Last update: Oct 2026

Cost of Living Comparison Between Carlisle and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,937 in Carlisle, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

94

Cost of Living Index in Carlisle
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Carlisle Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Carlisle

🇬🇧 United Kingdom

$1,937

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Carlisle and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Carlisle and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,937 in Carlisle versus $918 in Cebu.

Carlisle $1,937
Cebu $918

Estimated couple costs with rent: $2,853 in Carlisle versus $1,409 in Cebu.

Carlisle $2,853
Cebu $1,409

Monthly costs for a family of three with rent: $3,770 in Carlisle versus $1,900 in Cebu.

Carlisle $3,770
Cebu $1,900

Living in Carlisle is roughly 111% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Carlisle is 43% above, Cebu is 32% below.

Meal at Budget Restaurant

$18.24 £13.69

$3.09 ₱194

490.29%

Three-Course Dinner for Two, Mid-Range

$68.0 £51.0

$24.22 ₱1,525

180.59%

Fast Food Meal (McDonalds, etc)

$10.18 £7.63

$3.92 ₱247

159.69%

Cappuccino

$3.54 £2.66

$2.51 ₱158

41.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 £1.74

$1.59 ₱100

45.91%

Water (0.33 liter bottle)

$1.96 £1.47

$0.53 ₱33.43

269.81%

Local Beer (0.5 liter draught)

$4.72 £3.54

$1.78 ₱112

165.17%

Imported Beer (0.33 liter bottle)

$4.15 £3.11

$2.17 ₱137

91.24%

Milk (1 liter)

$1.27 £0.95

$1.92 ₱121

-33.85%

White Bread (500g)

$1.37 £1.03

$1.36 ₱85.4

0.74%

Rice (white) (1kg)

$3.23 £2.42

$1.01 ₱63.5

219.80%

Eggs

$3.52 £2.64

$2.03 ₱128

73.40%

Local Cheese (1kg)

$8.08 £6.06

$9.86 ₱621

-18.05%

Chicken Fillets (1kg)

$6.95 £5.21

$4.39 ₱277

58.31%

Beef Round Steak (1kg)

$16.39 £12.29

$7.60 ₱479

115.66%

Apples (1kg)

$3.15 £2.36

$3.30 ₱208

-4.55%

Banana (1kg)

$2.81 £2.11

$1.39 ₱87.8

102.16%

Oranges (1kg)

$2.57 £1.93

$2.33 ₱147

10.30%

Tomato (1kg)

$2.77 £2.08

$1.50 ₱94.3

84.67%

Potato (1kg)

$1.71 £1.28

$2.36 ₱149

-27.54%

Onion (1kg)

$1.79 £1.35

$1.90 ₱119

-5.79%

Lettuce (1 head)

$1.14 £0.85

$1.19 ₱74.9

-4.20%

Water (1.5 liter bottle)

$1.35 £1.01

$0.63 ₱39.71

114.29%

Cigarettes 20 Pack (Marlboro, Camel)

$22.81 £17.11

$3.00 ₱189

660.33%

Wine (Bottle)

$7.77 £5.83

$6.03 ₱379

28.86%

Local Beer (0.5 liter bottle)

$2.85 £2.14

$1.23 ₱77.7

131.71%

Imported Beer (0.33 liter bottle)

$3.50 £2.63

$1.75 ₱110

100.00%

One-way Ticket (Public Transport)

$3.12 £2.34

$0.25 ₱15.86

1148.00%

Public Transport Monthly Pass (Regular Price)

$76.3 £57.2

$12.64 ₱796

503.64%

Taxi Start (Normal Tariff)

$4.39 £3.29

$0.77 ₱48.62

470.13%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$33.49 £25.13

$4.46 ₱281

650.90%

Gasoline (1 liter)

$1.97 £1.48

$1.31 ₱82.8

50.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K £28.6K

$21.2K ₱1.3M

79.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.1K £30.1K

$19.1K ₱1.2M

109.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$348 £261

$120 ₱7,569

189.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.77 £12.58

$14.00 ₱882

19.79%

Internet (50+ Mbps, Unlimited Data)

$34.87 £26.16

$27.54 ₱1,734

26.62%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$15.53 £11.65

$6.65 ₱419

133.53%

Cinema Ticket

$10.38 £7.79

$5.65 ₱356

83.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$807 £605

$275 ₱17.3K

193.02%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$107 £80.2

$49.33 ₱3,106

116.83%

Summer Dress (H&M, Zara, etc)

$55.8 £41.84

$25.24 ₱1,589

120.96%

Sport Shoes (Adidas, Nike)

$114 £85.6

$77.0 ₱4,846

48.28%

Men's Leather Business Shoes

$113 £85.1

$57.2 ₱3,601

98.22%

1-bedroom Apartment, City Center (Monthly)

$756 £567

$500 ₱31.5K

51.32%

1-bedroom Apartment, Outside City Center (Monthly)

$695 £521

$309 ₱19.4K

125.00%

3-bedroom Apartment, City Center (Monthly)

$1,194 £895

$1,078 ₱67.9K

10.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,171 £878

$615 ₱38.7K

90.31%

Buy Apartment in City Center (m2)

$2,524 £1,893

$2,886 ₱181.7K

-12.55%

Buy Apartment Outside City Center (m2)

$2,959 £2,220

$1,917 ₱120.7K

54.41%

Average Monthly Net Salary (After Tax)

$2,821 £2,116

$346 ₱21.8K

715.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.64

7.2

-21.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Carlisle: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Carlisle

$695 35.9%

Cebu

$309 33.6% 55.6% $386

Monthly Utilities & Internet

Carlisle

$400 20.6%

Cebu

$162 17.6% 59.5% $238

Groceries & Markets

Carlisle

$285 14.7%

Cebu

$206 22.4% 27.7% $79

Eating Out

Carlisle

$268 13.8%

Cebu

$88 9.6% 67.1% $180

Clothing & Footwear

Carlisle

$176 9.1%

Cebu

$94 10.2% 46.5% $82

Getting Around

Carlisle

$93 * 4.8%

Cebu

$16 1.7% 83.3% $78

Sport & Entertainment

Carlisle

$21 * 1.1%

Cebu

$44 4.8% 110% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $756 in Carlisle and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Carlisle pays 715% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Carlisle vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $285 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Carlisle

🇵🇭 Cebu

🕒 Local time

19:06 7:06 PM

02:06 2:06 AM

7 h ahead of Carlisle

🌤 Weather

👥 Population

72,000

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Carlisle Cebu 11,250 km ≈ 15 h nonstop flight

From you

Carlisle
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Carlisle vs Cebu: Cost of Living - Frequently Asked Questions

Cebu wins on cost – living expenses run 111% lower than in Carlisle. Housing and daily spending are where you'll feel the difference most, making Cebu the obvious pick if budget is a priority.

Average pay runs 715% higher in Carlisle, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $756 in Carlisle versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $68.0 in Carlisle. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,937 per month in Carlisle versus $918 in Cebu – a 111% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,937 in Carlisle, a $1,500 budget is realistic in Cebu but tight or insufficient in Carlisle. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both work as nomad bases, but Cebu delivers better value – similar infrastructure at $918 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cebu hard to pass up.

Safety-wise, Carlisle and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 111% less than in Carlisle. Beyond cost, consider language, visa policies, and how big the international community is in each city.