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Cost of Living Comparison Between Cebu and Albay Cost of Living Comparison Between Cebu and Albay

๐Ÿ˜ Solo nomad: Cebu is 28.6% more expensive than Albay without rent, and 12% more expensive with rent.
๐Ÿ˜ Family of 3: Cebu is 3.5% more expensive than Albay without rent, and 9.2% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Cebu
Albay
Difference
Meal at Budget Restaurant
$4.55 โ‚ฑ271
$3.46 โ‚ฑ205
31.50%
Three-Course Dinner for Two, Mid-Range
$24.29 โ‚ฑ1,444
$17.81 โ‚ฑ1,058
36.38%
Fast Food Meal (McDonalds, etc)
$4.49 โ‚ฑ267
$3.38 โ‚ฑ201
32.84%
Cappuccino
$2.51 โ‚ฑ149
$2.39 โ‚ฑ142
5.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 โ‚ฑ48.11
$0.77 โ‚ฑ45.82
5.19%
Water (0.33 liter bottle)
$0.45 โ‚ฑ26.98
$0.36 โ‚ฑ21.65
25.00%
Local Beer (0.5 liter draught)
$1.58 โ‚ฑ94.0
$1.36 โ‚ฑ80.9
16.18%
Imported Beer (0.33 liter bottle)
$2.14 โ‚ฑ127
$2.15 โ‚ฑ128
-0.47%
๐Ÿ›’ Groceries & Markets
Cebu
Albay
Difference
Milk (1 liter)
$2.31 โ‚ฑ137
$1.90 โ‚ฑ113
21.58%
White Bread (500g)
$1.56 โ‚ฑ92.7
$1.22 โ‚ฑ72.3
27.87%
Rice (white) (1kg)
$1.17 โ‚ฑ69.7
$0.99 โ‚ฑ58.6
18.18%
Eggs
$2.29 โ‚ฑ136
$2.09 โ‚ฑ124
9.57%
Local Cheese (1kg)
$13.04 โ‚ฑ775
$8.12 โ‚ฑ483
60.59%
Chicken Fillets (1kg)
$5.28 โ‚ฑ314
$4.26 โ‚ฑ253
23.94%
Beef Round Steak (1kg)
$7.80 โ‚ฑ464
$7.84 โ‚ฑ466
-0.51%
Apples (1kg)
$3.59 โ‚ฑ213
$2.94 โ‚ฑ174
22.11%
Banana (1kg)
$1.52 โ‚ฑ90.1
$1.54 โ‚ฑ91.8
-1.30%
Oranges (1kg)
$3.28 โ‚ฑ195
$2.61 โ‚ฑ155
25.67%
Tomato (1kg)
$2.21 โ‚ฑ132
$1.62 โ‚ฑ96.0
36.42%
Potato (1kg)
$2.55 โ‚ฑ152
$2.22 โ‚ฑ132
14.86%
Onion (1kg)
$2.57 โ‚ฑ153
$2.58 โ‚ฑ154
-0.39%
Lettuce (1 head)
$0.98 โ‚ฑ58.0
$1.06 โ‚ฑ62.9
-7.55%
Water (1.5 liter bottle)
$0.78 โ‚ฑ46.32
$0.75 โ‚ฑ44.71
4.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 โ‚ฑ193
$2.80 โ‚ฑ166
16.07%
Wine (Bottle)
$6.86 โ‚ฑ407
$6.22 โ‚ฑ370
10.29%
Local Beer (0.5 liter bottle)
$1.17 โ‚ฑ69.3
$1.15 โ‚ฑ68.5
1.74%
Imported Beer (0.33 liter bottle)
$2.28 โ‚ฑ135
$2.05 โ‚ฑ122
11.22%
๐ŸšŒ Getting Around
Cebu
Albay
Difference
One-way Ticket (Public Transport)
$0.26 โ‚ฑ15.42
$0.28 โ‚ฑ16.66
-7.14%
Public Transport Monthly Pass (Regular Price)
$14.80 โ‚ฑ879
-
-
Taxi Start (Normal Tariff)
$0.81 โ‚ฑ48.11
$0.79 โ‚ฑ46.89
2.53%
Taxi (Normal Tariff) (1km)
$0.25 โ‚ฑ14.96
