Cost of Living Comparison Between Carmarthen and Chiang Mai Cost of Living Comparison Between Carmarthen and Chiang Mai

Monthly Cost of Living

Monthly costs for one person with rent: $1,988 in Carmarthen versus $866 in Chiang Mai.

Estimated couple costs with rent: $2,922 in Carmarthen versus $1,351 in Chiang Mai.

Monthly costs for a family of three with rent: $3,857 in Carmarthen versus $1,835 in Chiang Mai.

Living in Carmarthen is roughly 129% more expensive than Chiang Mai, driven mainly by Eating Out.

The two cities straddle the global median: Carmarthen is 48% above, Chiang Mai is 35% below.

Meal at Budget Restaurant

$20.75 £15.46

$1.94 ฿63.5

969.59%

Three-Course Dinner for Two, Mid-Range

$66.9 £49.81

$18.64 ฿609

258.69%

Fast Food Meal (McDonalds, etc)

$9.60 £7.15

$7.82 ฿255

22.76%

Cappuccino

$3.55 £2.64

$1.95 ฿63.8

82.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 £1.91

$0.85 ฿27.77

202.35%

Water (0.33 liter bottle)

$1.73 £1.29

$0.35 ฿11.58

394.29%

Local Beer (0.5 liter draught)

$5.52 £4.12

$2.13 ฿69.6

159.15%

Imported Beer (0.33 liter bottle)

$4.86 £3.62

$3.73 ฿122

30.29%

Milk (1 liter)

$1.82 £1.35

$1.71 ฿56.0

6.43%

White Bread (500g)

$1.22 £0.91

$1.63 ฿53.2

-25.15%

Rice (white) (1kg)

$2.96 £2.20

$1.14 ฿37.15

159.65%

Eggs

$4.90 £3.65

$1.93 ฿63.1

153.89%

Local Cheese (1kg)

$10.60 £7.90

$16.21 ฿530

-34.61%

Chicken Fillets (1kg)

$10.57 £7.87

$3.12 ฿102

238.78%

Beef Round Steak (1kg)

$17.68 £13.17

$10.90 ฿356

62.20%

Apples (1kg)

$3.68 £2.74

$2.75 ฿90.0

33.82%

Banana (1kg)

$1.04 £0.77

$1.21 ฿39.52

-14.05%

Oranges (1kg)

$4.63 £3.45

$1.62 ฿53.0

185.80%

Tomato (1kg)

$4.65 £3.47

$1.59 ฿51.8

192.45%

Potato (1kg)

$0.93 £0.69

$1.40 ฿45.70

-33.57%

Onion (1kg)

$1.64 £1.22

$1.17 ฿38.17

40.17%

Lettuce (1 head)

$0.71 £0.53

$0.66 ฿21.60

7.58%

Water (1.5 liter bottle)

$0.58 £0.43

$0.53 ฿17.22

9.43%

Cigarettes 20 Pack (Marlboro, Camel)

$17.47 £13.01

$4.69 ฿153

272.49%

Wine (Bottle)

$9.93 £7.40

$18.66 ฿609

-46.78%

Local Beer (0.5 liter bottle)

$2.42 £1.80

$1.80 ฿58.8

34.44%

Imported Beer (0.33 liter bottle)

$3.20 £2.38

$3.23 ฿106

-0.93%

One-way Ticket (Public Transport)

$4.57 £3.40

$0.90 ฿29.26

407.78%

Public Transport Monthly Pass (Regular Price)

$89.2 £66.5

$19.21 ฿628

364.39%

Taxi Start (Normal Tariff)

$4.00 £2.98

$1.41 ฿45.91

183.69%

Taxi (Normal Tariff) (1km)

$1.59 £1.18

$1.29 ฿42.12

23.26%

Taxi 1hour Waiting (Normal Tariff)

$26.74 £19.92

$7.84 ฿256

241.07%

Gasoline (1 liter)

$1.94 £1.45

$1.27 ฿41.58

52.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.7K £29.6K

$21.3K ฿694.9K

86.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.3K £32.2K

$22.2K ฿725.4K

94.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$358 £267

$69.1 ฿2,256

418.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.92 £14.10

$14.08 ฿460

34.38%

Internet (50+ Mbps, Unlimited Data)

$54.5 £40.61

$18.00 ฿588

202.83%

Gym Membership (Monthly)

$54.2 £40.38

$41.06 ฿1,341

32.00%

Tennis Court (1 Hour on Weekend)

$6.96 ฿227

Cinema Ticket

$6.72 £5.00

$5.92 ฿193

13.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,576 £1,174

$299 ฿9,766

426.90%

International Primary School, 1 Child (Yearly)

$16.6K £12.3K

$15.0K ฿488.3K

10.83%

Jeans (Levis 501 Or Similar)

$85.3 £63.5

$54.7 ฿1,787

55.92%

Summer Dress (H&M, Zara, etc)

$29.98 £22.33

$26.77 ฿874

11.99%

Sport Shoes (Adidas, Nike)

$91.6 £68.2

$85.0 ฿2,776

7.77%

Men's Leather Business Shoes

$87.5 £65.2

$70.6 ฿2,306

23.87%

1-bedroom Apartment, City Center (Monthly)

$824 £614

$428 ฿14.0K

92.46%

1-bedroom Apartment, Outside City Center (Monthly)

$613 £457

$237 ฿7,752

158.33%

3-bedroom Apartment, City Center (Monthly)

$1,296 £966

$801 ฿26.2K

61.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,100 £819

$515 ฿16.8K

113.34%

Buy Apartment in City Center (m2)

$5,826 £4,341

$1,975 ฿64.5K

195.06%

Buy Apartment Outside City Center (m2)

$1,475 ฿48.2K

Average Monthly Net Salary (After Tax)

$1,997 £1,488

$617 ฿20.2K

223.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

18.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Carmarthen: May 31, 2026

Last update for Chiang Mai: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $824 in Carmarthen and $428 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Carmarthen pays 223% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Carmarthen vs $19.00 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $320 vs $246 per month, with Chiang Mai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Carmarthen vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 129% gap adds up to real monthly savings that compound significantly over time.

Carmarthen pays 223% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $824 in Carmarthen versus $428 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 30% higher in Carmarthen. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Chiang Mai – a meal for two runs $19.00 versus $67.0 in Carmarthen. If you eat out regularly, this makes a real dent in your monthly spending.

At $866 in Chiang Mai versus $1,988 in Carmarthen, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Carmarthen. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

For families, Chiang Mai is more practical. Housing and childcare are both notably cheaper than in Carmarthen, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Carmarthen and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 129% less than in Carmarthen. Beyond cost, consider language, visa policies, and how big the international community is in each city.