Last update: Oct 2026

Cost of Living Comparison Between Cebu and Afyonkarahisar

For one person, living is cheaper in Cebu: $918 a month against $1,007 in Afyonkarahisar, rent and utilities included – about $1,100 less a year. The total is higher in Afyonkarahisar despite lower rent and utilities.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
49

Cost of Living Index in Afyonkarahisar
Learn more

Afyonkarahisar Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Afyonkarahisar

🇹🇷 Turkey

$1,007

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Afyonkarahisar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Afyonkarahisar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,007 in Afyonkarahisar.

Cebu $918
Afyonkarahisar $1,007

Estimated couple costs with rent: $1,409 in Cebu versus $1,565 in Afyonkarahisar.

Cebu $1,409
Afyonkarahisar $1,565

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,123 in Afyonkarahisar.

Cebu $1,900
Afyonkarahisar $2,123

Living in Cebu costs roughly 9% less than in Afyonkarahisar, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Afyonkarahisar 25% lower.

Meal at Budget Restaurant

$3.09 ₱194

$9.92 ₺491

-68.85%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$30.41 ₺1,506

-20.36%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.69 ₺381

-49.02%

Cappuccino

$2.51 ₱158

$3.66 ₺181

-31.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.07 ₺52.7

48.60%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.39 ₺19.18

35.90%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.28 ₺113

-21.93%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.04 ₺150

-28.62%

Milk (1 liter)

$1.92 ₱121

$1.00 ₺49.64

92.00%

White Bread (500g)

$1.36 ₱85.4

$0.81 ₺39.91

67.90%

Rice (white) (1kg)

$1.01 ₱63.5

$2.28 ₺113

-55.70%

Eggs

$2.03 ₱128

$2.31 ₺114

-12.12%

Local Cheese (1kg)

$9.86 ₱621

$10.59 ₺524

-6.89%

Chicken Fillets (1kg)

$4.39 ₱277

$4.89 ₺242

-10.22%

Beef Round Steak (1kg)

$7.60 ₱479

$19.79 ₺980

-61.60%

Apples (1kg)

$3.30 ₱208

$1.76 ₺86.9

87.50%

Banana (1kg)

$1.39 ₱87.8

$1.91 ₺94.6

-27.23%

Oranges (1kg)

$2.33 ₱147

$1.07 ₺52.8

117.76%

Tomato (1kg)

$1.50 ₱94.3

$1.26 ₺62.5

19.05%

Potato (1kg)

$2.36 ₱149

$0.62 ₺30.59

280.65%

Onion (1kg)

$1.90 ₱119

$0.43 ₺21.43

341.86%

Lettuce (1 head)

$1.19 ₱74.9

$0.80 ₺39.42

48.75%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.72 ₺35.52

-12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.19 ₺108

36.99%

Wine (Bottle)

$6.03 ₱379

$14.09 ₺697

-57.20%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.01 ₺99.5

-38.81%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.19 ₺109

-20.09%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.73 ₺36.10

-65.75%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.04 ₺51.7

-25.96%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.89 ₺44.01

-74.16%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$7.08 ₺350

-37.01%

Gasoline (1 liter)

$1.31 ₱82.8

$1.37 ₺68.0

-4.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$42.0K ₺2.1M

-49.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$41.6K ₺2.1M

-53.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$76.1 ₺3,770

57.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.90 ₺539

28.44%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$14.60 ₺723

88.63%

Gym Membership (Monthly)

$32.33 ₱2,035

$54.3 ₺2,690

-40.49%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$5.97 ₺295

-5.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$551 ₺27.3K

-50.05%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$11.2K ₺555.0K

-29.37%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$45.39 ₺2,247

8.68%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$34.77 ₺1,721

-27.41%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$80.9 ₺4,003

-4.81%

Men's Leather Business Shoes

$57.2 ₱3,601

$93.8 ₺4,644

-39.01%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$415 ₺20.5K

20.42%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$306 ₺15.2K

0.82%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$758 ₺37.5K

42.12%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$560 ₺27.7K

9.79%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,438 ₺71.2K

100.74%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,029 ₺50.9K

86.25%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

42.67

-83.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Afyonkarahisar: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Afyonkarahisar

$306 30.4% 0.8% $2.5

Groceries & Markets

Cebu

$206 22.4%

Afyonkarahisar

$240 23.8% 16.6% $34

Monthly Utilities & Internet

Cebu

$162 17.6%

Afyonkarahisar

$102 10.1% 37.2% $60

Clothing & Footwear

Cebu

$94 10.2%

Afyonkarahisar

$115 11.4% 22.1% $21

Eating Out

Cebu

$88 9.6%

Afyonkarahisar

$170 16.9% 92.2% $81

Sport & Entertainment

Cebu

$44 4.8%

Afyonkarahisar

$66 6.6% 51.9% $23

Getting Around

Cebu

$16 1.7%

Afyonkarahisar

$8.4 * 0.8% 46% $7.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $415 in Afyonkarahisar. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $30.00 in Afyonkarahisar for a mid-range dinner for two. Groceries echo the gap at $206 vs $240 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇹🇷 Afyonkarahisar

🕒 Local time

14:43 2:43 PM

09:43 9:43 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

747,555

💱 Currency

Philippine Peso PHP ₱

Turkish Lira TRY ₺

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

Exchange rates and currency converter

TRY, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Turkish Lira exchange rates as of October 18, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Afyonkarahisar 9,580 km ≈ 12 h nonstop flight

From you

Cebu
Afyonkarahisar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Afyonkarahisar: Cost of Living - Frequently Asked Questions

Cebu wins on cost – living expenses run 10% lower than in Afyonkarahisar. Housing and daily spending are where you'll feel the difference most, making Cebu the obvious pick if budget is a priority.

You'd need roughly $1,377 in Cebu and $1,510 in Afyonkarahisar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $415 in Afyonkarahisar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $275 in Cebu versus $551 in Afyonkarahisar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $30.00 in Afyonkarahisar. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $1,007 in Afyonkarahisar, a $1,500 budget is realistic in Cebu but tight or insufficient in Afyonkarahisar. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both work as nomad bases, but Cebu delivers better value – similar infrastructure at $918 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cebu hard to pass up.

Safety-wise, Cebu and Afyonkarahisar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 10% less than in Afyonkarahisar. Beyond cost, consider language, visa policies, and how big the international community is in each city.