
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 ₱7,464
$33.38 Rp 600.8K
255.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.22 ₱896
$2.28 Rp 41.1K
523.68%
Internet (50+ Mbps, Unlimited Data)
$27.47 ₱1,730
$23.39 Rp 421.0K
17.44%
🎉 Sport & Entertainment
Cebu
Banda Aceh
Difference
Gym Membership (Monthly)
$32.31 ₱2,034
$9.66 Rp 173.8K
234.47%
Tennis Court (1 Hour on Weekend)
$6.50 ₱409
$13.06 Rp 235.2K
-50.23%
Cinema Ticket
$5.40 ₱340
-
-
🧸 Childcare & Education
Cebu
Banda Aceh
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 ₱17.4K
-
-
International Primary School, 1 Child (Yearly)
$7,866 ₱495.3K
$1,931 Rp 34.8M
307.42%
👕👟 Clothing & Footwear
Cebu
Banda Aceh
Difference
Jeans (Levis 501 Or Similar)
$49.37 ₱3,108
$27.16 Rp 488.9K
81.77%
Summer Dress (H&M, Zara, etc)
$24.58 ₱1,548
$22.04 Rp 396.8K
11.52%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,825
$43.60 Rp 784.8K
75.78%
Men's Leather Business Shoes
$58.9 ₱3,706
$27.35 Rp 492.3K
115.21%
🏠 Accommodation & Living
Cebu
Banda Aceh
Difference
1-bedroom Apartment, City Center (Monthly)
$503 ₱31.7K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$305 ₱19.2K
-
-
3-bedroom Apartment, City Center (Monthly)
$1,075 ₱67.7K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$632 ₱39.8K
-
-
Buy Apartment in City Center (m2)
$2,870 ₱180.7K
-
-
Buy Apartment Outside City Center (m2)
$1,877 ₱118.2K
-
-
💵 Salaries & Financials
Cebu
Banda Aceh
Difference
Average Monthly Net Salary (After Tax)
$336 ₱21.1K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Banda Aceh: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$305
Banda Aceh
- * 100%
Groceries & Markets
Cebu
$210
Banda Aceh
$133 * 36.5% $76
Monthly Utilities & Internet
Cebu
$160
Banda Aceh
$59 63.1% $101
Clothing & Footwear
Cebu
$94
Banda Aceh
$54 42.6% $40
Eating Out
Cebu
$88
Banda Aceh
$64 27% $24
Sport & Entertainment
Cebu
$43
Banda Aceh
$9.7 * 77.6% $33
Getting Around
Cebu
$15
Banda Aceh
- * 100%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $24.00 in Cebu versus $7.00 in Banda Aceh. Monthly groceries follow the same trend: $210 vs $133 – making Banda Aceh the more affordable choice for daily food spending.

Good to know
🇵🇭 Cebu
🇮🇩 Banda Aceh
🕒 Local time
11:07 11:07 AM
10:07 10:07 AM
1 h behind Cebu
🌤 Weather
👥 Population
964,169
223,446
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 23, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Cebu Banda Aceh 3,190 km ≈ 4 h 30 min nonstop flight
From you
  • Cebu
  • Banda Aceh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Banda Aceh: Cost of Living - Frequently Asked Questions
Is Banda Aceh cheaper than Cebu?
Yes – Cebu is pricier by about 186%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,372 per month in Cebu and $480 in Banda Aceh. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do food prices compare in Cebu and in Banda Aceh?
Groceries cost about 57% more in Cebu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Cebu or in Banda Aceh?
A mid-range dinner for two costs $24.00 in Cebu and $7.00 in Banda Aceh. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,000 enough for either Cebu or Banda Aceh?
$1,000 covers both cities comfortably – all-in costs are $915 in Cebu and $320 in Banda Aceh, leaving budget for savings and extras in both cases.
Is Cebu or Banda Aceh more family-friendly?
Families tend to lean toward Banda Aceh – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cebu or Banda Aceh?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Banda Aceh. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.

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