Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bac Giang

For one person, living is cheaper in Bac Giang: $778 a month against $918 in Cebu, rent and utilities included – about $1,700 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
38

Cost of Living Index in Bac Giang
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Bac Giang Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bac Giang

🇻🇳 Vietnam

$778

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bac Giang

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bac Giang actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $778 in Bac Giang.

Cebu $918
Bac Giang $778

Estimated couple costs with rent: $1,409 in Cebu versus $1,232 in Bac Giang.

Cebu $1,409
Bac Giang $1,232

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,687 in Bac Giang.

Cebu $1,900
Bac Giang $1,687

Living in Cebu is roughly 18% more expensive than in Bac Giang, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Bac Giang 42% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.91 ₫49.4K

61.78%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$15.69 ₫406.1K

54.37%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.39 ₫113.6K

-10.71%

Cappuccino

$2.51 ₱158

$1.83 ₫47.3K

37.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.36 ₫9,376

341.67%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.28 ₫7,334

89.29%

Local Beer (0.5 liter draught)

$1.78 ₱112

$0.73 ₫19.0K

143.84%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$0.98 ₫25.3K

121.43%

Milk (1 liter)

$1.92 ₱121

$1.49 ₫38.5K

28.86%

White Bread (500g)

$1.36 ₱85.4

$1.10 ₫28.4K

23.64%

Rice (white) (1kg)

$1.01 ₱63.5

$0.81 ₫21.0K

24.69%

Eggs

$2.03 ₱128

$1.50 ₫38.7K

35.33%

Local Cheese (1kg)

$9.86 ₱621

$10.53 ₫272.7K

-6.36%

Chicken Fillets (1kg)

$4.39 ₱277

$3.79 ₫98.2K

15.83%

Beef Round Steak (1kg)

$7.60 ₱479

$9.66 ₫250.0K

-21.33%

Apples (1kg)

$3.30 ₱208

$3.44 ₫89.0K

-4.07%

Banana (1kg)

$1.39 ₱87.8

$1.08 ₫28.1K

28.70%

Oranges (1kg)

$2.33 ₱147

$1.36 ₫35.3K

71.32%

Tomato (1kg)

$1.50 ₱94.3

$1.10 ₫28.6K

36.36%

Potato (1kg)

$2.36 ₱149

$0.99 ₫25.6K

138.38%

Onion (1kg)

$1.90 ₱119

$1.14 ₫29.4K

66.67%

Lettuce (1 head)

$1.19 ₱74.9

$0.57 ₫14.9K

108.77%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.54 ₫14.1K

16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.43 ₫37.0K

109.79%

Wine (Bottle)

$6.03 ₱379

$12.55 ₫324.9K

-51.95%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.89 ₫23.0K

38.20%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.65 ₫42.7K

6.06%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.34 ₫8,909

-26.47%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$6.36 ₫164.6K

98.74%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.76 ₫19.6K

1.32%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.60 ₫15.6K

-61.67%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$2.24 ₫58.1K

99.11%

Gasoline (1 liter)

$1.31 ₱82.8

$0.95 ₫24.6K

37.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.3K ₫783.2M

-29.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$30.4K ₫786.0M

-36.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$84.4 ₫2.2M

42.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$5.17 ₫133.8K

170.79%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$9.06 ₫234.4K

203.97%

Gym Membership (Monthly)

$32.33 ₱2,035

$21.80 ₫564.4K

48.30%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$7.61 ₫197.0K

-12.61%

Cinema Ticket

$5.65 ₱356

$4.30 ₫111.2K

31.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$162 ₫4.2M

69.54%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$27.6K ₫715.0M

-71.33%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$47.67 ₫1.2M

3.48%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$26.49 ₫685.9K

-4.72%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$84.1 ₫2.2M

-8.53%

Men's Leather Business Shoes

$57.2 ₱3,601

$78.3 ₫2.0M

-26.92%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$146 ₫3.8M

241.90%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$276 ₫7.2M

11.79%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$761 ₫19.7M

41.55%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$612 ₫15.8M

0.60%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,878 ₫74.5M

0.27%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,279 ₫33.1M

49.82%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$206 ₫5.3M

68.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.28

-13.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bac Giang: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bac Giang

$276 35.5% 10.5% $33

Groceries & Markets

Cebu

$206 22.4%

Bac Giang

$196 25.2% 4.7% $9.7

Monthly Utilities & Internet

Cebu

$162 17.6%

Bac Giang

$99 12.7% 39.1% $63

Clothing & Footwear

Cebu

$94 10.2%

Bac Giang

$106 13.7% 13.3% $13

Eating Out

Cebu

$88 9.6%

Bac Giang

$59 7.5% 33.7% $30

Sport & Entertainment

Cebu

$44 4.8%

Bac Giang

$30 3.9% 30.3% $13

Getting Around

Cebu

$16 1.7%

Bac Giang

$12 1.5% 26.1% $4.1

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $146 in Bac Giang. Housing cost is often the main lever when comparing two cities.

Cebu pays 68% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $16.00 in Bac Giang for a mid-range dinner for two. Groceries echo the gap at $206 vs $196 per month, with Bac Giang cheaper across the board.

Good to know

🇵🇭 Cebu

🇻🇳 Bac Giang

🕒 Local time

00:24 12:24 AM

23:24 11:24 PM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

194,171

💱 Currency

Philippine Peso PHP ₱

Vietnamese Dong VND ₫

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Vietnamese Dong exchange rates as of October 17, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,108 VND (100,000 VND = 3.44 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Bac Giang 2,250 km ≈ 3 h 15 min nonstop flight

From you

Cebu
Bac Giang

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bac Giang: Cost of Living - Frequently Asked Questions

Bac Giang is cheaper overall, especially in groceries, eating out, and leisure. The 18% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 68% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $146 in Bac Giang. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Bac Giang – a meal for two runs $16.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Bac Giang gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Bac Giang is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Bac Giang are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bac Giang gentler on the wallet – expenses run 18% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.