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Cost of Living Comparison Between Cambridge and Toronto Cost of Living Comparison Between Cambridge and Toronto

🙂 Solo nomad: Cambridge is 13.1% cheaper than Toronto without rent, and 11.2% cheaper with rent.
🙂 Family of 3: Cambridge is 28.5% cheaper than Toronto without rent, and 17.6% cheaper with rent.
Currency
🍽 Eating Out
Cambridge
Toronto
Difference
Meal at Budget Restaurant
$14.95 CA$20.93
$18.37 CA$25.72
-18.62%
Three-Course Dinner for Two, Mid-Range
$66.7 CA$93.4
$81.7 CA$114
-18.29%
Fast Food Meal (McDonalds, etc)
$9.51 CA$13.31
$11.23 CA$15.72
-15.32%
Cappuccino
$3.62 CA$5.07
$3.87 CA$5.42
-6.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.14 CA$2.99
$2.12 CA$2.97
0.94%
Water (0.33 liter bottle)
$1.57 CA$2.2
$1.7 CA$2.39
-7.65%
Local Beer (0.5 liter draught)
$5.76 CA$8.06
$5.84 CA$8.18
-1.37%
Imported Beer (0.33 liter bottle)
$6.59 CA$9.22
$6.53 CA$9.14
0.92%
🛒 Groceries & Markets
Cambridge
Toronto
Difference
Milk (1 liter)
$2.23 CA$3.12
$2.74 CA$3.84
-18.61%
White Bread (500g)
$2.24 CA$3.14
$2.72 CA$3.8
-17.65%
Rice (white) (1kg)
$2.86 CA$4.01
$3.66 CA$5.12
-21.86%
Eggs
$3.24 CA$4.54
$3.46 CA$4.85
-6.36%
Local Cheese (1kg)
$8.3 CA$11.63
$13.24 CA$18.53
-37.31%
Chicken Fillets (1kg)
$11.69 CA$16.36
$12.99 CA$18.18
-10.01%
Beef Round Steak (1kg)
$14.06 CA$19.69
$16.98 CA$23.77
-17.20%
Apples (1kg)
$3.9 CA$5.46
$3.96 CA$5.54
-1.52%
Banana (1kg)
$1.23 CA$1.73
$1.13 CA$1.59
8.85%
Oranges (1kg)
$3.73 CA$5.22
$3.38 CA$4.74
10.36%
Tomato (1kg)
$3.85 CA$5.39
$4.04 CA$5.66
-4.70%
Potato (1kg)
$2.68 CA$3.75
$2.45 CA$3.44
9.39%
Onion (1kg)
$2.49 CA$3.49
$2.81 CA$3.93
-11.39%
Lettuce (1 head)
$2.21 CA$3.09
$2.39 CA$3.34
-7.53%
Water (1.5 liter bottle)
$1.59 CA$2.22
$1.99 CA$2.79
-20.10%
Cigarettes 20 Pack (Marlboro, Camel)
$13.61 CA$19.05
$14.68 CA$20.55
-7.29%
Wine (Bottle)
$10.8 CA$15.12
$12.98 CA$18.18
-16.80%
Local Beer (0.5 liter bottle)
$2.45 CA$3.43
$2.81 CA$3.93
-12.81%
Imported Beer (0.33 liter bottle)
$3.27 CA$4.58
$3.18 CA$4.45
2.83%
🚌 Getting Around
Cambridge
Toronto
Difference
One-way Ticket (Public Transport)
$2.51 CA$3.51
$2.49 CA$3.49
0.80%
Public Transport Monthly Pass (Regular Price)
$69 CA$96.6
$116 CA$163
-40.74%
Taxi Start (Normal Tariff)
$2.57 CA$3.59
$3.7 CA$5.18
-30.54%
Taxi (Normal Tariff) (1km)
$1.76 CA$2.47
$1.41 CA$1.98
24.82%
Taxi 1hour Waiting (Normal Tariff)
$24.18 CA$33.86
$25.43 CA$35.61
-4.92%
Gasoline (1 liter)
$1.1 CA$1.54
$1.1 CA$1.54
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7K CA$34.6K
$25.2K CA$35.3K
-1.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.6K CA$28.8K
$21.7K CA$30.4K
-5.39%
🧾 Monthly Utilities & Internet
Cambridge
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$154 CA$215
$116 CA$162
32.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.64 CA$54.1
$37.78 CA$52.9
2.28%
Internet (50+ Mbps, Unlimited Data)
$54 CA$75.6
$54.6 CA$76.4
-1.08%
🎉 Sport & Entertainment
Cambridge
Toronto
Difference
Gym Membership (Monthly)
$29.9 CA$41.87
$56.3 CA$78.9
-46.92%
Tennis Court (1 Hour on Weekend)
-
$20.75 CA$29.06
-
Cinema Ticket
$11.97 CA$16.76
$11.94 CA$16.71
0.25%
🧸 Childcare & Education
Cambridge
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$555 CA$776
$1,140 CA$1,597
-51.38%
International Primary School, 1 Child (Yearly)
$10.3K CA$14.5K
$18.2K CA$25.5K
-43.25%
👕👟 Clothing & Footwear
Cambridge
Toronto
Difference
Jeans (Levis 501 Or Similar)
$54.8 CA$76.7
$57.9 CA$81.1
-5.40%
Summer Dress (H&M, Zara, etc)
$34.75 CA$48.65
$39.37 CA$55.1
-11.73%
Sport Shoes (Adidas, Nike)
$70 CA$98.1
$87.4 CA$122
-19.84%
Men's Leather Business Shoes
$111 CA$156
$115 CA$160
-2.63%
🏠 Accommodation & Living
Cambridge
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,406 CA$1,969
$1,788 CA$2,503
-21.35%
1-bedroom Apartment, Outside City Center (Monthly)
$1,407 CA$1,970
$1,528 CA$2,139
-7.88%
3-bedroom Apartment, City Center (Monthly)
$2,679 CA$3,751
$2,995 CA$4,193
-10.55%
3-bedroom Apartment, Outside City Center (Monthly)
$2,140 CA$2,997
$2,497 CA$3,495
-14.27%
Buy Apartment in City Center (m2)
$4,267 CA$5,975
$8,099 CA$11.3K
-47.31%
Buy Apartment Outside City Center (m2)
$3,925 CA$5,495
$6,844 CA$9,582
-42.65%
💵 Salaries & Financials
Cambridge
Toronto
Difference
Average Monthly Net Salary (After Tax)
$2,766 CA$3,873
$3,368 CA$4,715
-17.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.64
5.16
28.68%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge: November 23, 2025

Last update for Toronto: November 24, 2025

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