Last update: Oct 2026

Cost of Living Comparison Between Cartago and Montevideo

For one person, living costs are similar in Cartago and in Montevideo: $1,713 and $1,771 a month, rent and utilities included.

Cartago
🇨🇷 Costa Rica
$1,713
/mo nomad
Montevideo
🇺🇾 Uruguay
$1,771
/mo nomad
Monthly Cost of Living

How much you'll spend in Cartago and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cartago and in Montevideo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,713 in Cartago versus $1,771 in Montevideo.

  • Cartago $1,713
  • Montevideo $1,771

Estimated couple costs with rent: $2,362 in Cartago versus $2,740 in Montevideo.

  • Cartago $2,362
  • Montevideo $2,740

Monthly costs for a family of three with rent: $3,011 in Cartago versus $3,708 in Montevideo.

  • Cartago $3,011
  • Montevideo $3,708

Living in Cartago costs roughly 3% less than in Montevideo, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Cartago 27% above, Montevideo 31% above.

Currency
🍽 Eating Out
Cartago
Montevideo
Difference
Meal at Budget Restaurant
$8.64 ₡3,882
$15.16 UYU 610
-43.01%
Three-Course Dinner for Two, Mid-Range
$34.53 ₡15.5K
$69.2 UYU 2,780
-50.07%
Fast Food Meal (McDonalds, etc)
$9.92 ₡4,458
$14.65 UYU 589
-32.29%
Cappuccino
$4.54 ₡2,040
$4.46 UYU 179
1.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.13 ₡957
$2.67 UYU 107
-20.22%
Water (0.33 liter bottle)
$1.36 ₡611
$2.00 UYU 80.5
-32.00%
Local Beer (0.5 liter draught)
$2.15 ₡966
$4.83 UYU 194
-55.49%
Imported Beer (0.33 liter bottle)
$4.06 ₡1,823
$3.80 UYU 153
6.84%
🛒 Groceries & Markets
Cartago
Montevideo
Difference
Milk (1 liter)
$2.39 ₡1,075
$1.36 UYU 54.9
75.74%
White Bread (500g)
$2.37 ₡1,067
$2.87 UYU 115
-17.42%
Rice (white) (1kg)
$2.47 ₡1,112
$1.75 UYU 70.3
41.14%
Eggs
$3.57 ₡1,604
$4.68 UYU 188
-23.72%
Local Cheese (1kg)
$8.61 ₡3,868
$13.88 UYU 558
-37.97%
Chicken Fillets (1kg)
$10.38 ₡4,664
$11.98 UYU 482
-13.36%
Beef Round Steak (1kg)
$13.94 ₡6,265
$11.97 UYU 481
16.46%
Apples (1kg)
$5.24 ₡2,356
$2.78 UYU 112
88.49%
Banana (1kg)
$1.29 ₡580
$2.74 UYU 110
-52.92%
Oranges (1kg)
$4.49 ₡2,018
$1.77 UYU 71.3
153.67%
Tomato (1kg)
$2.91 ₡1,309
$3.24 UYU 130
-10.19%
Potato (1kg)
$2.24 ₡1,006
$1.97 UYU 79.3
13.71%
Onion (1kg)
$2.17 ₡973
$2.07 UYU 83.2
4.83%
Lettuce (1 head)
$1.09 ₡488
$1.37 UYU 55.2
-20.44%
Water (1.5 liter bottle)
$2.18 ₡979
$1.88 UYU 75.4
15.96%
Cigarettes 20 Pack (Marlboro, Camel)
$6.07 ₡2,728
$5.59 UYU 225
8.59%
Wine (Bottle)
$15.16 ₡6,810
$8.78 UYU 353
72.67%
Local Beer (0.5 liter bottle)
$2.89 ₡1,298
$2.26 UYU 91.0
27.88%
Imported Beer (0.33 liter bottle)
$2.03 ₡914
$2.75 UYU 111
-26.18%
🚌 Getting Around
Cartago
Montevideo
Difference
One-way Ticket (Public Transport)
$1.37 ₡614
$1.53 UYU 61.6
-10.46%
Public Transport Monthly Pass (Regular Price)
$73.2 ₡32.9K
$74.3 UYU 2,985
-1.44%
Taxi Start (Normal Tariff)
$1.33 ₡600
$1.91 UYU 76.8
-30.37%
Taxi (Normal Tariff) (1km)
$1.56 ₡703
$0.40 UYU 16.21
290.00%
Taxi 1hour Waiting (Normal Tariff)
$8.95 ₡4,023
$10.33 UYU 415
-13.36%
Gasoline (1 liter)
$1.51 ₡679
$2.13 UYU 85.7
-29.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7K ₡9.7M
$27.1K UYU 1.1M
-19.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.1K ₡15.8M
$36.3K UYU 1.5M
-3.16%
🧾 Monthly Utilities & Internet
Cartago
Montevideo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$52.4 ₡23.6K
$188 UYU 7,570
-72.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.12 ₡15.8K
$20.54 UYU 826
70.98%
Internet (50+ Mbps, Unlimited Data)
$59.9 ₡26.9K
$44.81 UYU 1,801
33.56%
🎉 Sport & Entertainment
Cartago
Montevideo
Difference
Gym Membership (Monthly)
$73.8 ₡33.1K
$54.0 UYU 2,169
36.71%
Tennis Court (1 Hour on Weekend)
$77.8 ₡34.9K
$19.75 UYU 794
293.72%
Cinema Ticket
$7.27 ₡3,268
$11.95 UYU 481
-39.16%
🧸 Childcare & Education
Cartago
Montevideo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$549 ₡246.6K
$634 UYU 25.5K
-13.48%
International Primary School, 1 Child (Yearly)
$7,878 ₡3.5M
$11.1K UYU 444.3K
-28.72%
👕👟 Clothing & Footwear
Cartago
Montevideo
Difference
Jeans (Levis 501 Or Similar)
$70.1 ₡31.5K
$102 UYU 4,106
-31.32%
Summer Dress (H&M, Zara, etc)
$56.5 ₡25.4K
$57.5 UYU 2,313
-1.84%
Sport Shoes (Adidas, Nike)
$121 ₡54.5K
$127 UYU 5,088
-4.20%
Men's Leather Business Shoes
$87.7 ₡39.4K
$128 UYU 5,139
-31.39%
🏠 Accommodation & Living
Cartago
Montevideo
Difference
1-bedroom Apartment, City Center (Monthly)
$923 ₡415.0K
$719 UYU 28.9K
28.48%
1-bedroom Apartment, Outside City Center (Monthly)
$704 ₡316.5K
$568 UYU 22.8K
24.02%
3-bedroom Apartment, City Center (Monthly)
$1,869 ₡839.7K
$1,145 UYU 46.0K
63.18%
3-bedroom Apartment, Outside City Center (Monthly)
$724 ₡325.4K
$1,023 UYU 41.1K
-29.23%
Buy Apartment in City Center (m2)
-
$3,392 UYU 136.4K
-
Buy Apartment Outside City Center (m2)
-
$1,949 UYU 78.4K
-
💵 Salaries & Financials
Cartago
Montevideo
Difference
Average Monthly Net Salary (After Tax)
$1,344 ₡604.0K
$1,245 UYU 50.0K
8.00%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.62
5.74
50.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cartago: October 11, 2026

