Last update: Oct 2026

Cost of Living Comparison Between Camarillo, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,615 in Camarillo, CA, rent and utilities included – about $27,000 less a year. Rent and utilities account for most of the difference.

Camarillo, CA
🇺🇸 United States
$3,615
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Camarillo, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Camarillo, CA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,615 in Camarillo, CA versus $1,368 in Ubud, Bali.

  • Camarillo, CA $3,615
  • Ubud, Bali $1,368

Estimated couple costs with rent: $5,284 in Camarillo, CA versus $2,314 in Ubud, Bali.

  • Camarillo, CA $5,284
  • Ubud, Bali $2,314

Monthly costs for a family of three with rent: $6,953 in Camarillo, CA versus $3,260 in Ubud, Bali.

  • Camarillo, CA $6,953
  • Ubud, Bali $3,260

Living in Camarillo, CA is roughly 164% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Camarillo, CA 168% above, Ubud, Bali 1% above.

Currency
🍽 Eating Out
Camarillo, CA
Ubud, Bali
Difference
Meal at Budget Restaurant
$25.44 $25.44
$3.33 Rp 59.9K
663.96%
Three-Course Dinner for Two, Mid-Range
$65.8 $65.8
$35.18 Rp 633.2K
87.07%
Fast Food Meal (McDonalds, etc)
$10.00 $10.00
$5.80 Rp 104.5K
72.41%
Cappuccino
$5.63 $5.63
$2.73 Rp 49.1K
106.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.80 $2.80
$1.64 Rp 29.5K
70.73%
Water (0.33 liter bottle)
$1.95 $1.95
$0.83 Rp 15.0K
134.94%
Local Beer (0.5 liter draught)
$7.12 $7.12
$2.70 Rp 48.6K
163.70%
Imported Beer (0.33 liter bottle)
$9.65 $9.65
$4.30 Rp 77.4K
124.42%
🛒 Groceries & Markets
Camarillo, CA
Ubud, Bali
Difference
Milk (1 liter)
$1.20 $1.20
$1.50 Rp 27.1K
-20.00%
White Bread (500g)
$5.61 $5.61
$2.30 Rp 41.4K
143.91%
Rice (white) (1kg)
$4.44 $4.44
$1.18 Rp 21.2K
276.27%
Eggs
$4.91 $4.91
$2.14 Rp 38.6K
129.44%
Local Cheese (1kg)
$12.26 $12.26
$17.48 Rp 314.6K
-29.86%
Chicken Fillets (1kg)
$20.76 $20.76
$4.03 Rp 72.5K
415.14%
Beef Round Steak (1kg)
$14.08 $14.08
$12.23 Rp 220.1K
15.13%
Apples (1kg)
$5.58 $5.58
$3.55 Rp 63.9K
57.18%
Banana (1kg)
$1.71 $1.71
$1.57 Rp 28.3K
8.92%
Oranges (1kg)
$4.33 $4.33
$2.24 Rp 40.2K
93.30%
Tomato (1kg)
$6.35 $6.35
$1.93 Rp 34.7K
229.02%
Potato (1kg)
$3.50 $3.50
$1.88 Rp 33.9K
86.17%
Onion (1kg)
$3.61 $3.61
$2.29 Rp 41.3K
57.64%
Lettuce (1 head)
$2.29 $2.29
$0.99 Rp 17.9K
131.31%
Water (1.5 liter bottle)
$2.27 $2.27
$0.53 Rp 9,475
328.30%
Cigarettes 20 Pack (Marlboro, Camel)
$11.50 $11.50
$2.28 Rp 41.1K
404.39%
Wine (Bottle)
$14.95 $14.95
$23.01 Rp 414.2K
-35.03%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$2.34 Rp 42.2K
-25.21%
Imported Beer (0.33 liter bottle)
$3.20 $3.20
$2.91 Rp 52.4K
9.97%
🚌 Getting Around
Camarillo, CA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.24 Rp 4,315
-
Public Transport Monthly Pass (Regular Price)
-
$8.82 Rp 158.7K
-
Taxi Start (Normal Tariff)
$4.41 $4.41
$0.48 Rp 8,684
818.75%
Taxi (Normal Tariff) (1km)
$1.91 $1.91
$0.46 Rp 8,233
315.22%
Taxi 1hour Waiting (Normal Tariff)
$35.38 $35.38
$5.45 Rp 98.2K
549.17%
Gasoline (1 liter)
$1.40 $1.40
$0.88 Rp 15.9K
59.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.3K $36.3K
$24.6K Rp 442.2M
47.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.4K $24.4K
$31.2K Rp 561.4M
-21.89%
🧾 Monthly Utilities & Internet
Camarillo, CA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$214 $214
$83.0 Rp 1.5M
157.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$72.3 $72.3
$6.45 Rp 116.0K
1021.40%
Internet (50+ Mbps, Unlimited Data)
$71.1 $71.1
$18.57 Rp 334.2K
282.82%
🎉 Sport & Entertainment
Camarillo, CA
Ubud, Bali
Difference
Gym Membership (Monthly)
$39.53 $39.53
$55.8 Rp 1.0M
-29.18%
Tennis Court (1 Hour on Weekend)
-
$18.11 Rp 326.0K
-
Cinema Ticket
$12.17 $12.17
$4.38 Rp 78.9K
177.85%
🧸 Childcare & Education
