Last update: Oct 2026

Cost of Living Comparison Between the Cayman Islands and Costa Rica

For one person, living is cheaper in Costa Rica: $1,821 a month against $4,833 in the Cayman Islands, rent and utilities included – about $36,100 less a year. Rent and utilities account for most of the difference.

Cayman Islands
Costa Rica
🇰🇾 Cayman Islands
$4,833
/mo nomad
🇨🇷 Costa Rica
$1,821
/mo nomad
Monthly Cost of Living

How much you'll spend in the Cayman Islands and in Costa Rica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the Cayman Islands and in Costa Rica actually costs, broken down by who's living it.

A single person spends $4,833 per month in the Cayman Islands vs $1,821 in Costa Rica, rent included.

  • Cayman Islands $4,833
  • Costa Rica $1,821

A couple spends around $7,361 per month in the Cayman Islands vs $2,773 in Costa Rica, rent included.

  • Cayman Islands $7,361
  • Costa Rica $2,773

A family of three spends $9,889 per month in the Cayman Islands vs $3,725 in Costa Rica, rent included.

  • Cayman Islands $9,889
  • Costa Rica $3,725

Cost ranges are similar: the Cayman Islands spans $3,928–$4,938, Costa Rica $1,004–$2,114. City choice affects budget similarly in either country.

The cost of living in the Cayman Islands is about 165% higher than in Costa Rica on average.

Both the Cayman Islands and Costa Rica are pricier than the global median – the Cayman Islands by 255%, Costa Rica by 34%.

Currency
🍽 Eating Out
Cayman Islands
Costa Rica
Difference
Meal at Budget Restaurant
$29.93 KYD 24.54
$11.26 ₡5,085
165.81%
Three-Course Dinner for Two, Mid-Range
$113 KYD 92.9
$54.5 ₡24.6K
107.82%
Fast Food Meal (McDonalds, etc)
$16.97 KYD 13.92
$11.02 ₡4,975
53.99%
Cappuccino
$7.24 KYD 5.94
$4.43 ₡1,999
63.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.24 KYD 2.65
$2.34 ₡1,055
38.46%
Water (0.33 liter bottle)
$3.05 KYD 2.50
$1.84 ₡829
65.76%
Local Beer (0.5 liter draught)
$7.18 KYD 5.89
$3.26 ₡1,473
120.25%
Imported Beer (0.33 liter bottle)
$8.96 KYD 7.35
$4.55 ₡2,054
96.92%
🛒 Groceries & Markets
Cayman Islands
Costa Rica
Difference
Milk (1 liter)
$4.30 KYD 3.52
$2.45 ₡1,105
75.51%
White Bread (500g)
$4.64 KYD 3.81
$3.56 ₡1,608
30.34%
Rice (white) (1kg)
$4.98 KYD 4.09
$2.76 ₡1,245
80.43%
Eggs
$7.51 KYD 6.16
$3.97 ₡1,794
89.17%
Local Cheese (1kg)
$46.91 KYD 38.47
$10.47 ₡4,728
348.04%
Chicken Fillets (1kg)
$20.33 KYD 16.67
$9.98 ₡4,507
103.71%
Beef Round Steak (1kg)
$20.81 KYD 17.07
$13.91 ₡6,278
49.60%
Apples (1kg)
$7.74 KYD 6.35
$5.06 ₡2,283
52.96%
Banana (1kg)
$3.65 KYD 2.99
$1.69 ₡764
115.98%
Oranges (1kg)
$6.94 KYD 5.69
$3.45 ₡1,558
101.16%
Tomato (1kg)
$7.82 KYD 6.41
$3.23 ₡1,460
142.11%
Potato (1kg)
$4.70 KYD 3.86
$3.44 ₡1,555
36.63%
Onion (1kg)
$3.85 KYD 3.15
$3.25 ₡1,465
18.46%
Lettuce (1 head)
$3.68 KYD 3.01
$1.09 ₡492
237.61%
Water (1.5 liter bottle)
$2.51 KYD 2.05
$2.67 ₡1,204
-5.99%
Cigarettes 20 Pack (Marlboro, Camel)
$14.67 KYD 12.03
$5.38 ₡2,427
172.68%
Wine (Bottle)
$23.59 KYD 19.35
$15.50 ₡6,996
52.19%
Local Beer (0.5 liter bottle)
$4.30 KYD 3.53
$2.75 ₡1,241
56.36%
Imported Beer (0.33 liter bottle)
$5.49 KYD 4.50
$3.30 ₡1,489
66.36%
🚌 Getting Around
Cayman Islands
Costa Rica
Difference
One-way Ticket (Public Transport)
$2.33 KYD 1.91
$1.13 ₡509
106.19%
Public Transport Monthly Pass (Regular Price)
$119 KYD 97.7
$65.5 ₡29.6K
81.76%
Taxi Start (Normal Tariff)
$19.03 KYD 15.61
$2.17 ₡979
776.96%
Taxi (Normal Tariff) (1km)
$3.83 KYD 3.14
$2.02 ₡913
89.60%
Taxi 1hour Waiting (Normal Tariff)
$44.56 KYD 36.54
$8.94 ₡4,036
398.43%
Gasoline (1 liter)
$1.66 KYD 1.36
$1.61 ₡726
3.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.6K KYD 34.9K
$34.5K ₡15.6M
23.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.7K KYD 32.6K
$37.4K ₡16.9M
6.30%
🧾 Monthly Utilities & Internet
Cayman Islands
Costa Rica
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$479 KYD 392
$94.9 ₡42.9K
404.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$119 KYD 97.2
$31.42 ₡14.2K
277.24%
Internet (50+ Mbps, Unlimited Data)
$116 KYD 95.1
$58.6 ₡26.4K
98.14%
🎉 Sport & Entertainment
Cayman Islands
Costa Rica
Difference
Gym Membership (Monthly)
$202 KYD 166
$65.7 ₡29.7K
207.52%
Tennis Court (1 Hour on Weekend)
$47.99 KYD 39.35
$22.20 ₡10.0K
116.17%
Cinema Ticket
$18.31 KYD 15.01
$8.10 ₡3,656
126.05%
🧸 Childcare & Education
Cayman Islands
Costa Rica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,672 KYD 1,371
$722 ₡325.9K
131.64%
International Primary School, 1 Child (Yearly)
$26.9K KYD 22.1K
$12.9K ₡5.8M
108.77%
👕👟 Clothing & Footwear
Cayman Islands
Costa Rica
Difference
Jeans (Levis 501 Or Similar)
$86.7 KYD 71.1
$75.5 ₡34.1K
14.81%
Summer Dress (H&M, Zara, etc)
$78.7 KYD 64.5
$56.4 ₡25.5K
39.48%
Sport Shoes (Adidas, Nike)
$134 KYD 110
$128 ₡57.9K
4.46%
Men's Leather Business Shoes
$148 KYD 121
$108 ₡48.8K
36.92%
🏠 Accommodation & Living
Cayman Islands
Costa Rica
Difference
1-bedroom Apartment, City Center (Monthly)
$3,027 KYD 2,482
$960 ₡433.4K
215.27%
1-bedroom Apartment, Outside City Center (Monthly)
$2,339 KYD 1,918
$708 ₡319.6K
230.37%
3-bedroom Apartment, City Center (Monthly)
$5,796 KYD 4,753
$1,749 ₡789.4K
231.47%
3-bedroom Apartment, Outside City Center (Monthly)
$4,597 KYD 3,770
$1,215 ₡548.5K
278.36%
Buy Apartment in City Center (m2)
$13.0K KYD 10.6K
$2,656 ₡1.2M
388.43%
Buy Apartment Outside City Center (m2)
$7,650 KYD 6,273
$1,839 ₡830.1K
316.05%
💵 Salaries & Financials
Cayman Islands
Costa Rica
Difference
Average Monthly Net Salary (After Tax)
$7,620 KYD 6,248
$1,058 ₡477.8K
619.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
9.56
-24.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Cayman Islands: October 25, 2026

