Last update: Oct 2026

Cost of Living Comparison Between Cape Town and Kefalonia

For one person, living costs are similar in Cape Town and in Kefalonia: $1,599 and $1,551 a month, rent and utilities included.

77

Cost of Living Index in Cape Town
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Cape Town Living Index
76

Cost of Living Index in Kefalonia
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Kefalonia Living Index

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Cape Town

🇿🇦 South Africa

$1,599

/mo nomad

Kefalonia

🇬🇷 Greece

$1,551

/mo nomad

Monthly Cost of Living

How much you'll spend in Cape Town and in Kefalonia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cape Town and in Kefalonia actually costs, broken down by who's living it.

A single person spends $1,599 per month in Cape Town vs $1,551 in Kefalonia, rent included.

Cape Town $1,599
Kefalonia $1,551

A couple spends around $2,460 per month in Cape Town vs $2,322 in Kefalonia, rent included.

Cape Town $2,460
Kefalonia $2,322

A family of three spends $3,320 per month in Cape Town vs $3,092 in Kefalonia, rent included.

Cape Town $3,320
Kefalonia $3,092

Cape Town costs about 3% more than Kefalonia, and outside of rent the biggest gap is in eating out.

Both Cape Town and Kefalonia sit above the global median – Cape Town by 18%, Kefalonia by 14%.

Meal at Budget Restaurant

$12.07 R 199

$14.80 €13.16

-18.45%

Three-Course Dinner for Two, Mid-Range

$46.65 R 769

$38.73 €34.45

20.45%

Fast Food Meal (McDonalds, etc)

$6.20 R 102

$10.23 €9.10

-39.39%

Cappuccino

$2.50 R 41.13

$3.14 €2.79

-20.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 R 22.28

$3.44 €3.06

-60.76%

Water (0.33 liter bottle)

$1.00 R 16.47

$0.61 €0.54

63.93%

Local Beer (0.5 liter draught)

$3.06 R 50.4

$4.68 €4.16

-34.62%

Imported Beer (0.33 liter bottle)

$3.67 R 60.5

$5.38 €4.79

-31.78%

Milk (1 liter)

$1.30 R 21.45

$1.55 €1.38

-16.13%

White Bread (500g)

$1.27 R 20.89

$1.39 €1.24

-8.63%

Rice (white) (1kg)

$2.17 R 35.68

$2.58 €2.30

-15.89%

Eggs

$3.09 R 50.9

$4.69 €4.17

-34.12%

Local Cheese (1kg)

$8.98 R 148

$13.39 €11.91

-32.94%

Chicken Fillets (1kg)

$6.99 R 115

$9.56 €8.51

-26.88%

Beef Round Steak (1kg)

$9.67 R 159

$14.16 €12.59

-31.71%

Apples (1kg)

$1.87 R 30.78

$2.18 €1.94

-14.22%

Banana (1kg)

$1.93 R 31.72

$2.09 €1.86

-7.66%

Oranges (1kg)

$1.77 R 29.13

$1.38 €1.22

28.26%

Tomato (1kg)

$2.18 R 35.86

$2.01 €1.79

8.46%

Potato (1kg)

$1.52 R 25.07

$1.12 €0.99

35.71%

Onion (1kg)

$1.56 R 25.63

$1.12 €1.00

39.29%

Lettuce (1 head)

$1.32 R 21.74

$1.09 €0.97

21.10%

Water (1.5 liter bottle)

$1.15 R 18.97

$0.87 €0.78

32.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.72 R 61.4

$5.26 €4.68

-29.28%

Wine (Bottle)

$6.01 R 99.0

$6.71 €5.97

-10.43%

Local Beer (0.5 liter bottle)

$1.34 R 22.13

$2.58 €2.30

-48.06%

Imported Beer (0.33 liter bottle)

$2.13 R 35.11

$2.53 €2.25

-15.81%

One-way Ticket (Public Transport)

$1.55 R 25.53

$1.37 €1.22

13.14%

Public Transport Monthly Pass (Regular Price)

$61.3 R 1,010

$45.22 €40.23

35.54%

Taxi Start (Normal Tariff)

$0.60 R 9.85

$4.20 €3.73

-85.71%

Taxi (Normal Tariff) (1km)

$1.54 R 25.36

$1.11 €0.99

38.74%

Taxi 1hour Waiting (Normal Tariff)

