Last update: Oct 2026

Cost of Living Comparison Between Cambridge and Chiang Mai

For one person, living is cheaper in Chiang Mai: $925 a month against $3,191 in Cambridge, rent and utilities included – about $27,200 less a year. Rent and utilities account for most of the difference.

Cambridge
🇬🇧 United Kingdom
$3,191
/mo nomad
Chiang Mai
🇹🇭 Thailand
$925
/mo nomad
Monthly Cost of Living

How much you'll spend in Cambridge and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cambridge and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $3,191 per month in Cambridge vs $925 in Chiang Mai, rent included.

  • Cambridge $3,191
  • Chiang Mai $925

A couple spends around $4,509 per month in Cambridge vs $1,414 in Chiang Mai, rent included.

  • Cambridge $4,509
  • Chiang Mai $1,414

A family of three spends $5,827 per month in Cambridge vs $1,903 in Chiang Mai, rent included.

  • Cambridge $5,827
  • Chiang Mai $1,903

Cambridge costs about 245% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Cambridge sits 136% above the global median, while Chiang Mai is 32% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Cambridge
Chiang Mai
Difference
Meal at Budget Restaurant
$21.56 £16.17
$2.29 ฿76.5
841.48%
Three-Course Dinner for Two, Mid-Range
$88.5 £66.4
$19.64 ฿656
350.51%
Fast Food Meal (McDonalds, etc)
$10.83 £8.12
$5.61 ฿188
93.05%
Cappuccino
$4.49 £3.37
$1.66 ฿55.6
170.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.79 £2.09
$0.70 ฿23.40
298.57%
Water (0.33 liter bottle)
$1.88 £1.41
$0.31 ฿10.24
506.45%
Local Beer (0.5 liter draught)
$7.90 £5.93
$2.41 ฿80.4
227.80%
Imported Beer (0.33 liter bottle)
$6.54 £4.91
$3.71 ฿124
76.28%
🛒 Groceries & Markets
Cambridge
Chiang Mai
Difference
Milk (1 liter)
$1.64 £1.23
$1.95 ฿65.3
-15.90%
White Bread (500g)
$1.79 £1.34
$1.41 ฿47.03
26.95%
Rice (white) (1kg)
$2.49 £1.87
$1.31 ฿43.62
90.08%
Eggs
$4.53 £3.40
$2.18 ฿72.9
107.80%
Local Cheese (1kg)
$9.93 £7.45
$16.65 ฿556
-40.36%
Chicken Fillets (1kg)
$9.43 £7.07
$2.76 ฿92.2
241.67%
Beef Round Steak (1kg)
$15.44 £11.59
$9.11 ฿304
69.48%
Apples (1kg)
$2.95 £2.22
$2.39 ฿80.0
23.43%
Banana (1kg)
$1.73 £1.30
$1.03 ฿34.26
67.96%
Oranges (1kg)
$3.70 £2.77
$1.63 ฿54.4
126.99%
Tomato (1kg)
$3.39 £2.54
$1.50 ฿50.0
126.00%
Potato (1kg)
$1.84 £1.38
$1.29 ฿43.13
42.64%
Onion (1kg)
$1.89 £1.42
$1.11 ฿37.03
70.27%
Lettuce (1 head)
$1.24 £0.93
$0.72 ฿24.08
72.22%
Water (1.5 liter bottle)
$1.95 £1.47
$0.53 ฿17.59
267.92%
Cigarettes 20 Pack (Marlboro, Camel)
$22.36 £16.77
$4.31 ฿144
418.79%
Wine (Bottle)
$10.97 £8.23
$17.95 ฿600
-38.89%
Local Beer (0.5 liter bottle)
$3.27 £2.45
$1.58 ฿52.9
106.96%
Imported Beer (0.33 liter bottle)
$4.15 £3.11
$2.84 ฿95.0
46.13%
🚌 Getting Around
Cambridge
Chiang Mai
Difference
One-way Ticket (Public Transport)
$4.07 £3.05
$0.86 ฿28.86
373.26%
Public Transport Monthly Pass (Regular Price)
$95.1 £71.3
$53.3 ฿1,780
78.45%
Taxi Start (Normal Tariff)
$7.76 £5.82
$1.21 ฿40.29
541.32%
Taxi (Normal Tariff) (1km)
$2.70 £2.02
$0.57 ฿18.99
373.68%
Taxi 1hour Waiting (Normal Tariff)
$50.9 £38.18
$2.35 ฿78.6
2065.53%
Gasoline (1 liter)
$2.07 £1.55
$1.44 ฿47.96
43.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.9K £28.4K
$20.7K ฿692.8K
82.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.1K £30.8K
$26.8K ฿895.7K
53.27%
🧾 Monthly Utilities & Internet
Cambridge
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$345 £258
$62.3 ฿2,083
452.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.37 £13.78
$12.11 ฿405
51.69%
Internet (50+ Mbps, Unlimited Data)
$42.78 £32.10
$19.94 ฿666
114.54%
🎉 Sport & Entertainment
Cambridge
Chiang Mai
Difference
Gym Membership (Monthly)
$65.4 £49.09
$37.07 ฿1,239
76.50%
Tennis Court (1 Hour on Weekend)
$20.63 £15.48
$3.78 ฿126
445.77%
Cinema Ticket
$17.15 £12.86
$6.50 ฿217
163.85%
🧸 Childcare & Education
Cambridge
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,590 £1,943
$793 ฿26.5K
226.80%
International Primary School, 1 Child (Yearly)
$35.8K £26.9K
$14.8K ฿494.9K
141.91%
👕👟 Clothing & Footwear
Cambridge
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$90.4 £67.8
$53.7 ฿1,796
68.22%
Summer Dress (H&M, Zara, etc)
$47.74 £35.82
$24.62 ฿823
93.91%
Sport Shoes (Adidas, Nike)
$91.4 £68.6
$90.9 ฿3,036
0.59%
Men's Leather Business Shoes
$127 £95.5
$71.1 ฿2,378
78.89%
🏠 Accommodation & Living
Cambridge
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$2,115 £1,587
$455 ฿15.2K
364.44%
1-bedroom Apartment, Outside City Center (Monthly)
$1,736 £1,302
$298 ฿9,954
482.82%
3-bedroom Apartment, City Center (Monthly)
$3,193 £2,396
$908 ฿30.4K
251.59%
3-bedroom Apartment, Outside City Center (Monthly)
$2,694 £2,021
$554 ฿18.5K
386.48%
Buy Apartment in City Center (m2)
$9,107 £6,832
$1,931 ฿64.5K
371.67%
Buy Apartment Outside City Center (m2)
$5,803 £4,353
$1,445 ฿48.3K
301.71%
💵 Salaries & Financials
Cambridge
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$4,405 £3,305
$591 ฿19.7K
645.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.04
5.57
-9.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge: October 18, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cambridge
$1.7K
Chiang Mai
$298 82.8% $1.4K
Monthly Utilities & Internet
Cambridge
$406
Chiang Mai
$94 76.7% $311
Eating Out
Cambridge
$330
Chiang Mai
$79 76.2% $252
Groceries & Markets
Cambridge
$327
Chiang Mai
$235 27.9% $91
Clothing & Footwear
Cambridge
$161
Chiang Mai
$108 32.6% $52
Getting Around
Cambridge
$133
Chiang Mai
$61 54.2% $72
Sport & Entertainment
Cambridge
$100
Chiang Mai
$50 49.8% $50

