Cost of Living Comparison Between Cape Carteret, NC and Chicago, IL Cost of Living Comparison Between Cape Carteret, NC and Chicago, IL

Monthly Cost of Living

A single person spends $2,433 per month in Cape Carteret, NC vs $3,051 in Chicago, IL, rent included.

A couple spends around $3,526 per month in Cape Carteret, NC vs $4,638 in Chicago, IL, rent included.

A family of three spends $4,618 per month in Cape Carteret, NC vs $6,224 in Chicago, IL, rent included.

Cape Carteret, NC is about 20% cheaper than Chicago, IL, driven mainly by Groceries & Markets.

Both Cape Carteret, NC and Chicago, IL sit above the global median – Cape Carteret, NC by 82%, Chicago, IL by 128%.

Currency
🍽 Eating Out
Cape Carteret, NC
Chicago, IL
Difference
Meal at Budget Restaurant
$19.80 $19.80
$20.67 $20.67
-4.21%
Three-Course Dinner for Two, Mid-Range
$50.1 $50.1
$100 $100
-50.17%
Fast Food Meal (McDonalds, etc)
$12.18 $12.18
$11.86 $11.86
2.70%
Cappuccino
$5.03 $5.03
$5.54 $5.54
-9.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.48 $1.48
$3.06 $3.06
-51.63%
Water (0.33 liter bottle)
$2.37 $2.37
$2.48 $2.48
-4.44%
Local Beer (0.5 liter draught)
$6.15 $6.15
$6.92 $6.92
-11.13%
Imported Beer (0.33 liter bottle)
$6.85 $6.85
$8.13 $8.13
-15.74%
🛒 Groceries & Markets
Cape Carteret, NC
Chicago, IL
Difference
Milk (1 liter)
$0.63 $0.63
$1.04 $1.04
-39.42%
White Bread (500g)
$3.01 $3.01
$3.91 $3.91
-23.02%
Rice (white) (1kg)
$5.40 $5.40
$5.42 $5.42
-0.37%
Eggs
$3.60 $3.60
$4.48 $4.48
-19.64%
Local Cheese (1kg)
$11.38 $11.38
$14.52 $14.52
-21.63%
Chicken Fillets (1kg)
$6.98 $6.98
$15.21 $15.21
-54.11%
Beef Round Steak (1kg)
$16.06 $16.06
$19.25 $19.25
-16.57%
Apples (1kg)
$2.50 $2.50
$5.39 $5.39
-53.62%
Banana (1kg)
$1.49 $1.49
$1.69 $1.69
-11.83%
Oranges (1kg)
$2.82 $2.82
$4.32 $4.32
-34.72%
Tomato (1kg)
$4.29 $4.29
$4.51 $4.51
-4.88%
Potato (1kg)
$2.26 $2.26
$2.56 $2.56
-11.72%
Onion (1kg)
$3.10 $3.10
$2.70 $2.70
14.81%
Lettuce (1 head)
$1.69 $1.69
$2.41 $2.41
-29.88%
Water (1.5 liter bottle)
$2.24 $2.24
$2.62 $2.62
-14.50%
Cigarettes 20 Pack (Marlboro, Camel)
$8.93 $8.93
$15.02 $15.02
-40.55%
Wine (Bottle)
$5.09 $5.09
$14.71 $14.71
-65.40%
Local Beer (0.5 liter bottle)
$1.83 $1.83
$2.48 $2.48
-26.21%
Imported Beer (0.33 liter bottle)
$2.20 $2.20
$3.69 $3.69
-40.38%
🚌 Getting Around
Cape Carteret, NC
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.94 $1.94
$2.55 $2.55
-23.92%
Public Transport Monthly Pass (Regular Price)
-
$75.5 $75.5
-
Taxi Start (Normal Tariff)
$4.64 $4.64
$3.29 $3.29
41.03%
Taxi (Normal Tariff) (1km)
$1.75 $1.75
$1.43 $1.43
22.38%
Taxi 1hour Waiting (Normal Tariff)
$19.67 $19.67
$24.72 $24.72
-20.43%
Gasoline (1 liter)
$0.87 $0.87
$1.09 $1.09
-20.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$31.8K $31.8K
8.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.9K $26.9K
$26.4K $26.4K
1.63%
🧾 Monthly Utilities & Internet
Cape Carteret, NC
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$163 $163
$183 $183
-11.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$48.77 $48.77
$61.8 $61.8
-21.12%
Internet (50+ Mbps, Unlimited Data)
$67.3 $67.3
$65.0 $65.0
3.40%
🎉 Sport & Entertainment
Cape Carteret, NC
Chicago, IL
Difference
Gym Membership (Monthly)
$43.06 $43.06
$76.1 $76.1
-43.40%
Tennis Court (1 Hour on Weekend)
-
$13.04 $13.04
-
Cinema Ticket
$9.83 $9.83
$14.75 $14.75
-33.36%
🧸 Childcare & Education
Cape Carteret, NC
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,604 $1,604
$2,056 $2,056
-22.01%
International Primary School, 1 Child (Yearly)
$16.2K $16.2K
$38.5K $38.5K
-57.84%
👕👟 Clothing & Footwear
Cape Carteret, NC
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$49.93 $49.93
$63.9 $63.9
-21.90%
Summer Dress (H&M, Zara, etc)
$45.25 $45.25
$51.6 $51.6
-12.29%
Sport Shoes (Adidas, Nike)
$84.3 $84.3
$97.3 $97.3
-13.33%
Men's Leather Business Shoes
$44.29 $44.29
$147 $147
-69.91%
🏠 Accommodation & Living
Cape Carteret, NC
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,605 $1,605
$2,349 $2,349
-31.70%
1-bedroom Apartment, Outside City Center (Monthly)
$1,362 $1,362
$1,581 $1,581
-13.88%
3-bedroom Apartment, City Center (Monthly)
$2,624 $2,624
$4,708 $4,708
-44.27%
3-bedroom Apartment, Outside City Center (Monthly)
$2,224 $2,224
$2,716 $2,716
-18.09%
Buy Apartment in City Center (m2)
$2,637 $2,637
$3,976 $3,976
-33.68%
Buy Apartment Outside City Center (m2)
$2,515 $2,515
$2,632 $2,632
-4.43%
💵 Salaries & Financials
Cape Carteret, NC
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$3,048 $3,048
$4,723 $4,723
-35.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.58
6.6
-0.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Carteret, NC: April 22, 2026

Last update for Chicago, IL: April 20, 2026

Cost Breakdown

A central one-bedroom costs $1,605 in Cape Carteret, NC versus $2,349 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 55% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50 in Cape Carteret, NC versus $100 in Chicago, IL. Monthly groceries follow the same trend: $314 vs $447 – making Cape Carteret, NC the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cape Carteret, NC vs Chicago, IL: Cost of Living - Frequently Asked Questions
Is Chicago, IL cheaper than Cape Carteret, NC?
Yes – Chicago, IL is pricier by about 25%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,650 per month in Cape Carteret, NC and $4,577 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cape Carteret, NC, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Cape Carteret, NC vs Chicago, IL?
Monthly expenses with rent come to $2,433 in Cape Carteret, NC and $3,051 in Chicago, IL. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $1,604 per month in Cape Carteret, NC and $2,056 in Chicago, IL. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 enough to cover costs in Cape Carteret, NC or Chicago, IL?
$2,500 is a stretch for both – monthly costs hit $2,433 in Cape Carteret, NC and $3,051 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.
Is Cape Carteret, NC or Chicago, IL more family-friendly?
Families tend to lean toward Cape Carteret, NC – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Cape Carteret, NC. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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