Last update: Nov 2026

Cost of Living Comparison Between Cebu and Bakaly

For one person, living is cheaper in Cebu: $943 a month against $1,149 in Bakaly, rent and utilities included – about $2,500 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
55

Cost of Living Index in Bakaly
Learn more

Bakaly Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Bakaly

🇷🇺 Russia

$1,149

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bakaly

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bakaly actually costs, broken down by who's living it.

A single person spends $943 per month in Cebu vs $1,149 in Bakaly, rent included.

Cebu $943
Bakaly $1,149

A couple spends around $1,437 per month in Cebu vs $1,781 in Bakaly, rent included.

Cebu $1,437
Bakaly $1,781

A family of three spends $1,930 per month in Cebu vs $2,413 in Bakaly, rent included.

Cebu $1,930
Bakaly $2,413

Cebu is about 18% cheaper than Bakaly, and outside of rent the biggest gap is in clothing.

Both Cebu and Bakaly are more affordable than the global median – Cebu 30% lower, Bakaly 15% lower.

Meal at Budget Restaurant

$3.88 ₱244

$12.30 ₽1,004

-68.46%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$37.14 ₽3,033

-37.48%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$10.87 ₽888

-64.12%

Cappuccino

$2.56 ₱161

$3.04 ₽248

-15.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$0.88 ₽71.7

81.82%

Water (0.33 liter bottle)

$0.51 ₱32.02

$0.63 ₽51.8

-19.05%

Local Beer (0.5 liter draught)

$1.76 ₱111

$1.19 ₽97.5

47.90%

Imported Beer (0.33 liter bottle)

$2.15 ₱136

$1.08 ₽88.5

99.07%

Milk (1 liter)

$1.99 ₱125

$0.95 ₽77.6

109.47%

White Bread (500g)

$1.37 ₱86.3

$0.72 ₽58.6

90.28%

Rice (white) (1kg)

$0.95 ₱59.8

$1.30 ₽106

-26.92%

Eggs

$2.02 ₱127

$1.42 ₽116

42.25%

Local Cheese (1kg)

$9.63 ₱606

$10.65 ₽869

-9.58%

Chicken Fillets (1kg)

$4.35 ₱274

$5.50 ₽449

-20.91%

Beef Round Steak (1kg)

$7.70 ₱485

$10.13 ₽828

-23.99%

Apples (1kg)

$3.30 ₱207

$1.86 ₽152

77.42%

Banana (1kg)

$1.27 ₱79.7

$1.62 ₽132

-21.60%

Oranges (1kg)

$2.34 ₱147

$1.88 ₽153

24.47%

Tomato (1kg)

$1.51 ₱95.3

$3.21 ₽262

-52.96%

Potato (1kg)

$2.23 ₱141

$0.80 ₽65.4

178.75%

Onion (1kg)

$1.93 ₱122

$0.56 ₽45.82

244.64%

Lettuce (1 head)

$1.18 ₱74.4

$1.55 ₽126

-23.87%

Water (1.5 liter bottle)

$0.65 ₱40.92

$0.65 ₽53.0

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$2.87 ₽234

0.70%

Wine (Bottle)

$6.35 ₱400

$8.88 ₽725

-28.49%

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

$1.09 ₽88.8

16.51%

Imported Beer (0.33 liter bottle)

$1.64 ₱103

$1.81 ₽148

-9.39%

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.54 ₽43.88

-57.41%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱770

$25.54 ₽2,086

-52.08%

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$1.56 ₽128

-47.44%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$0.24 ₽19.47

-16.67%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

$7.55 ₽617

-42.78%

Gasoline (1 liter)

$1.38 ₱86.7

$0.86 ₽70.3

60.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$52.7K ₽4.3M

-59.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$42.1K ₽3.4M

-54.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,814

$147 ₽12.0K

-15.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$7.20 ₽588

121.25%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,767

$6.95 ₽568

303.88%

Gym Membership (Monthly)

$33.41 ₱2,103

$35.94 ₽2,935

-7.04%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

$22.15 ₽1,809

-71.11%

Cinema Ticket

$5.85 ₱368

$5.98 ₽489

-2.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

$384 ₽31.4K

-29.56%

International Primary School, 1 Child (Yearly)

$8,060 ₱507.3K

$5,556 ₽453.7K

45.06%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,041

$73.3 ₽5,989

-34.13%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

$24.87 ₽2,031

-1.25%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,855

$148 ₽12.1K

-47.93%

Men's Leather Business Shoes

$56.5 ₱3,557

$169 ₽13.8K

-66.57%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$468 ₽38.2K

5.86%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.2K

$337 ₽27.5K

-4.48%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.3K

$804 ₽65.6K

23.25%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.5K

$623 ₽50.9K

0.87%

Buy Apartment in City Center (m2)

$4,459 ₱280.6K

$2,074 ₽169.4K

114.94%

Buy Apartment Outside City Center (m2)

$3,030 ₱190.7K

$1,516 ₽123.8K

99.90%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-67.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Bakaly: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Bakaly

$337 29.3% 4.7% $15

Groceries & Markets

Cebu

$206 21.8%

Bakaly

$204 17.8% 0.6% $1.3

Monthly Utilities & Internet

Cebu

$168 17.8%

Bakaly

$161 14% 4.2% $7

Eating Out

Cebu

$95 10.1%

Bakaly

$182 15.8% 91.2% $87

Clothing & Footwear

Cebu

$93 9.9%

Bakaly

$187 16.3% 101% $94

Sport & Entertainment

Cebu

$45 4.8%

Bakaly

$48 4.2% 6.2% $2.8

Getting Around

Cebu

$15 1.6%

Bakaly

$30 2.7% 103% $15

Cost Breakdown

A central one-bedroom costs $495 in Cebu versus $468 in Bakaly. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $23 in Cebu versus $37 in Bakaly. Groceries tell a different story – $206 in Cebu vs $204 in Bakaly – so Bakaly wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Cebu

🇷🇺 Bakaly

🕒 Local time

05:46 5:46 AM

02:46 2:46 AM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

10,000

💱 Currency

Philippine Peso PHP ₱

Russian Ruble RUB ₽

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 RUB = 1.22 USD

100 RUB = 1.09 EUR

Exchange rates and currency converter

RUB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

Russian Ruble exchange rates as of November 5, 2026: 1 USD = 81.66 RUB (100 RUB = 1.22 USD). 1 EUR = 91.67 RUB (100 RUB = 1.09 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Bakaly 7,810 km ≈ 10 h nonstop flight

From you

Cebu
Bakaly

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bakaly: Cost of Living - Frequently Asked Questions

Bakaly costs about 22% more than Cebu, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,415 per month in Cebu and $1,724 in Bakaly. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $495 in Cebu and $468 in Bakaly. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $23 in Cebu and $37 in Bakaly. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 52% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $943 in Cebu to $1,149 in Bakaly. Climate, culture, job market, and personal taste all factor in.