Last update: Oct 2026

Cost of Living Comparison Between Cebu and Agadir

For one person, living is cheaper in Agadir: $706 a month against $934 in Cebu, rent and utilities included – about $2,700 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

Cebu
🇵🇭 Philippines
$934
/mo nomad
Agadir
🇲🇦 Morocco
$706
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Agadir

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Agadir actually costs, broken down by who's living it.

A single person spends $934 per month in Cebu vs $706 in Agadir, rent included.

  • Cebu $934
  • Agadir $706

A couple spends around $1,415 per month in Cebu vs $1,154 in Agadir, rent included.

  • Cebu $1,415
  • Agadir $1,154

A family of three spends $1,896 per month in Cebu vs $1,602 in Agadir, rent included.

  • Cebu $1,896
  • Agadir $1,602

Cebu costs about 32% more than Agadir, and outside of rent the biggest gap is in eating out.

Both Cebu and Agadir are more affordable than the global median – Cebu 30% lower, Agadir 47% lower.

Currency
🍽 Eating Out
Cebu
Agadir
Difference
Meal at Budget Restaurant
$3.03 ₱190
$4.96 MAD 48.25
-38.91%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,473
$24.69 MAD 240
-4.90%
Fast Food Meal (McDonalds, etc)
$4.09 ₱256
$7.18 MAD 69.9
-43.04%
Cappuccino
$2.52 ₱158
$2.08 MAD 20.28
21.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱96.9
$0.84 MAD 8.22
83.33%
Water (0.33 liter bottle)
$0.49 ₱30.98
$0.56 MAD 5.47
-12.50%
Local Beer (0.5 liter draught)
$1.79 ₱112
$5.12 MAD 49.85
-65.04%
Imported Beer (0.33 liter bottle)
$2.26 ₱142
$4.52 MAD 43.97
-50.00%
🛒 Groceries & Markets
Cebu
Agadir
Difference
Milk (1 liter)
$1.95 ₱122
$0.89 MAD 8.67
119.10%
White Bread (500g)
$1.43 ₱89.7
$0.52 MAD 5.07
175.00%
Rice (white) (1kg)
$1.02 ₱63.8
$1.70 MAD 16.57
-40.00%
Eggs
$2.06 ₱129
$1.62 MAD 15.81
27.16%
Local Cheese (1kg)
$9.81 ₱615
$7.99 MAD 77.7
22.78%
Chicken Fillets (1kg)
$4.61 ₱289
$6.68 MAD 65.1
-30.99%
Beef Round Steak (1kg)
$7.70 ₱483
$11.35 MAD 111
-32.16%
Apples (1kg)
$3.31 ₱207
$1.27 MAD 12.38
160.63%
Banana (1kg)
$1.45 ₱90.9
$1.09 MAD 10.59
33.03%
Oranges (1kg)
$2.36 ₱148
$0.86 MAD 8.40
174.42%
Tomato (1kg)
$1.54 ₱96.4
$0.70 MAD 6.78
120.00%
Potato (1kg)
$2.36 ₱148
$0.65 MAD 6.35
263.08%
Onion (1kg)
$1.99 ₱125
$0.80 MAD 7.75
148.75%
Lettuce (1 head)
$1.15 ₱72.1
$0.56 MAD 5.49
105.36%
Water (1.5 liter bottle)
$0.67 ₱42.15
$0.57 MAD 5.57
17.54%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱188
$3.92 MAD 38.16
-23.47%
Wine (Bottle)
$6.35 ₱398
$10.94 MAD 107
-41.96%
Local Beer (0.5 liter bottle)
$1.31 ₱81.9
$3.46 MAD 33.68
-62.14%
Imported Beer (0.33 liter bottle)
$1.73 ₱108
$3.40 MAD 33.08
-49.12%
🚌 Getting Around
Cebu
Agadir
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.78
$0.48 MAD 4.65
-47.92%
Public Transport Monthly Pass (Regular Price)
$12.65 ₱793
$24.92 MAD 243
-49.24%
Taxi Start (Normal Tariff)
$0.74 ₱46.32
$0.61 MAD 5.98
21.31%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.11
$0.62 MAD 6.04
-66.13%
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱271
-
-
Gasoline (1 liter)
$1.33 ₱83.5
$1.44 MAD 14.07
-7.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$32.7K MAD 318.6K
-33.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$29.1K MAD 283.5K
-33.39%
🧾 Monthly Utilities & Internet
Cebu
Agadir
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,563
$22.90 MAD 223
426.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱907
$16.95 MAD 165
-14.75%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,774
$29.20 MAD 284
-3.12%
🎉 Sport & Entertainment
Cebu
Agadir
Difference
Gym Membership (Monthly)
$32.68 ₱2,050
$25.24 MAD 246
29.48%
Tennis Court (1 Hour on Weekend)
$6.39 ₱401
$25.68 MAD 250
-75.12%
Cinema Ticket
$5.46 ₱342
$4.99 MAD 48.59
9.42%
🧸 Childcare & Education
Cebu
Agadir
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.1K
$66.3 MAD 646
312.13%
International Primary School, 1 Child (Yearly)
$8,156 ₱511.5K
$1,762 MAD 17.2K
362.95%
👕👟 Clothing & Footwear
Cebu
Agadir
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,109
$28.52 MAD 278
73.81%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,560
$42.53 MAD 414
-41.52%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,804
$58.7 MAD 571
30.48%
Men's Leather Business Shoes
$59.3 ₱3,717
$45.49 MAD 443
30.27%
🏠 Accommodation & Living
Cebu
Agadir
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.7K
$410 MAD 3,991
23.35%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$184 MAD 1,796
67.76%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.0K
$591 MAD 5,757
77.86%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.8K
$387 MAD 3,769
59.88%
Buy Apartment in City Center (m2)
$2,915 ₱182.9K
$1,482 MAD 14.4K
96.74%
Buy Apartment Outside City Center (m2)
$1,867 ₱117.1K
$988 MAD 9,615
89.04%
💵 Salaries & Financials
Cebu
Agadir
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.4K
$509 MAD 4,957
-33.01%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
6.5
10.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Agadir: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Agadir
$184 40.4% $125
Groceries & Markets
Cebu
$210
Agadir
$197 6.2% $13
Monthly Utilities & Internet
Cebu
$163
Agadir
$69 57.7% $94
Clothing & Footwear
Cebu
$95
Agadir
$79 16.7% $16
Eating Out
Cebu
$88
Agadir
$126 43.1% $38
Sport & Entertainment
Cebu
$44
Agadir
$35 19.2% $8.4
Getting Around
Cebu
$15
Agadir
$31 97.9% $15

