Last update: Oct 2026

Cost of Living Comparison Between Cebu and Al Kazimiyah

For one person, living is cheaper in Al Kazimiyah: $663 a month against $918 in Cebu, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
32

Cost of Living Index in Al Kazimiyah
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Al Kazimiyah Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Al Kazimiyah

🇮🇶 Iraq

$663

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Al Kazimiyah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Al Kazimiyah actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $663 in Al Kazimiyah.

Cebu $918
Al Kazimiyah $663

Estimated couple costs with rent: $1,409 in Cebu versus $1,020 in Al Kazimiyah.

Cebu $1,409
Al Kazimiyah $1,020

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,377 in Al Kazimiyah.

Cebu $1,900
Al Kazimiyah $1,377

Living in Cebu is roughly 39% more expensive than in Al Kazimiyah, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Al Kazimiyah 51% lower.

Meal at Budget Restaurant

$3.09 ₱194

$4.03 IQD 6,085

-23.33%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$20.21 IQD 30.5K

19.84%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.52 IQD 9,857

-39.88%

Cappuccino

$2.51 ₱158

$2.65 IQD 4,012

-5.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.37 IQD 558

329.73%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.19 IQD 280

178.95%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.19 IQD 4,820

-44.20%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.00 IQD 4,535

-27.67%

Milk (1 liter)

$1.92 ₱121

$1.15 IQD 1,737

66.96%

White Bread (500g)

$1.36 ₱85.4

$0.63 IQD 948

115.87%

Rice (white) (1kg)

$1.01 ₱63.5

$1.34 IQD 2,022

-24.63%

Eggs

$2.03 ₱128

$1.32 IQD 1,998

53.79%

Local Cheese (1kg)

$9.86 ₱621

$3.46 IQD 5,229

184.97%

Chicken Fillets (1kg)

$4.39 ₱277

$4.00 IQD 6,045

9.75%

Beef Round Steak (1kg)

$7.60 ₱479

$13.07 IQD 19.8K

-41.85%

Apples (1kg)

$3.30 ₱208

$0.92 IQD 1,384

258.70%

Banana (1kg)

$1.39 ₱87.8

$0.98 IQD 1,481

41.84%

Oranges (1kg)

$2.33 ₱147

$0.94 IQD 1,423

147.87%

Tomato (1kg)

$1.50 ₱94.3

$0.61 IQD 920

145.90%

Potato (1kg)

$2.36 ₱149

$0.53 IQD 794

345.28%

Onion (1kg)

$1.90 ₱119

$0.60 IQD 909

216.67%

Lettuce (1 head)

$1.19 ₱74.9

$0.65 IQD 986

83.08%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.56 IQD 847

12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.66 IQD 2,503

80.72%

Wine (Bottle)

$6.03 ₱379

$10.41 IQD 15.7K

-42.07%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.32 IQD 1,994

-6.82%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.67 IQD 2,526

4.79%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.46 IQD 688

-45.65%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$19.40 IQD 29.3K

-34.85%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.81 IQD 2,737

-57.46%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.33 IQD 2,016

-82.71%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$5.28 IQD 7,983

-15.53%

Gasoline (1 liter)

$1.31 ₱82.8

$0.64 IQD 960

104.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$15.1K IQD 22.9M

40.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$18.6K IQD 28.2M

2.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$76.4 IQD 115.5K

57.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.42 IQD 15.7K

34.36%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$26.50 IQD 40.0K

3.92%

Gym Membership (Monthly)

$32.33 ₱2,035

$40.93 IQD 61.9K

-21.01%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$9.51 IQD 14.4K

-40.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$133 IQD 201.2K

106.74%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$2,546 IQD 3.8M

211.06%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$18.56 IQD 28.0K

165.79%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$19.90 IQD 30.1K

26.83%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$42.76 IQD 64.6K

79.98%

Men's Leather Business Shoes

$57.2 ₱3,601

$29.35 IQD 44.3K

94.89%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$187 IQD 282.2K

167.48%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$144 IQD 217.4K

114.65%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$353 IQD 533.7K

205.16%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$292 IQD 441.6K

110.51%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$768 IQD 1.2M

275.78%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$529 IQD 799.0K

262.46%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.33

116.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Al Kazimiyah: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Al Kazimiyah

$144 21.7% 53.4% $165

Groceries & Markets

Cebu

$206 22.4%

Al Kazimiyah

$158 23.9% 23.2% $48

Monthly Utilities & Internet

Cebu

$162 17.6%

Al Kazimiyah

$113 17.1% 29.9% $48

Clothing & Footwear

Cebu

$94 10.2%

Al Kazimiyah

$50 7.5% 47% $44

Eating Out

Cebu

$88 9.6%

Al Kazimiyah

$108 16.3% 22.2% $20

Sport & Entertainment

Cebu

$44 4.8%

Al Kazimiyah

$60 9.1% 37.5% $16

Getting Around

Cebu

$16 1.7%

Al Kazimiyah

$30 4.5% 90.8% $14

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $187 in Al Kazimiyah. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $20.00 in Al Kazimiyah for a mid-range dinner for two. Groceries echo the gap at $206 vs $158 per month, with Al Kazimiyah cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇶 Al Kazimiyah

🕒 Local time

04:02 4:02 AM

23:02 11:02 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

💱 Currency

Philippine Peso PHP ₱

Iraqi Dinar IQD ع.د

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

Exchange rates and currency converter

IQD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Al Kazimiyah 8,420 km ≈ 11 h nonstop flight

From you

Cebu
Al Kazimiyah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Al Kazimiyah: Cost of Living - Frequently Asked Questions

Al Kazimiyah is cheaper overall, especially in groceries, clothing, and utilities. The 39% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $994 in Al Kazimiyah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $187 in Al Kazimiyah. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Al Kazimiyah – a meal for two runs $20.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $918 per month in Cebu versus $663 in Al Kazimiyah – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Al Kazimiyah gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Al Kazimiyah is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Al Kazimiyah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Al Kazimiyah gentler on the wallet – expenses run 39% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.