Last update: Oct 2026

Cost of Living Comparison Between Cambridge and Cebu

For one person, living is cheaper in Cebu: $934 a month against $3,193 in Cambridge, rent and utilities included – about $27,100 less a year. Rent and utilities account for most of the difference.

155

Cost of Living Index in Cambridge
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Cambridge Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Cambridge

🇬🇧 United Kingdom

$3,193

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Cambridge and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cambridge and in Cebu actually costs, broken down by who's living it.

A single person spends $3,193 per month in Cambridge vs $934 in Cebu, rent included.

Cambridge $3,193
Cebu $934

A couple spends around $4,497 per month in Cambridge vs $1,415 in Cebu, rent included.

Cambridge $4,497
Cebu $1,415

A family of three spends $5,801 per month in Cambridge vs $1,896 in Cebu, rent included.

Cambridge $5,801
Cebu $1,896

Cambridge costs about 242% more than Cebu, and outside of rent the biggest gap is in eating out.

Cambridge sits 138% above the global median, while Cebu is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$21.44 £16.20

$3.03 ₱190

607.59%

Three-Course Dinner for Two, Mid-Range

$89.5 £67.6

$23.48 ₱1,473

281.18%

Fast Food Meal (McDonalds, etc)

$10.39 £7.85

$4.09 ₱256

154.03%

Cappuccino

$4.65 £3.51

$2.52 ₱158

84.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 £2.13

$1.54 ₱96.9

83.12%

Water (0.33 liter bottle)

$1.89 £1.43

$0.49 ₱30.98

285.71%

Local Beer (0.5 liter draught)

$7.64 £5.77

$1.79 ₱112

326.82%

Imported Beer (0.33 liter bottle)

$6.53 £4.93

$2.26 ₱142

188.94%

Milk (1 liter)

$1.57 £1.19

$1.95 ₱122

-19.49%

White Bread (500g)

$1.81 £1.37

$1.43 ₱89.7

26.57%

Rice (white) (1kg)

$2.48 £1.88

$1.02 ₱63.8

143.14%

Eggs

$4.56 £3.44

$2.06 ₱129

121.36%

Local Cheese (1kg)

$9.59 £7.25

$9.81 ₱615

-2.24%

Chicken Fillets (1kg)

$9.25 £6.99

$4.61 ₱289

100.65%

Beef Round Steak (1kg)

$15.41 £11.65

$7.70 ₱483

100.13%

Apples (1kg)

$2.90 £2.20

$3.31 ₱207

-12.39%

Banana (1kg)

$1.72 £1.30

$1.45 ₱90.9

18.62%

Oranges (1kg)

$3.66 £2.77

$2.36 ₱148

55.08%

Tomato (1kg)

$3.43 £2.59

$1.54 ₱96.4

122.73%

Potato (1kg)

$1.75 £1.33

$2.36 ₱148

-25.85%

Onion (1kg)

$1.84 £1.39

$1.99 ₱125

-7.54%

Lettuce (1 head)

$1.30 £0.98

$1.15 ₱72.1

13.04%

Water (1.5 liter bottle)

$1.96 £1.48

$0.67 ₱42.15

192.54%

Cigarettes 20 Pack (Marlboro, Camel)

$22.60 £17.07

$3.00 ₱188

653.33%

Wine (Bottle)

$11.17 £8.44

$6.35 ₱398

75.91%

Local Beer (0.5 liter bottle)

$3.28 £2.48

$1.31 ₱81.9

150.38%

Imported Beer (0.33 liter bottle)

$4.12 £3.11

$1.73 ₱108

138.15%

One-way Ticket (Public Transport)

$3.89 £2.94

$0.25 ₱15.78

1456.00%

Public Transport Monthly Pass (Regular Price)

$93.4 £70.6

$12.65 ₱793

638.26%

Taxi Start (Normal Tariff)

$8.05 £6.09

$0.74 ₱46.32

987.84%

Taxi (Normal Tariff) (1km)

$2.57 £1.94

$0.21 ₱13.11

1123.81%

Taxi 1hour Waiting (Normal Tariff)

