Cost of Living Comparison Between Cebu and Baia Mare Cost of Living Comparison Between Cebu and Baia Mare

Monthly Cost of Living

Monthly costs for one person with rent: $854 in Cebu versus $894 in Baia Mare.

Estimated couple costs with rent: $1,318 in Cebu versus $1,405 in Baia Mare.

Monthly costs for a family of three with rent: $1,782 in Cebu versus $1,917 in Baia Mare.

Living in Cebu costs roughly 4% less than in Baia Mare, driven mainly by Eating Out.

Both cities sit below the global median: Cebu 36% lower, Baia Mare 33% lower.

Meal at Budget Restaurant

$4.40 ₱271

$9.40 RON 41.00

-53.19%

Three-Course Dinner for Two, Mid-Range

$23.98 ₱1,479

$37.34 RON 163

-35.78%

Fast Food Meal (McDonalds, etc)

$4.54 ₱280

$6.80 RON 29.63

-33.24%

Cappuccino

$2.53 ₱156

$2.12 RON 9.24

19.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ₱52.6

$1.72 RON 7.52

-50.58%

Water (0.33 liter bottle)

$0.45 ₱27.85

$1.29 RON 5.61

-65.12%

Local Beer (0.5 liter draught)

$1.52 ₱93.6

$1.60 RON 6.97

-5.00%

Imported Beer (0.33 liter bottle)

$2.19 ₱135

$2.22 RON 9.68

-1.35%

Milk (1 liter)

$2.30 ₱142

$1.52 RON 6.63

51.32%

White Bread (500g)

$1.57 ₱96.8

$1.22 RON 5.32

28.69%

Rice (white) (1kg)

$1.15 ₱71.2

$1.58 RON 6.89

-27.22%

Eggs

$2.36 ₱146

$3.35 RON 14.62

-29.55%

Local Cheese (1kg)

$13.03 ₱804

$7.64 RON 33.29

70.55%

Chicken Fillets (1kg)

$5.10 ₱314

$5.98 RON 26.08

-14.72%

Beef Round Steak (1kg)

$7.95 ₱490

$8.87 RON 38.68

-10.37%

Apples (1kg)

$3.49 ₱215

$1.22 RON 5.33

186.07%

Banana (1kg)

$1.51 ₱92.9

$1.53 RON 6.67

-1.31%

Oranges (1kg)

$3.29 ₱203

$1.72 RON 7.51

91.28%

Tomato (1kg)

$2.19 ₱135

$2.16 RON 9.40

1.39%

Potato (1kg)

$2.61 ₱161

$0.78 RON 3.39

234.62%

Onion (1kg)

$2.45 ₱151

$0.88 RON 3.83

178.41%

Lettuce (1 head)

$0.92 ₱56.9

$1.05 RON 4.58

-12.38%

Water (1.5 liter bottle)

$0.83 ₱51.4

$0.80 RON 3.49

3.75%

Cigarettes 20 Pack (Marlboro, Camel)

$3.27 ₱202

$5.17 RON 22.56

-36.75%

Wine (Bottle)

$6.74 ₱416

$4.94 RON 21.55

36.44%

Local Beer (0.5 liter bottle)

$1.21 ₱74.7

$1.04 RON 4.54

16.35%

Imported Beer (0.33 liter bottle)

$2.27 ₱140

$1.84 RON 8.03

23.37%

One-way Ticket (Public Transport)

$0.28 ₱17.37

$0.67 RON 2.93

-58.21%

Public Transport Monthly Pass (Regular Price)

$15.14 ₱934

$16.29 RON 71.0

-7.06%

Taxi Start (Normal Tariff)

$0.87 ₱53.6

$0.76 RON 3.32

14.47%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.50

$0.81 RON 3.53

-69.14%

Taxi 1hour Waiting (Normal Tariff)

$2.61 ₱161

$9.07 RON 39.54

-71.22%

Gasoline (1 liter)

$1.14 ₱70.3

$1.53 RON 6.65

-25.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K ₱1.8M

$28.4K RON 124.0K

3.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K ₱1.7M

$26.7K RON 116.3K

1.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.2 ₱5,870

$116 RON 508

-18.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.67 ₱2,077

$8.84 RON 38.53

280.88%

Internet (50+ Mbps, Unlimited Data)

$29.79 ₱1,837

$11.30 RON 49.27

163.63%

Gym Membership (Monthly)

$32.90 ₱2,029

$50.8 RON 221

-35.21%

Tennis Court (1 Hour on Weekend)

$8.16 ₱503

$21.02 RON 91.7

-61.18%

Cinema Ticket

$5.79 ₱357

$6.87 RON 29.95

-15.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$232 ₱14.3K

$424 RON 1,849

-45.26%

International Primary School, 1 Child (Yearly)

$3,860 ₱238.1K

$6,879 RON 30.0K

-43.89%

Jeans (Levis 501 Or Similar)

$52.1 ₱3,214

$52.8 RON 230

-1.40%

Summer Dress (H&M, Zara, etc)

$22.82 ₱1,407

$37.98 RON 166

-39.92%

Sport Shoes (Adidas, Nike)

$76.8 ₱4,736

$69.9 RON 305

9.81%

Men's Leather Business Shoes

$54.3 ₱3,351

$93.5 RON 408

-41.92%

1-bedroom Apartment, City Center (Monthly)

$497 ₱30.6K

$282 RON 1,229

76.23%

1-bedroom Apartment, Outside City Center (Monthly)

$214 ₱13.2K

$207 RON 901

3.35%

3-bedroom Apartment, City Center (Monthly)

$797 ₱49.2K

$535 RON 2,334

48.91%

3-bedroom Apartment, Outside City Center (Monthly)

$385 ₱23.8K

$412 RON 1,797

-6.55%

Buy Apartment in City Center (m2)

$2,968 ₱183.1K

$2,374 RON 10.3K

25.03%

Buy Apartment Outside City Center (m2)

$1,963 ₱121.1K

$1,632 RON 7,114

20.31%

Average Monthly Net Salary (After Tax)

$383 ₱23.6K

$906 RON 3,949

-57.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.5

23.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: April 28, 2026

Last update for Baia Mare: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $497 in Cebu and $282 in Baia Mare. Housing cost is often the main lever when comparing two cities.

Baia Mare pays 137% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $37.00 in Baia Mare. Groceries flip the comparison at $242 vs $196, with Baia Mare cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Baia Mare: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 5% gap adds up to real monthly savings that compound significantly over time.

On paper, Baia Mare earns 137% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $497 in Cebu versus $282 in Baia Mare. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $232 in Cebu versus $424 in Baia Mare. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Baia Mare pay roughly 23% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $854 in Cebu versus $894 in Baia Mare, a $1,500 budget is realistic in Cebu but tight or insufficient in Baia Mare. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Baia Mare, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Baia Mare are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 5% less than in Baia Mare. Beyond cost, consider language, visa policies, and how big the international community is in each city.