Last update: Oct 2026

Cost of Living Comparison Between Campbelltown and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,227 in Campbelltown, rent and utilities included – about $15,700 less a year. Rent and utilities account for most of the difference.

116

Cost of Living Index in Campbelltown
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Campbelltown Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Campbelltown

🇦🇺 Australia

$2,227

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Campbelltown and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Campbelltown and in Cebu actually costs, broken down by who's living it.

A single person spends $2,227 per month in Campbelltown vs $918 in Cebu, rent included.

Campbelltown $2,227
Cebu $918

A couple spends around $3,135 per month in Campbelltown vs $1,409 in Cebu, rent included.

Campbelltown $3,135
Cebu $1,409

A family of three spends $4,044 per month in Campbelltown vs $1,900 in Cebu, rent included.

Campbelltown $4,044
Cebu $1,900

Campbelltown costs about 143% more than Cebu, and outside of rent the biggest gap is in eating out.

Campbelltown sits 65% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.32 A$24.92

$3.09 ₱194

460.52%

Three-Course Dinner for Two, Mid-Range

$37.58 A$54.1

$24.22 ₱1,525

55.16%

Fast Food Meal (McDonalds, etc)

$10.25 A$14.76

$3.92 ₱247

161.48%

Cappuccino

$3.73 A$5.37

$2.51 ₱158

48.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 A$4.32

$1.59 ₱100

88.68%

Water (0.33 liter bottle)

$2.11 A$3.04

$0.53 ₱33.43

298.11%

Local Beer (0.5 liter draught)

$7.04 A$10.13

$1.78 ₱112

295.51%

Imported Beer (0.33 liter bottle)

$8.86 A$12.75

$2.17 ₱137

308.29%

Milk (1 liter)

$1.50 A$2.16

$1.92 ₱121

-21.87%

White Bread (500g)

$2.84 A$4.08

$1.36 ₱85.4

108.82%

Rice (white) (1kg)

$1.48 A$2.13

$1.01 ₱63.5

46.53%

Eggs

$2.47 A$3.56

$2.03 ₱128

21.67%

Local Cheese (1kg)

$12.73 A$18.31

$9.86 ₱621

29.11%

Chicken Fillets (1kg)

$6.73 A$9.68

$4.39 ₱277

53.30%

Beef Round Steak (1kg)

$15.36 A$22.11

$7.60 ₱479

102.11%

Apples (1kg)

$2.05 A$2.95

$3.30 ₱208

-37.88%

Banana (1kg)

$1.42 A$2.04

$1.39 ₱87.8

2.16%

Oranges (1kg)

$1.43 A$2.05

$2.33 ₱147

-38.63%

Tomato (1kg)

$2.77 A$3.99

$1.50 ₱94.3

84.67%

Potato (1kg)

$1.75 A$2.52

$2.36 ₱149

-25.85%

Onion (1kg)

$1.77 A$2.55

$1.90 ₱119

-6.84%

Lettuce (1 head)

$2.03 A$2.92

$1.19 ₱74.9

70.59%

Water (1.5 liter bottle)

$1.40 A$2.01

$0.63 ₱39.71

122.22%

Cigarettes 20 Pack (Marlboro, Camel)

$45.05 A$64.8

$3.00 ₱189

1401.67%

Wine (Bottle)

$13.66 A$19.66

$6.03 ₱379

126.53%

Local Beer (0.5 liter bottle)

$4.58 A$6.60

$1.23 ₱77.7

272.36%

Imported Beer (0.33 liter bottle)

$5.55 A$7.99

$1.75 ₱110

217.14%

One-way Ticket (Public Transport)

$2.93 A$4.21

$0.25 ₱15.86

1072.00%

Public Transport Monthly Pass (Regular Price)

$80.5 A$116

$12.64 ₱796

536.47%

Taxi Start (Normal Tariff)

$3.95 A$5.68

$0.77 ₱48.62

412.99%

Taxi (Normal Tariff) (1km)