Last update for Costa Rica: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cayman Islands
$2.3K
Costa Rica
$708 69.7% $1.6K
Groceries & Markets
Cayman Islands
$718
Costa Rica
$380 47.1% $338
Monthly Utilities & Internet
Cayman Islands
$713
Costa Rica
$185 74.1% $528
Eating Out
Cayman Islands
$456
Costa Rica
$218 52.1% $238
Sport & Entertainment
Cayman Islands
$239
Costa Rica
$82 65.7% $157
Clothing & Footwear
Cayman Islands
$201
Costa Rica
$166 17.7% $36
Getting Around
Cayman Islands
$167
Costa Rica
$82 50.6% $84

Cost Breakdown

Average rent: $3,562 in the Cayman Islands vs $855 in Costa Rica. For reference, capital cities sit at $2,881 in George Town and $1,164 in San Jose.

Average salary: $7,780 in the Cayman Islands vs $1,087 in Costa Rica. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 317% higher in the Cayman Islands.

Dining out costs 109% more in the Cayman Islands.

Public transport is 76% more expensive in the Cayman Islands.

Salaries are about 7.2 times higher in the Cayman Islands, and purchasing power comes out stronger in the Cayman Islands.

Good to know
🇰🇾 Cayman Islands
🇨🇷 Costa Rica
🕒 Local time
21:28 9:28 PM
20:28 8:28 PM
1 h behind the Cayman Islands
🌤 Weather
👥 Population
65,483
5,044,197
Exchange rates and currency converter

CRC, USD, EUR to KYD – Cayman Islands Dollar Converter

Cayman Islands Dollar exchange rates as of October 29, 2026: 1 USD = 0.82 KYD (1 KYD = 1.22 USD). 1 EUR = 0.913 KYD (1 KYD = 1.1 EUR).

Costa Rican Colón exchange rates as of October 29, 2026: 1 USD = 451 CRC (1,000 CRC = 2.22 USD). 1 EUR = 503 CRC (1,000 CRC = 1.99 EUR).

On the map
Between locations
  • Cayman Islands Costa Rica 1,080 km ≈ 1 h 45 min nonstop flight
From you
  • Cayman Islands
  • Costa Rica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cayman Islands vs Costa Rica: Cost of Living - Frequently Asked Questions
Which country is cheaper: the Cayman Islands or Costa Rica?
Costa Rica is the cheaper option – living costs run roughly 62% lower on average.
Is rent more expensive in the Cayman Islands or in Costa Rica?
Housing costs more in the Cayman Islands: a central one-bedroom averages $3,562 versus $855 in Costa Rica.
How do daily expenses compare in the Cayman Islands vs Costa Rica?
Groceries, public transport, and eating out all cost less in Costa Rica – part of why living there is about 62% cheaper overall.
Which country is better for expats: the Cayman Islands or Costa Rica?
Costa Rica is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.

Cayman Islands vs other spots: cost of living compared

Show times on the 12-hour clock, temperatures in °F and distances in miles?