Last update: Nov 2026

Cost of Living Comparison Between the Cayman Islands and Austin, TX

For one person, living is cheaper in Austin, TX: $2,689 a month against $4,845 in the Cayman Islands, rent and utilities included – about $25,900 less a year. Rent and utilities account for most of the difference.

Cayman Islands
Austin, TX, United States
🇰🇾 Cayman Islands
$4,845
/mo nomad
Austin, TX
🇺🇸 United States
$2,689
/mo nomad
😐 Solo nomad: The Cayman Islands is 72.3% more expensive than Austin, TX without rent, and 80.1% more expensive with rent.
😐 Family of 3: The Cayman Islands is 67.8% more expensive than Austin, TX without rent, and 79.5% more expensive with rent.
Currency
🍽 Eating Out
Cayman Islands
Austin, TX
Difference
Meal at Budget Restaurant
$30.31 KYD 24.86
$21.34 $21.34
42.03%
Three-Course Dinner for Two, Mid-Range
$116 KYD 95.3
$87.9 $87.9
32.18%
Fast Food Meal (McDonalds, etc)
$16.91 KYD 13.87
$12.44 $12.44
35.93%
Cappuccino
$6.98 KYD 5.73
$5.60 $5.60
24.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 KYD 2.67
$3.65 $3.65
-10.68%
Water (0.33 liter bottle)
$2.99 KYD 2.45
$2.39 $2.39
25.10%
Local Beer (0.5 liter draught)
$7.02 KYD 5.75
$7.82 $7.82
-10.23%
Imported Beer (0.33 liter bottle)
$9.09 KYD 7.45
$8.75 $8.75
3.89%
🛒 Groceries & Markets
Cayman Islands
Austin, TX
Difference
Milk (1 liter)
$4.39 KYD 3.60
$1.12 $1.12
291.96%
White Bread (500g)
$4.63 KYD 3.79
$3.62 $3.62
27.90%
Rice (white) (1kg)
$5.06 KYD 4.15
$3.50 $3.50
44.57%
Eggs
$7.56 KYD 6.20
$4.45 $4.45
69.89%
Local Cheese (1kg)
$47.86 KYD 39.25
$13.18 $13.18
263.13%
Chicken Fillets (1kg)
$19.89 KYD 16.31
$13.94 $13.94
42.68%
Beef Round Steak (1kg)
$20.91 KYD 17.15
$16.46 $16.46
27.04%
Apples (1kg)
$8.10 KYD 6.64
$4.73 $4.73
71.25%
Banana (1kg)
$3.50 KYD 2.87
$1.50 $1.50
133.33%
Oranges (1kg)
$6.57 KYD 5.39
$4.64 $4.64
41.59%
Tomato (1kg)
$7.83 KYD 6.42
$4.52 $4.52
73.23%
Potato (1kg)
$4.53 KYD 3.71
$2.55 $2.55
77.65%
Onion (1kg)
$4.05 KYD 3.32
$2.39 $2.39
69.46%
Lettuce (1 head)
$3.61 KYD 2.96
$1.84 $1.84
96.20%
Water (1.5 liter bottle)
$2.48 KYD 2.03
$2.13 $2.13
16.43%
Cigarettes 20 Pack (Marlboro, Camel)
$14.28 KYD 11.71
$10.05 $10.05
42.09%
Wine (Bottle)
$23.67 KYD 19.41
$14.88 $14.88
59.07%
Local Beer (0.5 liter bottle)
$4.28 KYD 3.51
$2.82 $2.82
51.77%
Imported Beer (0.33 liter bottle)
$5.29 KYD 4.34
$3.29 $3.29
60.79%
🚌 Getting Around
Cayman Islands
Austin, TX
Difference
One-way Ticket (Public Transport)
$2.43 KYD 1.99
$1.23 $1.23
97.56%
Public Transport Monthly Pass (Regular Price)
$118 KYD 96.9
$41.43 $41.43
185.23%
Taxi Start (Normal Tariff)
$18.96 KYD 15.55
$2.68 $2.68
607.46%
Taxi (Normal Tariff) (1km)
$3.95 KYD 3.24
$1.63 $1.63
142.33%
Taxi 1hour Waiting (Normal Tariff)
$45.86 KYD 37.61
$35.20 $35.20
30.28%
Gasoline (1 liter)
$1.65 KYD 1.35
$0.98 $0.98
68.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.4K KYD 34.0K
$34.4K $34.4K
20.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.1K KYD 32.9K
$26.8K $26.8K
49.42%
🧾 Monthly Utilities & Internet
Cayman Islands
Austin, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$486 KYD 399
$252 $252
92.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$116 KYD 94.9
$59.8 $59.8
93.32%
Internet (50+ Mbps, Unlimited Data)
$116 KYD 95.3
$69.7 $69.7
66.86%
🎉 Sport & Entertainment
Cayman Islands
Austin, TX
Difference
Gym Membership (Monthly)
$205 KYD 168
$60.4 $60.4
238.97%
Tennis Court (1 Hour on Weekend)
$47.93 KYD 39.30
$18.14 $18.14
164.22%
Cinema Ticket
$18.77 KYD 15.39
$13.75 $13.75
36.51%
🧸 Childcare & Education
Cayman Islands
Austin, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,630 KYD 1,337
$1,458 $1,458
11.79%
International Primary School, 1 Child (Yearly)
$23.4K KYD 19.2K
$26.6K $26.6K
-12.05%
👕👟 Clothing & Footwear
Cayman Islands
Austin, TX
Difference
Jeans (Levis 501 Or Similar)
$85.1 KYD 69.8
$52.6 $52.6
61.63%
Summer Dress (H&M, Zara, etc)
$79.6 KYD 65.3
$45.76 $45.76
73.99%
Sport Shoes (Adidas, Nike)
$130 KYD 107
$85.5 $85.5
52.05%
Men's Leather Business Shoes
$145 KYD 119
$106 $106
37.27%
🏠 Accommodation & Living
Cayman Islands
Austin, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$2,980 KYD 2,444
$2,195 $2,195
35.78%
1-bedroom Apartment, Outside City Center (Monthly)
$2,346 KYD 1,924
$1,269 $1,269
84.91%
3-bedroom Apartment, City Center (Monthly)
$5,715 KYD 4,687
$4,000 $4,000
42.89%
3-bedroom Apartment, Outside City Center (Monthly)
$4,626 KYD 3,793
$2,406 $2,406
92.25%
Buy Apartment in City Center (m2)
$13.3K KYD 10.9K
$7,381 $7,381
79.88%
Buy Apartment Outside City Center (m2)
$7,557 KYD 6,196
$2,964 $2,964
154.91%
💵 Salaries & Financials
Cayman Islands
Austin, TX
Difference
Average Monthly Net Salary (After Tax)
$7,748 KYD 6,354
$5,043 $5,043
53.65%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
6.82
5.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Cayman Islands: November 2, 2026

