Last update: Oct 2026

Cost of Living Comparison Between Cebu and Adzope

For one person, living is cheaper in Adzope: $729 a month against $934 in Cebu, rent and utilities included – about $2,500 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

44

Cost of Living Index in Cebu
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Cebu Living Index
36

Cost of Living Index in Adzope
Learn more

Adzope Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Adzope

🇨🇮 Ivory Coast

$729

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Adzope

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Adzope actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $729 in Adzope.

Cebu $934
Adzope $729

Estimated couple costs with rent: $1,415 in Cebu versus $1,232 in Adzope.

Cebu $1,415
Adzope $1,232

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,735 in Adzope.

Cebu $1,896
Adzope $1,735

Living in Cebu is roughly 28% more expensive than in Adzope, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 30% lower, Adzope 46% lower.

Meal at Budget Restaurant

$3.03 ₱190

$2.62 F CFA 1,530

15.65%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$69.5 F CFA 40.7K

-66.21%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$10.19 F CFA 5,964

-59.86%

Cappuccino

$2.52 ₱158

$1.86 F CFA 1,091

35.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.78 F CFA 458

97.44%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.71 F CFA 418

-30.99%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.02 F CFA 598

75.49%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$1.77 F CFA 1,038

27.68%

Milk (1 liter)

$1.95 ₱122

$2.03 F CFA 1,190

-3.94%

White Bread (500g)

$1.43 ₱89.7

$0.55 F CFA 321

160.00%

Rice (white) (1kg)

$1.02 ₱63.8

$1.20 F CFA 699

-15.00%

Eggs

$2.06 ₱129

$2.27 F CFA 1,330

-9.25%

Local Cheese (1kg)

$9.81 ₱615

$21.74 F CFA 12.7K

-54.88%

Chicken Fillets (1kg)

$4.61 ₱289

$5.90 F CFA 3,453

-21.86%

Beef Round Steak (1kg)

$7.70 ₱483

$5.78 F CFA 3,380

33.22%

Apples (1kg)

$3.31 ₱207

$4.13 F CFA 2,419

-19.85%

Banana (1kg)

$1.45 ₱90.9

$1.09 F CFA 638

33.03%

Oranges (1kg)

$2.36 ₱148

$2.12 F CFA 1,239

11.32%

Tomato (1kg)

$1.54 ₱96.4

$2.42 F CFA 1,414

-36.36%

Potato (1kg)

$2.36 ₱148

$1.73 F CFA 1,010

36.42%

Onion (1kg)

$1.99 ₱125

$1.70 F CFA 994

17.06%

Lettuce (1 head)

$1.15 ₱72.1

$0.73 F CFA 429

57.53%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.81 F CFA 475

-17.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$1.77 F CFA 1,035

69.49%

Wine (Bottle)

$6.35 ₱398

$5.34 F CFA 3,127

18.91%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.06 F CFA 617

23.58%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.32 F CFA 770

31.06%

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.72 F CFA 1,005

-56.98%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$1.68 F CFA 986

-87.50%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$26.21 F CFA 15.3K

-83.48%

Gasoline (1 liter)

$1.33 ₱83.5

$1.48 F CFA 864

-10.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$28.7K F CFA 16.8M

-24.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$27.3K F CFA 16.0M

-28.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$169 F CFA 98.6K

-28.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$24.47 F CFA 14.3K

-40.95%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$33.18 F CFA 19.4K

-14.74%

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

$8.77 F CFA 5,134

-37.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$366 F CFA 214.0K

-25.25%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$4,774 F CFA 2.8M

70.84%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$92.8 F CFA 54.3K

-46.57%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$36.53 F CFA 21.4K

-31.92%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$76.4 F CFA 44.7K

0.29%

Men's Leather Business Shoes

$59.3 ₱3,717

$142 F CFA 83.0K

-58.21%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

15.75

-54.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Adzope: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Adzope

- * 0% 100%

Groceries & Markets

Cebu

$210 22.7%

Adzope

$239 32.4% 13.8% $29

Monthly Utilities & Internet

Cebu

$163 17.7%

Adzope

$226 30.6% 38.5% $63

Clothing & Footwear

Cebu

$95 10.2%

Adzope

$156 21.2% 65.2% $62

Eating Out

Cebu

$88 9.6%

Adzope

$89 12% 0.2% $0.2

Sport & Entertainment

Cebu

$44 4.7%

Adzope

$18 * 2.4% 59.7% $26

Getting Around

Cebu

$15 1.7%

Adzope

$10 * 1.4% 34.3% $5.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $23.00 in Cebu vs $69.0 in Adzope for a mid-range dinner for two. Groceries echo the gap at $210 vs $239 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇮 Adzope

🕒 Local time

18:04 6:04 PM

10:04 10:04 AM

8 h behind Cebu

🌤 Weather

👥 Population

964,169

156,488

💱 Currency

Philippine Peso PHP ₱

West African CFA Franc XOF Fr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 XOF = 1.71 USD

1,000 XOF = 1.53 EUR

Exchange rates and currency converter

XOF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

West African CFA Franc exchange rates as of October 10, 2026: 1 USD = 585 XOF (1,000 XOF = 1.71 USD). 1 EUR = 656 XOF (1,000 XOF = 1.53 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Adzope 13,950 km ≈ 18 h nonstop flight

From you

Cebu
Adzope

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Adzope: Cost of Living - Frequently Asked Questions

Adzope wins on cost – living expenses run 28% lower than in Cebu. Housing and daily spending are where you'll feel the difference most, making Adzope the obvious pick if budget is a priority.

You'd need roughly $1,401 in Cebu and $1,094 in Adzope to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $273 in Cebu versus $366 in Adzope. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Adzope – a meal for two runs $69.0 versus $23.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Adzope gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Adzope delivers better value – similar infrastructure at $729 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Adzope hard to pass up.

Safety-wise, Cebu and Adzope are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Adzope gentler on the wallet – expenses run 28% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.