Cost Breakdown

A central one-bedroom costs $2,115 in Cambridge versus $455 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 646% higher in Cambridge, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $88.0 in Cambridge versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $327 vs $235 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇬🇧 Cambridge
🇹🇭 Chiang Mai
🕒 Local time
12:39 12:39 PM
18:39 6:39 PM
6 h ahead of Cambridge
🌤 Weather
👥 Population
145,818
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Cambridge Chiang Mai 8,950 km ≈ 12 h nonstop flight
From you
  • Cambridge
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cambridge vs Chiang Mai: Cost of Living - Frequently Asked Questions
Is Chiang Mai cheaper than Cambridge?
Yes – Cambridge is pricier by about 245%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $4,787 per month in Cambridge and $1,388 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Cambridge or in Chiang Mai?
A mid-range dinner for two costs $88.0 in Cambridge and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Cambridge and in Chiang Mai?
Monthly expenses with rent come to $3,191 in Cambridge and $925 in Chiang Mai. That's a gap of about 245%.
Is $1,000 a realistic budget for living in Cambridge or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $925, than in Cambridge at $3,191. In Chiang Mai it covers expenses comfortably, while in Cambridge it requires careful planning or may not stretch far enough.
Is Cambridge or Chiang Mai more family-friendly?
Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cambridge or Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cambridge makes more sense. Both are solid long-term options with distinct trade-offs.

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