$0.24 โ‚ฑ14.29
4.17%
Taxi 1hour Waiting (Normal Tariff)
$2.58 โ‚ฑ154
$2.16 โ‚ฑ128
19.44%
Gasoline (1 liter)
$1.10 โ‚ฑ65.3
$1.14 โ‚ฑ67.9
-3.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K โ‚ฑ1.8M
$26.1K โ‚ฑ1.6M
16.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K โ‚ฑ1.6M
$20.3K โ‚ฑ1.2M
35.02%
๐Ÿงพ Monthly Utilities & Internet
Cebu
Albay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.9 โ‚ฑ5,756
$114 โ‚ฑ6,770
-14.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.74 โ‚ฑ2,005
$32.28 โ‚ฑ1,919
4.52%
Internet (50+ Mbps, Unlimited Data)
$29.72 โ‚ฑ1,766
$27.59 โ‚ฑ1,639
7.72%
๐ŸŽ‰ Sport & Entertainment
Cebu
Albay
Difference
Gym Membership (Monthly)
$33.41 โ‚ฑ1,986
$34.43 โ‚ฑ2,046
-2.96%
Tennis Court (1 Hour on Weekend)
$8.22 โ‚ฑ489
$4.51 โ‚ฑ268
82.26%
Cinema Ticket
$5.78 โ‚ฑ343
$6.05 โ‚ฑ360
-4.46%
๐Ÿงธ Childcare & Education
Cebu
Albay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$236 โ‚ฑ14.0K
$154 โ‚ฑ9,174
52.99%
International Primary School, 1 Child (Yearly)
$3,881 โ‚ฑ230.6K
$4,242 โ‚ฑ252.1K
-8.50%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cebu
Albay
Difference
Jeans (Levis 501 Or Similar)
$52.9 โ‚ฑ3,141
$46.65 โ‚ฑ2,773
13.31%
Summer Dress (H&M, Zara, etc)
$23.20 โ‚ฑ1,379
$26.22 โ‚ฑ1,558
-11.52%
Sport Shoes (Adidas, Nike)
$76.7 โ‚ฑ4,560
$75.7 โ‚ฑ4,497
1.41%
Men's Leather Business Shoes
$56.3 โ‚ฑ3,348
$52.2 โ‚ฑ3,104
7.85%
๐Ÿ  Accommodation & Living
Cebu
Albay
Difference
1-bedroom Apartment, City Center (Monthly)
$505 โ‚ฑ30.0K
$262 โ‚ฑ15.6K
92.61%
1-bedroom Apartment, Outside City Center (Monthly)
$217 โ‚ฑ12.9K
$174 โ‚ฑ10.4K
24.43%
3-bedroom Apartment, City Center (Monthly)
$807 โ‚ฑ47.9K
$589 โ‚ฑ35.0K
37.04%
3-bedroom Apartment, Outside City Center (Monthly)
$383 โ‚ฑ22.7K
$387 โ‚ฑ23.0K
-1.21%
Buy Apartment in City Center (m2)
$3,099 โ‚ฑ184.1K
$2,005 โ‚ฑ119.2K
54.50%
Buy Apartment Outside City Center (m2)
$1,967 โ‚ฑ116.9K
$888 โ‚ฑ52.8K
121.60%
๐Ÿ’ต Salaries & Financials
Cebu
Albay
Difference
Average Monthly Net Salary (After Tax)
$370 โ‚ฑ22.0K
$173 โ‚ฑ10.3K
113.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6.67
19.94%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for Albay: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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