$5.01 R 82.5

$16.11 €14.33

-68.90%

Gasoline (1 liter)

$1.60 R 26.33

$1.99 €1.77

-19.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K R 583.4K

$27.6K €24.6K

28.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.7K R 570.9K

$25.0K €22.2K

38.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 R 1,955

$277 €246

-57.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.42 R 485

$23.48 €20.89

25.30%

Internet (50+ Mbps, Unlimited Data)

$39.81 R 656

$30.05 €26.73

32.48%

Gym Membership (Monthly)

$50.8 R 836

$50.7 €45.08

0.16%

Tennis Court (1 Hour on Weekend)

$10.93 R 180

$24.90 €22.15

-56.10%

Cinema Ticket

$8.99 R 148

$9.15 €8.14

-1.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$261 R 4,303

$427 €380

-38.81%

International Primary School, 1 Child (Yearly)

$6,966 R 114.8K

$7,666 €6,819

-9.13%

Jeans (Levis 501 Or Similar)

$56.1 R 925

$88.7 €78.9

-36.73%

Summer Dress (H&M, Zara, etc)

$33.26 R 548

$40.31 €35.85

-17.49%

Sport Shoes (Adidas, Nike)

$121 R 1,999

$93.9 €83.5

29.22%

Men's Leather Business Shoes

$108 R 1,779

$120 €107

-9.83%

1-bedroom Apartment, City Center (Monthly)

$1,028 R 16.9K

$527 €469

94.85%

1-bedroom Apartment, Outside City Center (Monthly)

$720 R 11.9K

$420 €374

71.37%

3-bedroom Apartment, City Center (Monthly)

$1,835 R 30.2K

$1,093 €972

67.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,360 R 22.4K

$786 €699

73.06%

Buy Apartment in City Center (m2)

$2,407 R 39.6K

$2,638 €2,347

-8.78%

Buy Apartment Outside City Center (m2)

$1,504 R 24.8K

$2,187 €1,946

-31.23%

Average Monthly Net Salary (After Tax)

$1,649 R 27.2K

$1,095 €974

50.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.97

4.46

145.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Town: October 20, 2026

Last update for Kefalonia: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cape Town

$720 45%

Kefalonia

$420 27.1% 41.6% $300

Groceries & Markets

Cape Town

$226 14.2%

Kefalonia

$280 18.1% 23.7% $54

Monthly Utilities & Internet

Cape Town

$188 11.8%

Kefalonia

$330 21.3% 75.8% $142

Eating Out

Cape Town

$177 11.1%

Kefalonia

$237 15.3% 33.8% $60

Clothing & Footwear

Cape Town

$143 9%

Kefalonia

$154 9.9% 7.5% $11

Getting Around

Cape Town

$76 4.7%

Kefalonia

$60 3.9% 20.2% $15

Sport & Entertainment

Cape Town

$69 4.3%

Kefalonia

$69 4.5% 0.3% $0.2

Cost Breakdown

A central one-bedroom costs $1,028 in Cape Town versus $527 in Kefalonia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 51% higher in Cape Town, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Cape Town versus $39.00 in Kefalonia. Groceries tell a different story – $226 in Cape Town vs $280 in Kefalonia – so Cape Town wins on supermarket bills even if dining out costs more.

Good to know

🇿🇦 Cape Town

🇬🇷 Kefalonia

🕒 Local time

17:21 5:21 PM

18:21 6:21 PM

1 h ahead of Cape Town

🌤 Weather

👥 Population

3,740,026 Capital

36,404

💱 Currency

South African Rand ZAR R

Euro EUR €

📈 Exchange rate

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of October 20, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to ZAR in detail →

On the map

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Between locations

Cape Town Kefalonia 8,030 km ≈ 11 h nonstop flight

From you

Cape Town
Kefalonia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Town vs Kefalonia: Cost of Living - Frequently Asked Questions

Cape Town costs about 3% more than Kefalonia, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,398 per month in Cape Town and $2,326 in Kefalonia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kefalonia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,599 in Cape Town and $1,551 in Kefalonia. That's a gap of about 3%.

Public transport costs about 36% less in Kefalonia. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Kefalonia, where all-in costs run around $1,551, than in Cape Town at $1,599. In Kefalonia it covers expenses comfortably, while in Cape Town it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kefalonia costs $1,551 versus $1,599 in Cape Town. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kefalonia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Town makes more sense. Both are solid long-term options with distinct trade-offs.