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Cost of Living Comparison Between Cardiff and Christchurch Cost of Living Comparison Between Cardiff and Christchurch

🙂 Solo nomad: Cardiff is 1.6% cheaper than Christchurch without rent, and 9% more expensive with rent.
😐 Family of 3: Cardiff is 2.7% more expensive than Christchurch without rent, and 8.2% more expensive with rent.
Currency
🍽 Eating Out
Cardiff
Christchurch
Difference
Meal at Budget Restaurant
$20.65 £15.63
$16.56 NZ$28.92
24.70%
Three-Course Dinner for Two, Mid-Range
$88.4 £66.9
$73.4 NZ$128
20.56%
Fast Food Meal (McDonalds, etc)
$10.98 £8.31
$9.66 NZ$16.87
13.66%
Cappuccino
$4.84 £3.66
$3.39 NZ$5.92
42.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.59 £1.96
$2.4 NZ$4.18
7.92%
Water (0.33 liter bottle)
$1.74 £1.32
$1.97 NZ$3.44
-11.68%
Local Beer (0.5 liter draught)
$6.66 £5.04
$7.07 NZ$12.35
-5.80%
Imported Beer (0.33 liter bottle)
$6.2 £4.69
$7.16 NZ$12.49
-13.41%
🛒 Groceries & Markets
Cardiff
Christchurch
Difference
Milk (1 liter)
$1.91 £1.45
$1.91 NZ$3.34
-
White Bread (500g)
$1.74 £1.32
$1.98 NZ$3.45
-12.12%
Rice (white) (1kg)
$3.12 £2.36
$1.74 NZ$3.05
79.31%
Eggs
$4.6 £3.48
$6.5 NZ$11.35
-29.23%
Local Cheese (1kg)
$10.04 £7.6
$8.26 NZ$14.43
21.55%
Chicken Fillets (1kg)
$8.71 £6.59
$9.26 NZ$16.17
-5.94%
Beef Round Steak (1kg)
$9.78 £7.41
$12.85 NZ$22.43
-23.89%
Apples (1kg)
$2.88 £2.18
$3.13 NZ$5.47
-7.99%
Banana (1kg)
$1.66 £1.25
$2.67 NZ$4.67
-37.83%
Oranges (1kg)
$3.28 £2.48
$3.09 NZ$5.4
6.15%
Tomato (1kg)
$5.71 £4.32
$5.56 NZ$9.7
2.70%
Potato (1kg)
$1.75 £1.33
$2.07 NZ$3.62
-15.46%
Onion (1kg)
$1.55 £1.17
$2.24 NZ$3.92
-30.80%
Lettuce (1 head)
$1.15 £0.87
$3.01 NZ$5.26
-61.79%
Water (1.5 liter bottle)
$1.65 £1.25
$1.43 NZ$2.49
15.38%
Cigarettes 20 Pack (Marlboro, Camel)
$19.85 £15.03
$23.88 NZ$41.69
-16.88%
Wine (Bottle)
$10.94 £8.28
$8.46 NZ$14.78
29.31%
Local Beer (0.5 liter bottle)
$3.18 £2.41
$3.8 NZ$6.63
-16.32%
Imported Beer (0.33 liter bottle)
$3.5 £2.65
$5.03 NZ$8.79
-30.42%
🚌 Getting Around
Cardiff
Christchurch
Difference
One-way Ticket (Public Transport)
$3.05 £2.31
$1.25 NZ$2.18
144.00%
Public Transport Monthly Pass (Regular Price)
$77.8 £58.9
$42.29 NZ$73.8
84.04%
Taxi Start (Normal Tariff)
$4.06 £3.07
$2.74 NZ$4.79
48.18%
Taxi (Normal Tariff) (1km)
$2.44 £1.85
$1.72 NZ$3
41.86%
Taxi 1hour Waiting (Normal Tariff)
$20.28 £15.35
$30.43 NZ$53.1
-33.36%
Gasoline (1 liter)
$1.94 £1.47
$1.62 NZ$2.83
19.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.8K £28.6K
$27.2K NZ$47.5K
39.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$54.5K £41.3K
$19.7K NZ$34.5K
176.12%
🧾 Monthly Utilities & Internet
Cardiff
Christchurch
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$290 £220
$116 NZ$202
150.97%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.25 £15.33
$32.24 NZ$56.3
-37.19%
Internet (50+ Mbps, Unlimited Data)
$44.49 £33.68
$53.7 NZ$93.8
-17.21%
🎉 Sport & Entertainment
Cardiff
Christchurch
Difference
Gym Membership (Monthly)
$39.47 £29.88
$35.05 NZ$61.2
12.61%
Tennis Court (1 Hour on Weekend)
$8.24 £6.24
$15.33 NZ$26.76
-46.25%
Cinema Ticket
$7.78 £5.89
$11.02 NZ$19.24
-29.40%
🧸 Childcare & Education
Cardiff
Christchurch
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,957 £1,481
$642 NZ$1,120
205.03%
International Primary School, 1 Child (Yearly)
$32.9K £24.9K
$9,216 NZ$16.1K
257.43%
👕👟 Clothing & Footwear
Cardiff
Christchurch
Difference
Jeans (Levis 501 Or Similar)
$70.9 £53.6
$62.4 NZ$109
13.52%
Summer Dress (H&M, Zara, etc)
$36.03 £27.28
$42.48 NZ$74.2
-15.18%
Sport Shoes (Adidas, Nike)
$72.2 £54.7
$93.3 NZ$163
-22.58%
Men's Leather Business Shoes
$67.6 £51.2
$150 NZ$262
-54.95%
🏠 Accommodation & Living
Cardiff
Christchurch
Difference
1-bedroom Apartment, City Center (Monthly)
$1,293 £979
$1,510 NZ$2,636
-14.36%
1-bedroom Apartment, Outside City Center (Monthly)
$1,147 £868
$1,196 NZ$2,088
-4.12%
3-bedroom Apartment, City Center (Monthly)
$2,556 £1,935
$2,066 NZ$3,608
23.69%
3-bedroom Apartment, Outside City Center (Monthly)
$1,660 £1,257
$1,475 NZ$2,576
12.51%
Buy Apartment in City Center (m2)
$5,368 £4,064
$4,623 NZ$8,072
16.12%
Buy Apartment Outside City Center (m2)
$3,427 £2,594
$2,763 NZ$4,824
24.05%
💵 Salaries & Financials
Cardiff
Christchurch
Difference
Average Monthly Net Salary (After Tax)
$3,064 £2,319
$2,541 NZ$4,437
20.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
6
6.74
-10.98%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cardiff: December 1, 2025

Last update for Christchurch: November 30, 2025

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