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Cost of Living Comparison Between Carmel, IN and Ubud, Bali Cost of Living Comparison Between Carmel, IN and Ubud, Bali

😐 Solo nomad: Carmel, IN is 134.8% more expensive than Ubud, Bali without rent, and 242.2% more expensive with rent.
😐 Family of 3: Carmel, IN is 81.6% more expensive than Ubud, Bali without rent, and 215.4% more expensive with rent.
Currency
🍽 Eating Out
Carmel, IN
Ubud, Bali
Difference
Meal at Budget Restaurant
$25.3 $25.3
$2.85 Rp 47.5K
787.72%
Three-Course Dinner for Two, Mid-Range
$75.7 $75.7
$12.26 Rp 204.3K
517.29%
Fast Food Meal (McDonalds, etc)
$11.14 $11.14
$3.28 Rp 54.6K
239.63%
Cappuccino
$4.67 $4.67
$2.3 Rp 38.3K
103.04%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.75 $2.75
$1.11 Rp 18.5K
147.75%
Water (0.33 liter bottle)
$2 $2
$0.26 Rp 4,324
669.23%
Local Beer (0.5 liter draught)
$6.18 $6.18
$2.4 Rp 40K
157.50%
Imported Beer (0.33 liter bottle)
$6.63 $6.63
$3.15 Rp 52.5K
110.48%
🛒 Groceries & Markets
Carmel, IN
Ubud, Bali
Difference
Milk (1 liter)
$0.82 $0.82
$1.49 Rp 24.9K
-44.97%
White Bread (500g)
$2.78 $2.78
$1.65 Rp 27.5K
68.48%
Rice (white) (1kg)
$4.91 $4.91
$1.13 Rp 18.9K
334.51%
Eggs
$3.47 $3.47
$2.33 Rp 38.9K
48.93%
Local Cheese (1kg)
$9.4 $9.4
$13.7 Rp 228.3K
-31.39%
Chicken Fillets (1kg)
$10.81 $10.81
$3.97 Rp 66.2K
172.29%
Beef Round Steak (1kg)
$14.38 $14.38
$11.22 Rp 187K
28.16%
Apples (1kg)
$5.22 $5.22
$3.48 Rp 57.9K
50.00%
Banana (1kg)
$1.62 $1.62
$1.5 Rp 25K
8.00%
Oranges (1kg)
$4.52 $4.52
$2.68 Rp 44.6K
68.66%
Tomato (1kg)
$4.17 $4.17
$1.35 Rp 22.5K
208.89%
Potato (1kg)
$2.36 $2.36
$1.57 Rp 26.2K
50.32%
Onion (1kg)
$2.68 $2.68
$2.1 Rp 34.9K
27.62%
Lettuce (1 head)
$1.85 $1.85
$1.03 Rp 17.1K
79.61%
Water (1.5 liter bottle)
$2.12 $2.12
$0.57 Rp 9,488
271.93%
Cigarettes 20 Pack (Marlboro, Camel)
$8.81 $8.81
$2.31 Rp 38.5K
281.39%
Wine (Bottle)
$13.72 $13.72
$15.21 Rp 253.5K
-9.80%
Local Beer (0.5 liter bottle)
$2.14 $2.14
$2.49 Rp 41.5K
-14.06%
Imported Beer (0.33 liter bottle)
$3.8 $3.8
$2.66 Rp 44.3K
42.86%
🚌 Getting Around
Carmel, IN
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.27 $2.27
$0.29 Rp 4,911
682.76%
Public Transport Monthly Pass (Regular Price)
-
$10.03 Rp 167.1K
-
Taxi Start (Normal Tariff)
$1.98 $1.98
$0.45 Rp 7,480
340.00%
Taxi (Normal Tariff) (1km)
$1.38 $1.38
$0.34 Rp 5,748
305.88%
Taxi 1hour Waiting (Normal Tariff)
$33.42 $33.42
$5.97 Rp 99.4K
459.80%
Gasoline (1 liter)
$0.85 $0.85
$0.75 Rp 12.4K
13.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8K $24.8K
$25.8K Rp 430.2M
-4.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4K $23.4K
$31.7K Rp 528.9M
-26.17%
🧾 Monthly Utilities & Internet
Carmel, IN
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$233 $233
$64.6 Rp 1.1M
260.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$62.5 $62.5
$4.14 Rp 69K
1410.14%
Internet (50+ Mbps, Unlimited Data)
$66.3 $66.3
$23.99 Rp 399.7K
176.24%
🎉 Sport & Entertainment
Carmel, IN
Ubud, Bali
Difference
Gym Membership (Monthly)
$69.2 $69.2
$23.29 Rp 388.1K
197.17%
Tennis Court (1 Hour on Weekend)
$31.98 $31.98
$6.19 Rp 103.1K
416.64%
Cinema Ticket
$12.49 $12.49
$3.45 Rp 57.5K
262.03%
🧸 Childcare & Education
Carmel, IN
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,744 $1,744
$91.9 Rp 1.5M
1797.95%
International Primary School, 1 Child (Yearly)
$27.6K $27.6K
$5,912 Rp 98.5M
367.02%
👕👟 Clothing & Footwear
Carmel, IN
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$48.33 $48.33
$51.5 Rp 857.6K
-6.10%
Summer Dress (H&M, Zara, etc)
$41.46 $41.46
$24.45 Rp 407.3K
69.57%
Sport Shoes (Adidas, Nike)
$85 $85
$84.4 Rp 1.4M
0.75%
Men's Leather Business Shoes
$107 $107
$74.3 Rp 1.2M
43.49%
🏠 Accommodation & Living
Carmel, IN
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,517 $1,517
$261 Rp 4.4M
480.46%
1-bedroom Apartment, Outside City Center (Monthly)
$1,231 $1,231
$160 Rp 2.7M
671.70%
3-bedroom Apartment, City Center (Monthly)
$2,493 $2,493
$585 Rp 9.7M
326.11%
3-bedroom Apartment, Outside City Center (Monthly)
$1,888 $1,888
$328 Rp 5.5M
475.17%
Buy Apartment in City Center (m2)
$1,877 $1,877
$985 Rp 16.4M
90.51%
Buy Apartment Outside City Center (m2)
$1,798 $1,798
$847 Rp 14.1M
112.26%
💵 Salaries & Financials
Carmel, IN
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$6,315 $6,315
$178 Rp 3M
3449.19%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.56
13.28
-50.60%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Carmel, IN: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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