Last update: Oct 2026

Cost of Living Comparison Between Cebu and Arrest

For one person, living is cheaper in Cebu: $918 a month against $1,692 in Arrest, rent and utilities included – about $9,300 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
86

Cost of Living Index in Arrest
Learn more

Arrest Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Arrest

🇫🇷 France

$1,692

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Arrest

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Arrest actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,692 in Arrest.

Cebu $918
Arrest $1,692

Estimated couple costs with rent: $1,409 in Cebu versus $2,690 in Arrest.

Cebu $1,409
Arrest $2,690

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,687 in Arrest.

Cebu $1,900
Arrest $3,687

Living in Cebu costs roughly 46% less than in Arrest, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Arrest is 25% above.

Meal at Budget Restaurant

$3.09 ₱194

$17.07 €15.18

-81.90%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$55.5 €49.39

-56.38%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$13.59 €12.09

-71.16%

Cappuccino

$2.51 ₱158

$2.92 €2.60

-14.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$3.06 €2.72

-48.04%

Water (0.33 liter bottle)

$0.53 ₱33.43

$2.07 €1.84

-74.40%

Local Beer (0.5 liter draught)

$1.78 ₱112

$8.32 €7.40

-78.61%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$5.43 €4.83

-60.04%

Milk (1 liter)

$1.92 ₱121

$1.29 €1.14

48.84%

White Bread (500g)

$1.36 ₱85.4

$1.69 €1.51

-19.53%

Rice (white) (1kg)

$1.01 ₱63.5

$2.56 €2.28

-60.55%

Eggs

$2.03 ₱128

$3.97 €3.53

-48.87%

Local Cheese (1kg)

$9.86 ₱621

$10.14 €9.02

-2.76%

Chicken Fillets (1kg)

$4.39 ₱277

$11.97 €10.65

-63.32%

Beef Round Steak (1kg)

$7.60 ₱479

$15.82 €14.07

-51.96%

Apples (1kg)

$3.30 ₱208

$3.02 €2.68

9.27%

Banana (1kg)

$1.39 ₱87.8

$3.00 €2.67

-53.67%

Oranges (1kg)

$2.33 ₱147

$1.43 €1.27

62.94%

Tomato (1kg)

$1.50 ₱94.3

$4.16 €3.70

-63.94%

Potato (1kg)

$2.36 ₱149

$1.78 €1.58

32.58%

Onion (1kg)

$1.90 ₱119

$2.01 €1.79

-5.47%

Lettuce (1 head)

$1.19 ₱74.9

$1.60 €1.42

-25.63%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.16 €0.14

293.75%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$12.68 €11.28

-76.34%

Wine (Bottle)

$6.03 ₱379

$5.46 €4.86

10.44%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.46 €1.30

-15.75%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.63 €1.45

7.36%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.88 €1.68

-86.70%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$41.07 €36.53

-69.22%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.29 €2.04

-66.38%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.14 €1.02

-79.82%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$32.87 €29.24

-86.43%

Gasoline (1 liter)

$1.31 ₱82.8

$2.18 €1.94

-39.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$34.3K €30.5K

-38.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$36.3K €32.3K

-47.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$207 €184

-41.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$32.86 €29.23

-57.40%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$31.63 €28.13

-12.93%

Gym Membership (Monthly)

$32.33 ₱2,035

$37.48 €33.34

-13.74%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$15.53 €13.82

-63.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$899 €799

-69.36%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$9,786 €8,705

-19.09%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$129 €114

-61.63%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$46.89 €41.71

-46.17%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$102 €91.1

-24.82%

Men's Leather Business Shoes

$57.2 ₱3,601

$158 €141

-63.85%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$806 €717

-38.00%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$522 €464

-40.81%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,433 €1,275

-24.80%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,150 €1,023

-46.52%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$4,381 €3,897

-34.13%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$3,174 €2,823

-39.62%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.9

84.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Arrest: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Arrest

$522 30.8% 68.9% $213

Groceries & Markets

Cebu

$206 22.4%

Arrest

$292 17.3% 42% $87

Monthly Utilities & Internet

Cebu

$162 17.6%

Arrest

$271 16% 67.8% $110

Clothing & Footwear

Cebu

$94 10.2%

Arrest

$196 11.6% 109% $102

Eating Out

Cebu

$88 9.6%

Arrest

$285 16.9% 223% $197

Sport & Entertainment

Cebu

$44 4.8%

Arrest

$69 4.1% 57.2% $25

Getting Around

Cebu

$16 1.7%

Arrest

$57 3.4% 264% $41

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $806 in Arrest. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $56.0 in Arrest for a mid-range dinner for two. Groceries echo the gap at $206 vs $292 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇫🇷 Arrest

🕒 Local time

01:18 1:18 AM

19:18 7:18 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

900

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Arrest 11,290 km ≈ 15 h nonstop flight

From you

Cebu
Arrest

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Arrest: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 84% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $2,539 in Arrest to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $806 in Arrest. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $275 in Cebu versus $899 in Arrest. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 42% higher in Arrest. For households that cook at home regularly, that difference adds up over a month.

At $918 in Cebu versus $1,692 in Arrest, a $1,500 budget is realistic in Cebu but tight or insufficient in Arrest. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Arrest, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Arrest are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 84% less than in Arrest. Beyond cost, consider language, visa policies, and how big the international community is in each city.