Cost of Living Comparison Between Carmel, IN and New York, NY Cost of Living Comparison Between Carmel, IN and New York, NY

🙂 Solo nomad: Carmel, IN is 38.8% cheaper than New York, NY without rent, and 42.4% cheaper with rent.

🙂 Family of 3: Carmel, IN is 29.5% cheaper than New York, NY without rent, and 49.7% cheaper with rent.

Meal at Budget Restaurant

$25.22 $25.22

$29.68 $29.68

-15.03%

Three-Course Dinner for Two, Mid-Range

$75 $75

$144 $144

-48.02%

Fast Food Meal (McDonalds, etc)

$11.2 $11.2

$12.43 $12.43

-9.90%

Cappuccino

$4.68 $4.68

$5.84 $5.84

-19.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 $2.78

$3.26 $3.26

-14.72%

Water (0.33 liter bottle)

$1.99 $1.99

$2.58 $2.58

-22.87%

Local Beer (0.5 liter draught)

$6.12 $6.12

$8.24 $8.24

-25.73%

Imported Beer (0.33 liter bottle)

$6.55 $6.55

$11.86 $11.86

-44.77%

Milk (1 liter)

$0.77 $0.77

$1.56 $1.56

-50.64%

White Bread (500g)

$2.73 $2.73

$5.23 $5.23

-47.80%

Rice (white) (1kg)

$4.8 $4.8

$8.11 $8.11

-40.81%

Eggs

$3.46 $3.46

$7.25 $7.25

-52.28%

Local Cheese (1kg)

$9.43 $9.43

$17.08 $17.08

-44.79%

Chicken Fillets (1kg)

$11.05 $11.05

$16.24 $16.24

-31.96%

Beef Round Steak (1kg)

$14.77 $14.77

$20.02 $20.02

-26.22%

Apples (1kg)

$5.11 $5.11

$7.49 $7.49

-31.78%

Banana (1kg)

$1.55 $1.55

$2.55 $2.55

-39.22%

Oranges (1kg)

$4.48 $4.48

$5.82 $5.82

-23.02%

Tomato (1kg)

$4.18 $4.18

$6.52 $6.52

-35.89%

Potato (1kg)

$2.42 $2.42

$3.72 $3.72

-34.95%

Onion (1kg)

$2.69 $2.69

$3.9 $3.9

-31.03%

Lettuce (1 head)

$1.75 $1.75

$3.07 $3.07

-43.00%

Water (1.5 liter bottle)

$2.08 $2.08

$2.57 $2.57

-19.07%

Cigarettes 20 Pack (Marlboro, Camel)

$9.21 $9.21

$19.21 $19.21

-52.06%

Wine (Bottle)

$13.26 $13.26

$17.79 $17.79

-25.46%

Local Beer (0.5 liter bottle)

$2.17 $2.17

$3.01 $3.01

-27.91%

Imported Beer (0.33 liter bottle)

$3.81 $3.81

$3.72 $3.72

2.42%

One-way Ticket (Public Transport)

$2.37 $2.37

$2.92 $2.92

-18.84%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$2.05 $2.05

$5.13 $5.13

-60.04%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$2.15 $2.15

-33.95%

Taxi 1hour Waiting (Normal Tariff)

$34.42 $34.42

$41.57 $41.57

-17.20%

Gasoline (1 liter)

$0.86 $0.86

$0.95 $0.95

-9.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K $24.4K

$35K $35K

-30.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K $22.7K

$27.7K $27.7K

-18.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$235 $235

$179 $179

31.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.5 $63.5

$60 $60

5.94%

Internet (50+ Mbps, Unlimited Data)

$65.9 $65.9

$63.8 $63.8

3.24%

Gym Membership (Monthly)

$69.6 $69.6

$141 $141

-50.55%

Tennis Court (1 Hour on Weekend)

$32.59 $32.59

$63.9 $63.9

-49.00%

Cinema Ticket

$12.47 $12.47

$19.9 $19.9

-37.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,757 $1,757

$3,206 $3,206

-45.20%

International Primary School, 1 Child (Yearly)

$27.2K $27.2K

$56.5K $56.5K

-51.75%

Jeans (Levis 501 Or Similar)

$47.24 $47.24

$65.7 $65.7

-28.11%

Summer Dress (H&M, Zara, etc)

$41.36 $41.36

$48.75 $48.75

-15.16%

Sport Shoes (Adidas, Nike)

$87.3 $87.3

$111 $111

-21.44%

Men's Leather Business Shoes

$106 $106

$172 $172

-37.96%

1-bedroom Apartment, City Center (Monthly)

$1,492 $1,492

$4,165 $4,165

-64.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,259 $1,259

$2,653 $2,653

-52.55%

3-bedroom Apartment, City Center (Monthly)

$2,563 $2,563

$8,412 $8,412

-69.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,887 $1,887

$5,277 $5,277

-64.24%

Buy Apartment in City Center (m2)

$1,886 $1,886

$15.6K $15.6K

-87.93%

Buy Apartment Outside City Center (m2)

$1,784 $1,784

$11.2K $11.2K

-84.01%

Average Monthly Net Salary (After Tax)

$6,682 $6,682

$5,616 $5,616

18.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

6.44

1.86%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Carmel, IN: October 29, 2025

Last update for New York, NY: October 28, 2025

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