$50.3 £38.03

$4.33 ₱271

1062.36%

Gasoline (1 liter)

$2.09 £1.58

$1.33 ₱83.5

57.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.9K

$21.8K ₱1.4M

75.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K £30.8K

$19.4K ₱1.2M

110.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$336 £254

$121 ₱7,563

178.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.66 £14.10

$14.45 ₱907

29.13%

Internet (50+ Mbps, Unlimited Data)

$42.12 £31.83

$28.29 ₱1,774

48.89%

Gym Membership (Monthly)

$64.6 £48.79

$32.68 ₱2,050

97.55%

Tennis Court (1 Hour on Weekend)

$20.61 £15.57

$6.39 ₱401

222.54%

Cinema Ticket

$17.06 £12.89

$5.46 ₱342

212.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,538 £1,918

$273 ₱17.1K

828.39%

International Primary School, 1 Child (Yearly)

$35.2K £26.6K

$8,156 ₱511.5K

330.98%

Jeans (Levis 501 Or Similar)

$88.2 £66.6

$49.57 ₱3,109

77.83%

Summer Dress (H&M, Zara, etc)

$47.02 £35.54

$24.87 ₱1,560

89.06%

Sport Shoes (Adidas, Nike)

$93.3 £70.5

$76.6 ₱4,804

21.78%

Men's Leather Business Shoes

$129 £97.2

$59.3 ₱3,717

117.14%

1-bedroom Apartment, City Center (Monthly)

$2,080 £1,572

$506 ₱31.7K

311.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,717 £1,297

$309 ₱19.4K

454.83%

3-bedroom Apartment, City Center (Monthly)

$3,168 £2,394

$1,052 ₱66.0K

201.24%

3-bedroom Apartment, Outside City Center (Monthly)

$2,686 £2,030

$619 ₱38.8K

333.91%

Buy Apartment in City Center (m2)

$9,021 £6,817

$2,915 ₱182.9K

209.41%

Buy Apartment Outside City Center (m2)

$5,852 £4,422

$1,867 ₱117.1K

213.39%

Average Monthly Net Salary (After Tax)

$4,402 £3,327

$341 ₱21.4K

1190.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.04

7.2

-30.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cambridge

$1.7K 54.4%

Cebu

$309 33.5% 82% $1.4K

Monthly Utilities & Internet

Cambridge

$397 12.6%

Cebu

$163 17.7% 58.8% $233

Eating Out

Cambridge

$329 10.4%

Cebu

$88 9.6% 73.1% $240

Groceries & Markets

Cambridge

$325 10.3%

Cebu

$210 22.7% 35.2% $114

Clothing & Footwear

Cambridge

$161 5.1%

Cebu

$95 10.2% 41.1% $66

Getting Around

Cambridge

$130 4.1%

Cebu

$15 1.7% 88.1% $114

Sport & Entertainment

Cambridge

$99 3.1%

Cebu

$44 4.7% 55.8% $55

Cost Breakdown

A central one-bedroom costs $2,080 in Cambridge versus $506 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1191% higher in Cambridge, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89.0 in Cambridge versus $23.00 in Cebu. Monthly groceries follow the same trend: $325 vs $210 – making Cebu the more affordable choice for daily food spending.

Good to know

🇬🇧 Cambridge

🇵🇭 Cebu

🕒 Local time

06:25 6:25 AM

13:25 1:25 PM

7 h ahead of Cambridge

🌤 Weather

👥 Population

145,818

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.848 GBP (1 GBP = 1.18 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to GBP in detail →

On the map

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Between locations

Cambridge Cebu 11,250 km ≈ 15 h nonstop flight

From you

Cambridge
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cambridge vs Cebu: Cost of Living - Frequently Asked Questions

Yes – Cambridge is pricier by about 242%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,790 per month in Cambridge and $1,401 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $89.0 in Cambridge and $23.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,193 in Cambridge and $934 in Cebu. That's a gap of about 242%.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $934, than in Cambridge at $3,193. In Cebu it covers expenses comfortably, while in Cambridge it requires careful planning or may not stretch far enough.

Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cambridge makes more sense. Both are solid long-term options with distinct trade-offs.