Cost of Living Comparison Between Cambridge and Chiang Mai Cost of Living Comparison Between Cambridge and Chiang Mai

Monthly Cost of Living

A single person spends $3,153 per month in Cambridge vs $866 in Chiang Mai, rent included.

A couple spends around $4,455 per month in Cambridge vs $1,351 in Chiang Mai, rent included.

A family of three spends $5,757 per month in Cambridge vs $1,835 in Chiang Mai, rent included.

Cambridge costs about 264% more than Chiang Mai, driven mainly by Eating Out.

Cambridge sits 135% above the global median, while Chiang Mai is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$26.65 £19.81

$1.94 ฿63.5

1273.71%

Three-Course Dinner for Two, Mid-Range

$94.8 £70.5

$18.64 ฿609

408.74%

Fast Food Meal (McDonalds, etc)

$10.89 £8.09

$7.82 ฿255

39.26%

Cappuccino

$4.91 £3.65

$1.95 ฿63.8

151.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.87 £2.13

$0.85 ฿27.77

237.65%

Water (0.33 liter bottle)

$2.01 £1.49

$0.35 ฿11.58

474.29%

Local Beer (0.5 liter draught)

$7.93 £5.90

$2.13 ฿69.6

272.30%

Imported Beer (0.33 liter bottle)

$8.13 £6.05

$3.73 ฿122

117.96%

Milk (1 liter)

$1.95 £1.45

$1.71 ฿56.0

14.04%

White Bread (500g)

$2.23 £1.66

$1.63 ฿53.2

36.81%

Rice (white) (1kg)

$2.91 £2.16

$1.14 ฿37.15

155.26%

Eggs

$4.62 £3.43

$1.93 ฿63.1

139.38%

Local Cheese (1kg)

$12.63 £9.39

$16.21 ฿530

-22.09%

Chicken Fillets (1kg)

$10.22 £7.60

$3.12 ฿102

227.56%

Beef Round Steak (1kg)

$18.20 £13.53

$10.90 ฿356

66.97%

Apples (1kg)

$3.16 £2.35

$2.75 ฿90.0

14.91%

Banana (1kg)

$2.01 £1.49

$1.21 ฿39.52

66.12%

Oranges (1kg)

$3.77 £2.80

$1.62 ฿53.0

132.72%

Tomato (1kg)

$3.55 £2.64

$1.59 ฿51.8

123.27%

Potato (1kg)

$1.95 £1.45

$1.40 ฿45.70

39.29%

Onion (1kg)

$2.10 £1.56

$1.17 ฿38.17

79.49%

Lettuce (1 head)

$1.38 £1.02

$0.66 ฿21.60

109.09%

Water (1.5 liter bottle)

$1.46 £1.09

$0.53 ฿17.22

175.47%

Cigarettes 20 Pack (Marlboro, Camel)

$20.53 £15.26

$4.69 ฿153

337.74%

Wine (Bottle)

$11.26 £8.37

$18.66 ฿609

-39.66%

Local Beer (0.5 liter bottle)

$3.48 £2.58

$1.80 ฿58.8

93.33%

Imported Beer (0.33 liter bottle)

$4.17 £3.10

$3.23 ฿106

29.10%

One-way Ticket (Public Transport)

$2.68 £1.99

$0.90 ฿29.26

197.78%

Public Transport Monthly Pass (Regular Price)

$81.1 £60.3

$19.21 ฿628

322.07%

Taxi Start (Normal Tariff)

$6.71 £4.99

$1.41 ฿45.91

375.89%

Taxi (Normal Tariff) (1km)

$2.50 £1.86

$1.29 ฿42.12

93.80%

Taxi 1hour Waiting (Normal Tariff)

$53.3 £39.62

$7.84 ฿256

579.85%

Gasoline (1 liter)

$1.88 £1.40

$1.27 ฿41.58

48.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.8K £28.1K

$21.3K ฿694.9K

77.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.6K £33.1K

$22.2K ฿725.4K

100.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$341 £253

$69.1 ฿2,256

393.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.52 £11.54

$14.08 ฿460

10.23%

Internet (50+ Mbps, Unlimited Data)

$38.75 £28.80

$18.00 ฿588

115.28%

Gym Membership (Monthly)

$73.7 £54.8

$41.06 ฿1,341

79.54%

Tennis Court (1 Hour on Weekend)

$14.71 £10.93

$6.96 ฿227

111.35%

Cinema Ticket

$16.27 £12.09

$5.92 ฿193

174.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,297 £1,707

$299 ฿9,766

668.02%

International Primary School, 1 Child (Yearly)

$23.3K £17.3K

$15.0K ฿488.3K

55.61%

Jeans (Levis 501 Or Similar)

$85.9 £63.9

$54.7 ฿1,787

57.07%

Summer Dress (H&M, Zara, etc)

$56.6 £42.07

$26.77 ฿874

111.39%

Sport Shoes (Adidas, Nike)

$86.1 £64.0

$85.0 ฿2,776

1.28%

Men's Leather Business Shoes

$120 £89.5

$70.6 ฿2,306

70.47%

1-bedroom Apartment, City Center (Monthly)

$1,912 £1,421

$428 ฿14.0K

346.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,573 £1,169

$237 ฿7,752

562.56%

3-bedroom Apartment, City Center (Monthly)

$3,540 £2,632

$801 ฿26.2K

341.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,484 £1,847

$515 ฿16.8K

381.97%

Buy Apartment in City Center (m2)

$9,341 £6,943

$1,975 ฿64.5K

373.08%

Buy Apartment Outside City Center (m2)

$6,064 £4,507

$1,475 ฿48.2K

311.09%

Average Monthly Net Salary (After Tax)

$4,417 £3,283

$617 ฿20.2K

615.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.54

10.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge: May 31, 2026

Last update for Chiang Mai: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,912 in Cambridge versus $428 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 615% higher in Cambridge, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $95.0 in Cambridge versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $358 vs $246 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cambridge vs Chiang Mai: Cost of Living - Frequently Asked Questions

Yes – Cambridge is pricier by about 264%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,730 per month in Cambridge and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $95.0 in Cambridge and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,153 in Cambridge and $866 in Chiang Mai. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in Cambridge at $3,153. In Chiang Mai it covers expenses comfortably, while in Cambridge it requires careful planning or may not stretch far enough.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cambridge makes more sense. Both are solid long-term options with distinct trade-offs.