Cost of Living Comparison Between Carmel, IN and Harrogate Cost of Living Comparison Between Carmel, IN and Harrogate

😐 Solo nomad: Carmel, IN is 0.1% more expensive than Harrogate without rent, and 5.1% more expensive with rent.

🙂 Family of 3: Carmel, IN is 8% cheaper than Harrogate without rent, and 7.6% more expensive with rent.

Meal at Budget Restaurant

$25.3 $25.3

$20.15 £15.25

25.56%

Three-Course Dinner for Two, Mid-Range

$75.7 $75.7

$74.1 £56.1

2.19%

Fast Food Meal (McDonalds, etc)

$11.14 $11.14

$10.91 £8.26

2.11%

Cappuccino

$4.67 $4.67

$4.79 £3.63

-2.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 $2.75

$2.34 £1.77

17.52%

Water (0.33 liter bottle)

$2 $2

$1.68 £1.27

19.05%

Local Beer (0.5 liter draught)

$6.18 $6.18

$6.66 £5.04

-7.21%

Imported Beer (0.33 liter bottle)

$6.63 $6.63

$6.18 £4.68

7.28%

Milk (1 liter)

$0.82 $0.82

$1.57 £1.19

-47.77%

White Bread (500g)

$2.78 $2.78

$1.73 £1.31

60.69%

Rice (white) (1kg)

$4.91 $4.91

$2.17 £1.64

126.27%

Eggs

$3.47 $3.47

$4.04 £3.06

-14.11%

Local Cheese (1kg)

$9.4 $9.4

$7.63 £5.77

23.20%

Chicken Fillets (1kg)

$10.81 $10.81

$9.53 £7.22

13.43%

Beef Round Steak (1kg)

$14.38 $14.38

$16.89 £12.79

-14.86%

Apples (1kg)

$5.22 $5.22

$3.19 £2.41

63.64%

Banana (1kg)

$1.62 $1.62

$1.43 £1.08

13.29%

Oranges (1kg)

$4.52 $4.52

$2.52 £1.91

79.37%

Tomato (1kg)

$4.17 $4.17

$4.39 £3.32

-5.01%

Potato (1kg)

$2.36 $2.36

$1.51 £1.14

56.29%

Onion (1kg)

$2.68 $2.68

$1.61 £1.22

66.46%

Lettuce (1 head)

$1.85 $1.85

$1.26 £0.96

46.83%

Water (1.5 liter bottle)

$2.12 $2.12

$1.48 £1.12

43.24%

Cigarettes 20 Pack (Marlboro, Camel)

$8.81 $8.81

$19.12 £14.47

-53.92%

Wine (Bottle)

$13.72 $13.72

$10.92 £8.27

25.64%

Local Beer (0.5 liter bottle)

$2.14 $2.14

$3.6 £2.72

-40.56%

Imported Beer (0.33 liter bottle)

$3.8 $3.8

$3.47 £2.63

9.51%

One-way Ticket (Public Transport)

$2.27 $2.27

$4.04 £3.06

-43.81%

Public Transport Monthly Pass (Regular Price)

$90 £68.1

Taxi Start (Normal Tariff)

$1.98 $1.98

$5.31 £4.02

-62.71%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$1.44 £1.09

-4.17%

Taxi 1hour Waiting (Normal Tariff)

$33.42 $33.42

$21.8 £16.5

53.30%

Gasoline (1 liter)

$0.85 $0.85

$1.99 £1.5

-57.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K $24.8K

$38.8K £29.3K

-36.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K $23.4K

$37.1K £28.1K

-36.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 $233

$320 £242

-27.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.5 $62.5

$23.16 £17.53

169.95%

Internet (50+ Mbps, Unlimited Data)

$66.3 $66.3

$44.11 £33.39

50.24%

Gym Membership (Monthly)

$69.2 $69.2

$68.1 £51.5

1.66%

Tennis Court (1 Hour on Weekend)

$31.98 $31.98

$16.16 £12.23

97.90%

Cinema Ticket

$12.49 $12.49

$16.61 £12.58

-24.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,744 $1,744

$1,601 £1,212

8.94%

International Primary School, 1 Child (Yearly)

$27.6K $27.6K

$16.3K £12.3K

69.74%

Jeans (Levis 501 Or Similar)

$48.33 $48.33

$82.8 £62.7

-41.61%

Summer Dress (H&M, Zara, etc)

$41.46 $41.46

$53.7 £40.68

-22.85%

Sport Shoes (Adidas, Nike)

$85 $85

$107 £80.6

-20.20%

Men's Leather Business Shoes

$107 $107

$127 £96.1

-15.97%

1-bedroom Apartment, City Center (Monthly)

$1,517 $1,517

$1,292 £978

17.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,231 $1,231

$1,019 £771

20.81%

3-bedroom Apartment, City Center (Monthly)

$2,493 $2,493

$1,895 £1,434

31.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,888 $1,888

$1,615 £1,223

16.92%

Buy Apartment in City Center (m2)

$1,877 $1,877

$5,599 £4,238

-66.48%

Buy Apartment Outside City Center (m2)

$1,798 $1,798

Average Monthly Net Salary (After Tax)

$6,315 $6,315

$3,041 £2,302

107.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

5.51

19.06%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Carmel, IN: December 1, 2025

Last update for Harrogate: November 30, 2025

Digital Nomad Cost of Living Index

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