Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ado-ekiti

For one person, living is cheaper in Ado-ekiti: $691 a month against $918 in Cebu, rent and utilities included – about $2,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
34

Cost of Living Index in Ado-ekiti
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Ado-ekiti Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Ado-ekiti

🇳🇬 Nigeria

$691

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ado-ekiti

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ado-ekiti actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $691 in Ado-ekiti.

Cebu $918
Ado-ekiti $691

Estimated couple costs with rent: $1,409 in Cebu versus $1,264 in Ado-ekiti.

Cebu $1,409
Ado-ekiti $1,264

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,837 in Ado-ekiti.

Cebu $1,900
Ado-ekiti $1,837

Living in Cebu is roughly 33% more expensive than in Ado-ekiti, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Ado-ekiti 49% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.98 ₦3,963

3.69%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$50.4 ₦67.0K

-51.92%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.55 ₦10.0K

-48.08%

Cappuccino

$2.51 ₱158

$1.95 ₦2,599

28.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.43 ₦572

269.77%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.15 ₦197

253.33%

Local Beer (0.5 liter draught)

$1.78 ₱112

$0.63 ₦838

182.54%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$1.94 ₦2,582

11.86%

Milk (1 liter)

$1.92 ₱121

$3.08 ₦4,101

-37.66%

White Bread (500g)

$1.36 ₱85.4

$1.02 ₦1,352

33.33%

Rice (white) (1kg)

$1.01 ₱63.5

$1.25 ₦1,662

-19.20%

Eggs

$2.03 ₱128

$2.29 ₦3,051

-11.35%

Local Cheese (1kg)

$9.86 ₱621

$2.57 ₦3,415

283.66%

Chicken Fillets (1kg)

$4.39 ₱277

$3.68 ₦4,899

19.29%

Beef Round Steak (1kg)

$7.60 ₱479

$4.05 ₦5,389

87.65%

Apples (1kg)

$3.30 ₱208

$1.71 ₦2,270

92.98%

Banana (1kg)

$1.39 ₱87.8

$1.31 ₦1,738

6.11%

Oranges (1kg)

$2.33 ₱147

$0.98 ₦1,299

137.76%

Tomato (1kg)

$1.50 ₱94.3

$1.29 ₦1,720

16.28%

Potato (1kg)

$2.36 ₱149

$1.01 ₦1,349

133.66%

Onion (1kg)

$1.90 ₱119

$1.32 ₦1,755

43.94%

Lettuce (1 head)

$1.19 ₱74.9

$0.89 ₦1,188

33.71%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.40 ₦528

57.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$0.59 ₦784

408.47%

Wine (Bottle)

$6.03 ₱379

$2.42 ₦3,225

149.17%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.50 ₦661

146.00%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$0.47 ₦621

272.34%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.01 ₦1,347

-75.25%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$66.5 ₦88.4K

-80.98%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.48 ₦637

60.42%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.90 ₦1,203

-74.44%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$2.22 ₦2,947

100.90%

Gasoline (1 liter)

$1.31 ₱82.8

$0.61 ₦813

114.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$11.3K ₦15.0M

88.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$13.9K ₦18.6M

37.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$110 ₦146.9K

8.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$5.77 ₦7,670

142.63%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$33.65 ₦44.8K

-18.16%

Gym Membership (Monthly)

$32.33 ₱2,035

$8.23 ₦10.9K

292.83%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$2.98 ₦3,959

123.15%

Cinema Ticket

$5.65 ₱356

$6.28 ₦8,352

-10.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$663 ₦881.7K

-58.47%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,517 ₦2.0M

422.03%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$10.08 ₦13.4K

389.38%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$18.36 ₦24.4K

37.47%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$37.09 ₦49.3K

107.50%

Men's Leather Business Shoes

$57.2 ₱3,601

$30.35 ₦40.4K

88.47%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$180 ₦239.1K

71.78%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$639 ₦850.1K

-3.73%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

18.39

-60.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Ado-ekiti: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Ado-ekiti

$180 26% 41.8% $129

Groceries & Markets

Cebu

$206 22.4%

Ado-ekiti

$142 20.6% 30.8% $63

Monthly Utilities & Internet

Cebu

$162 17.6%

Ado-ekiti

$150 21.7% 7.4% $12

Clothing & Footwear

Cebu

$94 10.2%

Ado-ekiti

$43 6.3% 54.1% $51

Eating Out

Cebu

$88 9.6%

Ado-ekiti

$79 11.5% 10.2% $9

Sport & Entertainment

Cebu

$44 4.8%

Ado-ekiti

$21 3% 52.3% $23

Getting Around

Cebu

$16 1.7%

Ado-ekiti

$76 10.9% 385% $60

Cost Breakdown

Dining out: $24.00 in Cebu vs $50.0 in Ado-ekiti. Groceries flip the comparison at $206 vs $142, with Ado-ekiti cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇳🇬 Ado-ekiti

🕒 Local time

04:01 4:01 AM

21:01 9:01 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

446,749

💱 Currency

Philippine Peso PHP ₱

Nigerian Naira NGN ₦

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

10,000 NGN = 7.52 USD

10,000 NGN = 6.69 EUR

Exchange rates and currency converter

NGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Nigerian Naira exchange rates as of October 17, 2026: 1 USD = 1,330 NGN (10,000 NGN = 7.52 USD). 1 EUR = 1,496 NGN (10,000 NGN = 6.69 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Ado-ekiti 12,940 km ≈ 17 h nonstop flight

From you

Cebu
Ado-ekiti

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ado-ekiti: Cost of Living - Frequently Asked Questions

Cebu and Ado-ekiti differ by about 33% in total monthly costs ($918 vs $691 including rent). Ado-ekiti is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,377 in Cebu and $1,036 in Ado-ekiti to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 44% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ado-ekiti – a meal for two runs $50.0 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Ado-ekiti gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Ado-ekiti are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ado-ekiti gentler on the wallet – expenses run 33% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.