Cost of Living Comparison Between Carmel, IN and Austin, TX Cost of Living Comparison Between Carmel, IN and Austin, TX

🙂 Solo nomad: Carmel, IN is 8.7% cheaper than Austin, TX without rent, and 4.8% cheaper with rent.
😐 Family of 3: Carmel, IN is 6.7% more expensive than Austin, TX without rent, and 9.7% cheaper with rent.
Currency
🍽 Eating Out
Carmel, IN
Austin, TX
Difference
Meal at Budget Restaurant
$25.22 $25.22
$19.64 $19.64
28.41%
Three-Course Dinner for Two, Mid-Range
$75 $75
$76.2 $76.2
-1.69%
Fast Food Meal (McDonalds, etc)
$11.2 $11.2
$9.95 $9.95
12.56%
Cappuccino
$4.68 $4.68
$5.61 $5.61
-16.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.78 $2.78
$2.64 $2.64
5.30%
Water (0.33 liter bottle)
$1.99 $1.99
$2.19 $2.19
-9.13%
Local Beer (0.5 liter draught)
$6.12 $6.12
$5.84 $5.84
4.79%
Imported Beer (0.33 liter bottle)
$6.55 $6.55
$7.92 $7.92
-17.30%
🛒 Groceries & Markets
Carmel, IN
Austin, TX
Difference
Milk (1 liter)
$0.77 $0.77
$1.13 $1.13
-31.86%
White Bread (500g)
$2.73 $2.73
$3.3 $3.3
-17.27%
Rice (white) (1kg)
$4.8 $4.8
$3.5 $3.5
37.14%
Eggs
$3.46 $3.46
$4.4 $4.4
-21.36%
Local Cheese (1kg)
$9.43 $9.43
$12 $12
-21.42%
Chicken Fillets (1kg)
$11.05 $11.05
$10.68 $10.68
3.46%
Beef Round Steak (1kg)
$14.77 $14.77
$14.73 $14.73
0.27%
Apples (1kg)
$5.11 $5.11
$4.88 $4.88
4.71%
Banana (1kg)
$1.55 $1.55
$1.52 $1.52
1.97%
Oranges (1kg)
$4.48 $4.48
$4.53 $4.53
-1.10%
Tomato (1kg)
$4.18 $4.18
$3.92 $3.92
6.63%
Potato (1kg)
$2.42 $2.42
$2.72 $2.72
-11.03%
Onion (1kg)
$2.69 $2.69
$2.76 $2.76
-2.54%
Lettuce (1 head)
$1.75 $1.75
$2.01 $2.01
-12.94%
Water (1.5 liter bottle)
$2.08 $2.08
$2.18 $2.18
-4.59%
Cigarettes 20 Pack (Marlboro, Camel)
$9.21 $9.21
$8.86 $8.86
3.95%
Wine (Bottle)
$13.26 $13.26
$14.96 $14.96
-11.36%
Local Beer (0.5 liter bottle)
$2.17 $2.17
$2.34 $2.34
-7.26%
Imported Beer (0.33 liter bottle)
$3.81 $3.81
$3.44 $3.44
10.76%
🚌 Getting Around
Carmel, IN
Austin, TX
Difference
One-way Ticket (Public Transport)
$2.37 $2.37
$1.48 $1.48
60.14%
Public Transport Monthly Pass (Regular Price)
-
$42.82 $42.82
-
Taxi Start (Normal Tariff)
$2.05 $2.05
$4.3 $4.3
-52.33%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.82 $1.82
-21.98%
Taxi 1hour Waiting (Normal Tariff)
$34.42 $34.42
$34.63 $34.63
-0.61%
Gasoline (1 liter)
$0.86 $0.86
$0.73 $0.73
17.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K $24.4K
$25.5K $25.5K
-4.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.7K $22.7K
$26.3K $26.3K
-13.73%
🧾 Monthly Utilities & Internet
Carmel, IN
Austin, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$235 $235
$177 $177
33.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.5 $63.5
$58.9 $58.9
7.81%
Internet (50+ Mbps, Unlimited Data)
$65.9 $65.9
$64.8 $64.8
1.63%
🎉 Sport & Entertainment
Carmel, IN
Austin, TX
Difference
Gym Membership (Monthly)
$69.6 $69.6
$62.6 $62.6
11.17%
Tennis Court (1 Hour on Weekend)
$32.59 $32.59
$10.17 $10.17
220.45%
Cinema Ticket
$12.47 $12.47
$14.72 $14.72
-15.29%
🧸 Childcare & Education
Carmel, IN
Austin, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,757 $1,757
$1,378 $1,378
27.48%
International Primary School, 1 Child (Yearly)
$27.2K $27.2K
$22.4K $22.4K
21.71%
👕👟 Clothing & Footwear
Carmel, IN
Austin, TX
Difference
Jeans (Levis 501 Or Similar)
$47.24 $47.24
$56.3 $56.3
-16.08%
Summer Dress (H&M, Zara, etc)
$41.36 $41.36
$46.46 $46.46
-10.98%
Sport Shoes (Adidas, Nike)
$87.3 $87.3
$86.7 $86.7
0.77%
Men's Leather Business Shoes
$106 $106
$119 $119
-10.45%
🏠 Accommodation & Living
Carmel, IN
Austin, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$1,492 $1,492
$2,188 $2,188
-31.81%
1-bedroom Apartment, Outside City Center (Monthly)
$1,259 $1,259
$1,395 $1,395
-9.76%
3-bedroom Apartment, City Center (Monthly)
$2,563 $2,563
$3,896 $3,896
-34.21%
3-bedroom Apartment, Outside City Center (Monthly)
$1,887 $1,887
$2,689 $2,689
-29.82%
Buy Apartment in City Center (m2)
$1,886 $1,886
$4,414 $4,414
-57.26%
Buy Apartment Outside City Center (m2)
$1,784 $1,784
$3,161 $3,161
-43.56%
💵 Salaries & Financials
Carmel, IN
Austin, TX
Difference
Average Monthly Net Salary (After Tax)
$6,682 $6,682
$4,871 $4,871
37.18%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.56
6.45
1.71%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Carmel, IN: October 29, 2025

Last update for Austin, TX: October 28, 2025

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