$1.61 A$2.32

$0.23 ₱14.53

600.00%

Taxi 1hour Waiting (Normal Tariff)

$42.24 A$60.8

$4.46 ₱281

847.09%

Gasoline (1 liter)

$1.37 A$1.98

$1.31 ₱82.8

4.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K A$39.4K

$21.2K ₱1.3M

29.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K A$43.3K

$19.1K ₱1.2M

57.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 A$264

$120 ₱7,569

52.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.11 A$39.01

$14.00 ₱882

93.64%

Internet (50+ Mbps, Unlimited Data)

$55.2 A$79.5

$27.54 ₱1,734

100.51%

Gym Membership (Monthly)

$55.3 A$79.5

$32.33 ₱2,035

70.92%

Tennis Court (1 Hour on Weekend)

$16.66 A$23.98

$6.65 ₱419

150.53%

Cinema Ticket

$12.61 A$18.14

$5.65 ₱356

123.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,371 A$3,411

$275 ₱17.3K

761.09%

International Primary School, 1 Child (Yearly)

$20.5K A$29.4K

$7,918 ₱498.5K

158.28%

Jeans (Levis 501 Or Similar)

$34.44 A$49.56

$49.33 ₱3,106

-30.18%

Summer Dress (H&M, Zara, etc)

$55.6 A$80.0

$25.24 ₱1,589

120.29%

Sport Shoes (Adidas, Nike)

$106 A$152

$77.0 ₱4,846

37.28%

Men's Leather Business Shoes

$132 A$190

$57.2 ₱3,601

131.10%

1-bedroom Apartment, City Center (Monthly)

$927 A$1,335

$500 ₱31.5K

85.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,031 A$1,484

$309 ₱19.4K

233.84%

3-bedroom Apartment, City Center (Monthly)

$1,825 A$2,627

$1,078 ₱67.9K

69.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,578 A$2,271

$615 ₱38.7K

156.54%

Buy Apartment in City Center (m2)

$6,223 A$8,955

$2,886 ₱181.7K

115.62%

Buy Apartment Outside City Center (m2)

$5,512 A$7,932

$1,917 ₱120.7K

187.61%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

7.2

-17.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Campbelltown: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Campbelltown

$1K 46.3%

Cebu

$309 33.6% 70% $722

Groceries & Markets

Campbelltown

$310 13.9%

Cebu

$206 22.4% 33.7% $105

Eating Out

Campbelltown

$287 12.9%

Cebu

$88 9.6% 69.3% $199

Monthly Utilities & Internet

Campbelltown

$266 11.9%

Cebu

$162 17.6% 39.2% $104

Clothing & Footwear

Campbelltown

$148 6.6%

Cebu

$94 10.2% 36.3% $54

Getting Around

Campbelltown

$104 4.7%

Cebu

$16 1.7% 85.1% $89

Sport & Entertainment

Campbelltown

$80 3.6%

Cebu

$44 4.8% 45.8% $37

Cost Breakdown

A central one-bedroom costs $927 in Campbelltown versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $38.00 in Campbelltown versus $24.00 in Cebu. Monthly groceries follow the same trend: $310 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇦🇺 Campbelltown

🇵🇭 Cebu

🕒 Local time

02:11 2:11 AM

23:11 11:11 PM

3 h behind Campbelltown

🌤 Weather

👥 Population

13,193

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to AUD in detail →

On the map

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Between locations

Campbelltown Cebu 5,690 km ≈ 8 h nonstop flight

From you

Campbelltown
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Campbelltown vs Cebu: Cost of Living - Frequently Asked Questions

Yes – Campbelltown is pricier by about 143%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,341 per month in Campbelltown and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 536% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,371 per month in Campbelltown and $275 in Cebu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Campbelltown at $2,227. In Cebu it covers expenses comfortably, while in Campbelltown it requires careful planning or may not stretch far enough.

Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Campbelltown makes more sense. Both are solid long-term options with distinct trade-offs.