Camarillo, CA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,933 $1,933
$493 Rp 8.9M
292.06%
International Primary School, 1 Child (Yearly)
$42.2K $42.2K
$5,754 Rp 103.6M
633.76%
👕👟 Clothing & Footwear
Camarillo, CA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$74.1 $74.1
$46.19 Rp 831.4K
60.32%
Summer Dress (H&M, Zara, etc)
$19.66 $19.66
$35.33 Rp 636.0K
-44.35%
Sport Shoes (Adidas, Nike)
$81.0 $81.0
$79.1 Rp 1.4M
2.41%
Men's Leather Business Shoes
$170 $170
$78.4 Rp 1.4M
116.41%
🏠 Accommodation & Living
Camarillo, CA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$2,229 $2,229
$1,142 Rp 20.6M
95.08%
1-bedroom Apartment, Outside City Center (Monthly)
$2,175 $2,175
$676 Rp 12.2M
221.93%
3-bedroom Apartment, City Center (Monthly)
$4,282 $4,282
$3,503 Rp 63.1M
22.25%
3-bedroom Apartment, Outside City Center (Monthly)
$3,833 $3,833
$1,700 Rp 30.6M
125.52%
Buy Apartment in City Center (m2)
$6,465 $6,465
$2,784 Rp 50.1M
132.24%
Buy Apartment Outside City Center (m2)
-
$2,241 Rp 40.3M
-
💵 Salaries & Financials
Camarillo, CA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$5,776 $5,776
$165 Rp 3.0M
3410.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.64
13.78
-51.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Camarillo, CA: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Camarillo, CA
$2.2K
Ubud, Bali
$676 68.9% $1.5K
Groceries & Markets
Camarillo, CA
$475
Ubud, Bali
$290 38.8% $184
Eating Out
Camarillo, CA
$375
Ubud, Bali
$109 71% $266
Monthly Utilities & Internet
Camarillo, CA
$357
Ubud, Bali
$108 69.7% $249
Clothing & Footwear
Camarillo, CA
$155
Ubud, Bali
$108 30.6% $47
Sport & Entertainment
Camarillo, CA
$64
Ubud, Bali
$65 1.1% $0.7
Getting Around
Camarillo, CA
$14 *
Ubud, Bali
$13 10.2% $1.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,229 in Camarillo, CA and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Camarillo, CA pays 3410% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Camarillo, CA vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $475 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know
🇺🇸 Camarillo, CA
🇮🇩 Ubud, Bali
🕒 Local time
17:15 5:15 PM
08:15 8:15 AM
15 h ahead of Camarillo, CA
🌤 Weather
👥 Population
62,489
74,800
Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Camarillo, CA Ubud, Bali 13,800 km ≈ 18 h nonstop flight
From you
  • Camarillo, CA
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Camarillo, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Camarillo, CA?
Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 164% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Camarillo, CA or Ubud, Bali?
Average pay runs 3410% higher in Camarillo, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Camarillo, CA and Ubud, Bali?
Rent for a central apartment: $2,229 in Camarillo, CA versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Camarillo, CA and in Ubud, Bali?
Supermarket bills run roughly 63% higher in Camarillo, CA. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Camarillo, CA and in Ubud, Bali?
All in, you'll spend $3,615 per month in Camarillo, CA versus $1,368 in Ubud, Bali – a 164% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for living in Camarillo, CA or in Ubud, Bali?
At $1,368 in Ubud, Bali versus $3,615 in Camarillo, CA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Camarillo, CA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Camarillo, CA or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Camarillo, CA, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Camarillo, CA or Ubud, Bali?
Safety-wise, Camarillo, CA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 164% less than in Camarillo, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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