Last update for Austin, TX: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cayman Islands
$2.3K
Austin, TX
$1.3K 45.9% $1.1K
Groceries & Markets
Cayman Islands
$719
Austin, TX
$407 43.3% $311
Monthly Utilities & Internet
Cayman Islands
$718
Austin, TX
$382 46.8% $336
Eating Out
Cayman Islands
$455
Austin, TX
$356 21.8% $99
Sport & Entertainment
Cayman Islands
$242
Austin, TX
$88 63.7% $154
Clothing & Footwear
Cayman Islands
$198
Austin, TX
$130 34.2% $68
Getting Around
Cayman Islands
$167
Austin, TX
$57 65.7% $109
Good to know
🇰🇾 Cayman Islands
🇺🇸 Austin, TX
🕒 Local time
06:38 6:38 AM
05:38 5:38 AM
1 h behind the Cayman Islands
🌤 Weather
👥 Population
65,483
974,447
Exchange rates and currency converter

USD, EUR to KYD – Cayman Islands Dollar Converter

Cayman Islands Dollar exchange rates as of November 6, 2026: 1 USD = 0.82 KYD (1 KYD = 1.22 USD). 1 EUR = 0.921 KYD (1 KYD = 1.09 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Cayman Islands Austin, TX 2,050 km ≈ 3 h nonstop flight
From you
  • Cayman Islands
  • Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Cayman Islands vs other spots: cost of living compared

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