Cost Breakdown

A central one-bedroom costs $506 in Cebu versus $410 in Agadir. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 49% higher in Agadir, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23.00 in Cebu versus $25.00 in Agadir. Groceries tell a different story – $210 in Cebu vs $197 in Agadir – so Agadir wins on supermarket bills even if dining out costs more.

Good to know
🇵🇭 Cebu
🇲🇦 Agadir
🕒 Local time
12:55 12:55 PM
05:55 5:55 AM
7 h behind Cebu
🌤 Weather
👥 Population
964,169
504,768
💱 Currency
Exchange rates and currency converter

MAD, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Moroccan Dirham exchange rates as of October 10, 2026: 1 USD = 9.74 MAD (1 MAD = 0.103 USD). 1 EUR = 10.92 MAD (100 MAD = 9.16 EUR).

On the map
Between locations
  • Cebu Agadir 13,290 km ≈ 17 h nonstop flight
From you
  • Cebu
  • Agadir

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Agadir: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cebu or Agadir?
Cebu costs about 32% more than Agadir, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Cebu and in Agadir?
For a comfortable life, plan on about $1,401 per month in Cebu and $1,060 in Agadir. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Cebu or Agadir?
Rent is clearly cheaper in Agadir, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Cebu compared to Agadir?
Monthly expenses with rent come to $934 in Cebu and $706 in Agadir. That's a gap of about 32%.
How expensive is transport in Cebu compared to Agadir?
Public transport costs about 97% less in Agadir. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $800/month in Cebu or in Agadir?
$800 covers both cities comfortably – all-in costs are $934 in Cebu and $706 in Agadir, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Cebu or Agadir?
For digital nomads, it depends on budget. Agadir costs $706 versus $934 in Cebu. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Cebu compared to Agadir?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Cebu or to Agadir?
If budget matters most, go with Agadir. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.

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