Last update: Oct 2026

Cost of Living Comparison Between Cebu and Artem

For one person, living is cheaper in Cebu: $934 a month against $1,095 in Artem, rent and utilities included – about $1,900 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
54

Cost of Living Index in Artem
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Artem Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Artem

🇷🇺 Russia

$1,095

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Artem

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Artem actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,095 in Artem.

Cebu $934
Artem $1,095

Estimated couple costs with rent: $1,415 in Cebu versus $1,729 in Artem.

Cebu $1,415
Artem $1,729

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,362 in Artem.

Cebu $1,896
Artem $2,362

Living in Cebu costs roughly 15% less than in Artem, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 30% lower, Artem 18% lower.

Meal at Budget Restaurant

$3.03 ₱191

$11.95 ₽1,016

-74.64%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,476

$35.43 ₽3,012

-33.73%

Fast Food Meal (McDonalds, etc)

$4.09 ₱257

$6.30 ₽536

-35.08%

Cappuccino

$2.52 ₱158

$3.02 ₽257

-16.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.2

$1.04 ₽88.5

48.08%

Water (0.33 liter bottle)

$0.49 ₱31.06

$0.69 ₽58.5

-28.99%

Local Beer (0.5 liter draught)

$1.79 ₱113

$1.45 ₽123

23.45%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$2.30 ₽195

-1.74%

Milk (1 liter)

$1.95 ₱122

$1.68 ₽143

16.07%

White Bread (500g)

$1.43 ₱89.9

$0.66 ₽55.9

116.67%

Rice (white) (1kg)

$1.02 ₱64.0

$1.61 ₽137

-36.65%

Eggs

$2.06 ₱129

$2.34 ₽199

-11.97%

Local Cheese (1kg)

$9.81 ₱617

$13.16 ₽1,119

-25.46%

Chicken Fillets (1kg)

$4.61 ₱290

$6.23 ₽529

-26.00%

Beef Round Steak (1kg)

$7.70 ₱484

$11.07 ₽941

-30.44%

Apples (1kg)

$3.31 ₱208

$2.90 ₽246

14.14%

Banana (1kg)

$1.45 ₱91.2

$2.08 ₽177

-30.29%

Oranges (1kg)

$2.36 ₱148

$2.69 ₽229

-12.27%

Tomato (1kg)

$1.54 ₱96.6

$4.12 ₽350

-62.62%

Potato (1kg)

$2.36 ₱148

$0.98 ₽83.3

140.82%

Onion (1kg)

$1.99 ₱125

$1.03 ₽87.7

93.20%

Lettuce (1 head)

$1.15 ₱72.3

$1.29 ₽110

-10.85%

Water (1.5 liter bottle)

$0.67 ₱42.26

$1.05 ₽89.2

-36.19%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.91 ₽247

3.09%

Wine (Bottle)

$6.35 ₱399

$7.61 ₽647

-16.56%

Local Beer (0.5 liter bottle)

$1.31 ₱82.1

$1.16 ₽98.5

12.93%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.30 ₽196

-24.78%

One-way Ticket (Public Transport)

$0.25 ₱15.82

$0.56 ₽47.26

-55.36%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

Taxi Start (Normal Tariff)

$0.74 ₱46.44

$2.40 ₽204

-69.17%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.15

$0.34 ₽29.05

-38.24%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

$5.89 ₽501

-26.49%

Gasoline (1 liter)

$1.33 ₱83.7

$0.86 ₽72.7

54.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$44.8K ₽3.8M

-51.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$35.2K ₽3.0M

-44.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,583

$153 ₽13.0K

-21.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱909

$8.22 ₽699

75.79%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,779

$9.21 ₽783

207.17%

Gym Membership (Monthly)

$32.68 ₱2,055

$37.85 ₽3,218

-13.66%

Tennis Court (1 Hour on Weekend)

$6.39 ₱402

$20.31 ₽1,727

-68.54%

Cinema Ticket

$5.46 ₱343

$5.34 ₽454

2.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.2K

$348 ₽29.5K

-21.32%

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

$6,051 ₽514.4K

34.79%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,117

$78.1 ₽6,638

-36.51%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

$51.6 ₽4,386

-51.79%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,817

$97.2 ₽8,263

-21.20%

Men's Leather Business Shoes

$59.3 ₱3,727

$125 ₽10.6K

-52.52%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.8K

$387 ₽32.9K

30.73%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$312 ₽26.5K

-0.76%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.1K

$983 ₽83.6K

6.98%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

$629 ₽53.4K

-1.53%

Buy Apartment in City Center (m2)

$2,915 ₱183.4K

$2,160 ₽183.6K

34.97%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.4K

$1,297 ₽110.2K

44.01%

Average Monthly Net Salary (After Tax)

$341 ₱21.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

23.6

-69.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Artem: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Artem

$312 28% 0.8% $2.3

Groceries & Markets

Cebu

$210 22.7%

Artem

$250 22.4% 18.7% $39

Monthly Utilities & Internet

Cebu

$163 17.7%

Artem

$170 15.3% 4.4% $7.2

Clothing & Footwear

Cebu

$95 10.2%

Artem

$158 14.2% 67.2% $64

Eating Out

Cebu

$88 9.6%

Artem

$170 15.2% 91.8% $81

Sport & Entertainment

Cebu

$44 4.7%

Artem

$49 4.4% 11.3% $4.9

Getting Around

Cebu

$15 1.7%

Artem

$6.3 * 0.6% 59% $9.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $387 in Artem. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Cebu vs $35.00 in Artem for a mid-range dinner for two. Groceries echo the gap at $210 vs $250 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇷🇺 Artem

🕒 Local time

14:15 2:15 PM

16:15 4:15 PM

2 h ahead of Cebu

🌤 Weather

👥 Population

964,169

104,926

💱 Currency

Philippine Peso PHP ₱

Russian Ruble RUB ₽

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

Exchange rates and currency converter

RUB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.02 RUB (100 RUB = 1.18 USD). 1 EUR = 95.36 RUB (100 RUB = 1.05 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Artem 3,760 km ≈ 5 h nonstop flight

From you

Cebu
Artem

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Artem: Cost of Living - Frequently Asked Questions

Cebu wins on cost – living expenses run 17% lower than in Artem. Housing and daily spending are where you'll feel the difference most, making Cebu the obvious pick if budget is a priority.

You'd need roughly $1,401 in Cebu and $1,643 in Artem to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $506 in Cebu versus $387 in Artem. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $273 in Cebu versus $348 in Artem. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cebu – a meal for two runs $23.00 versus $35.00 in Artem. If you eat out regularly, this makes a real dent in your monthly spending.

At $934 in Cebu versus $1,095 in Artem, a $1,500 budget is realistic in Cebu but tight or insufficient in Artem. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both work as nomad bases, but Cebu delivers better value – similar infrastructure at $934 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cebu hard to pass up.

Safety-wise, Cebu and Artem are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 17% less than in Artem. Beyond cost, consider language, visa policies, and how big the international community is in each city.