Last update for Montevideo: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cartago
$704
Montevideo
$568 19.4% $136
Groceries & Markets
Cartago
$348
Montevideo
$332 4.8% $17
Eating Out
Cartago
$186
Montevideo
$269 44.6% $83
Clothing & Footwear
Cartago
$151
Montevideo
$186 23.4% $35
Monthly Utilities & Internet
Cartago
$147
Montevideo
$254 72.1% $106
Sport & Entertainment
Cartago
$88
Montevideo
$78 11.8% $10
Getting Around
Cartago
$88
Montevideo
$84 4% $3.5

Cost Breakdown

A one-bedroom apartment in the center runs $923 in Cartago and $719 in Montevideo. Housing cost is often the main lever when comparing two cities.

Cartago pays 8% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Cartago vs $69.0 in Montevideo. Groceries flip the comparison at $348 vs $332, with Montevideo cheaper for home cooking.

Good to know
🇨🇷 Cartago
🇺🇾 Montevideo
🕒 Local time
04:00 4:00 AM
07:00 7:00 AM
3 h ahead of Cartago
🌤 Weather
👥 Population
110,000
1,319,108 Capital
💱 Currency
Exchange rates and currency converter

UYU, USD, EUR to CRC – Costa Rican Colón Converter

Costa Rican Colón exchange rates as of October 16, 2026: 1 USD = 449 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

Uruguayan Peso exchange rates as of October 16, 2026: 1 USD = 40.2 UYU (100 UYU = 2.49 USD). 1 EUR = 45.09 UYU (100 UYU = 2.22 EUR).

On the map
Between locations
  • Cartago Montevideo 5,770 km ≈ 8 h nonstop flight
From you
  • Cartago
  • Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cartago vs Montevideo: Cost of Living - Frequently Asked Questions
Is Montevideo cheaper than Cartago?
Cartago is cheaper overall, especially in eating out and clothing. The 3% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cartago or Montevideo?
Average pay runs 8% higher in Cartago, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Cartago and Montevideo?
Rent for a central apartment: $923 in Cartago versus $719 in Montevideo. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Cartago runs roughly 1% less than in Montevideo. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $549 in Cartago versus $634 in Montevideo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $2,500 a realistic budget for living in Cartago or in Montevideo?
At $1,713 in Cartago versus $1,771 in Montevideo, a $2,500 budget is realistic in Cartago but tight or insufficient in Montevideo. The gap between the two cities makes Cartago the clear choice for anyone on this budget.
Is Cartago or Montevideo more family-friendly?
For families, Cartago is more practical. Housing and childcare are both notably cheaper than in Montevideo, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cartago or Montevideo?
Safety-wise, Cartago and Montevideo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cartago gentler on the wallet – expenses run 3% less than in Montevideo. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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