😐A single person spends $3,153 per month in Cambridge vs $1,419 in Ubud, Bali, rent included.
😐A couple spends around $4,455 per month in Cambridge vs $2,540 in Ubud, Bali, rent included.
😐A family of three spends $5,757 per month in Cambridge vs $3,660 in Ubud, Bali, rent included.
😐Cambridge costs about 122% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Cambridge and Ubud, Bali sit above the global median – Cambridge by 135%, Ubud, Bali by 6%.
Currency
🍽 Eating Out
Cambridge
Ubud, Bali
Difference
Meal at Budget Restaurant
$26.65£19.81
$3.56Rp 63.7K
648.60%
Three-Course Dinner for Two, Mid-Range
$94.8£70.5
$32.73Rp 584.5K
189.73%
Fast Food Meal(McDonalds, etc)
$10.89£8.09
$4.95Rp 88.4K
120.00%
Cappuccino
$4.91£3.65
$2.71Rp 48.4K
81.18%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.87£2.13
$1.34Rp 24.0K
114.18%
Water(0.33 liter bottle)
$2.01£1.49
$0.70Rp 12.5K
187.14%
Local Beer(0.5 liter draught)
$7.93£5.90
$2.92Rp 52.1K
171.58%
Imported Beer(0.33 liter bottle)
$8.13£6.05
$3.96Rp 70.7K
105.30%
🛒 Groceries & Markets
Cambridge
Ubud, Bali
Difference
Milk(1 liter)
$1.95£1.45
$1.81Rp 32.3K
7.73%
White Bread(500g)
$2.23£1.66
$2.52Rp 45.0K
-11.51%
Rice(white)(1kg)
$2.91£2.16
$1.16Rp 20.7K
150.86%
Eggs
$4.62£3.43
$2.46Rp 43.9K
87.80%
Local Cheese(1kg)
$12.63£9.39
$14.71Rp 262.7K
-14.14%
Chicken Fillets(1kg)
$10.22£7.60
$4.32Rp 77.1K
136.57%
Beef Round Steak(1kg)
$18.20£13.53
$12.14Rp 216.7K
49.92%
Apples(1kg)
$3.16£2.35
$3.84Rp 68.6K
-17.71%
Banana(1kg)
$2.01£1.49
$1.56Rp 27.8K
28.85%
Oranges(1kg)
$3.77£2.80
$2.83Rp 50.6K
33.22%
Tomato(1kg)
$3.55£2.64
$2.33Rp 41.5K
52.36%
Potato(1kg)
$1.95£1.45
$1.91Rp 34.2K
2.09%
Onion(1kg)
$2.10£1.56
$2.20Rp 39.3K
-4.55%
Lettuce(1 head)
$1.38£1.02
$1.01Rp 18.1K
36.63%
Water(1.5 liter bottle)
$1.46£1.09
$0.78Rp 13.8K
87.18%
Cigarettes 20 Pack(Marlboro, Camel)
$20.53£15.26
$3.32Rp 59.2K
518.37%
Wine(Bottle)
$11.26£8.37
$23.74Rp 423.9K
-52.57%
Local Beer(0.5 liter bottle)
$3.48£2.58
$2.79Rp 49.8K
24.73%
Imported Beer(0.33 liter bottle)
$4.17£3.10
$2.86Rp 51.1K
45.80%
🚌 Getting Around
Cambridge
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.68£1.99
$0.27Rp 4,800
892.59%
Public Transport Monthly Pass(Regular Price)
$81.1£60.3
$8.03Rp 143.4K
909.71%
Taxi Start(Normal Tariff)
$6.71£4.99
$0.46Rp 8,150
1358.70%
Taxi(Normal Tariff)(1km)
$2.50£1.86
$0.45Rp 8,037
455.56%
Taxi 1hour Waiting(Normal Tariff)
$53.3£39.62
$6.10Rp 108.9K
773.77%
Gasoline(1 liter)
$1.88£1.40
$0.79Rp 14.2K
137.97%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.8K£28.1K
$26.1KRp 467.0M
44.56%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$44.6K£33.1K
$32.1KRp 573.6M
38.73%
🧾 Monthly Utilities & Internet
Cambridge
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$341£253
$79.9Rp 1.4M
326.53%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.52£11.54
$4.06Rp 72.6K
282.27%
Internet(50+ Mbps, Unlimited Data)
$38.75£28.80
$23.52Rp 420.0K
64.75%
🎉 Sport & Entertainment
Cambridge
Ubud, Bali
Difference
Gym Membership(Monthly)
$73.7£54.8
$98.7Rp 1.8M
-25.31%
Tennis Court(1 Hour on Weekend)
$14.71£10.93
$6.63Rp 118.4K
121.87%
Cinema Ticket
$16.27£12.09
$4.15Rp 74.1K
292.05%
🧸 Childcare & Education
Cambridge
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,297£1,707
$304Rp 5.4M
655.56%
International Primary School, 1 Child(Yearly)
$23.3K£17.3K
$6,613Rp 118.1M
251.84%
👕👟 Clothing & Footwear
Cambridge
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$85.9£63.9
$55.5Rp 991.8K
54.70%
Summer Dress(H&M, Zara, etc)
$56.6£42.07
$38.31Rp 684.1K
47.72%
Sport Shoes(Adidas, Nike)
$86.1£64.0
$88.6Rp 1.6M
-2.84%
Men's Leather Business Shoes
$120£89.5
$77.9Rp 1.4M
54.55%
🏠 Accommodation & Living
Cambridge
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,912£1,421
$1,006Rp 18.0M
90.00%
1-bedroom Apartment, Outside City Center(Monthly)
$1,573£1,169
$675Rp 12.1M
132.85%
3-bedroom Apartment, City Center(Monthly)
$3,540£2,632
$3,442Rp 61.5M
2.86%
3-bedroom Apartment, Outside City Center(Monthly)
$2,484£1,847
$2,039Rp 36.4M
21.82%
Buy Apartment in City Center(m2)
$9,341£6,943
$2,841Rp 50.7M
228.78%
Buy Apartment Outside City Center(m2)
$6,064£4,507
$2,264Rp 40.4M
167.85%
💵 Salaries & Financials
Cambridge
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$4,417£3,283
$165Rp 3.0M
2573.06%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.54
13.28
-58.28%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cambridge: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,912 in Cambridge versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2573% higher in Cambridge, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $95.0 in Cambridge versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $358 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cambridge vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Cambridge?
Yes – Cambridge is pricier by about 122%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,730 per month in Cambridge and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Cambridge or Ubud, Bali?
A mid-range dinner for two costs $95.0 in Cambridge and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Cambridge vs Ubud, Bali?
Monthly expenses with rent come to $3,153 in Cambridge and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for Cambridge or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Cambridge at $3,153. In Ubud, Bali it covers expenses comfortably, while in Cambridge it requires careful planning or may not stretch far enough.
Is Cambridge or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cambridge or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cambridge makes more sense. Both are solid long-term options with distinct trade-offs.