Last update: Oct 2026

Cost of Living Comparison Between Camarillo, CA and Toronto

For one person, living is cheaper in Toronto: $2,530 a month against $3,596 in Camarillo, CA, rent and utilities included – about $12,800 less a year. Rent and utilities account for most of the difference.

176

Cost of Living Index in Camarillo, CA
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Camarillo, CA Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Camarillo, CA

🇺🇸 United States

$3,596

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Camarillo, CA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Camarillo, CA and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,596 in Camarillo, CA versus $2,530 in Toronto.

Camarillo, CA $3,596
Toronto $2,530

Estimated couple costs with rent: $5,243 in Camarillo, CA versus $3,646 in Toronto.

Camarillo, CA $5,243
Toronto $3,646

Monthly costs for a family of three with rent: $6,891 in Camarillo, CA versus $4,761 in Toronto.

Camarillo, CA $6,891
Toronto $4,761

Living in Camarillo, CA is roughly 42% more expensive than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Camarillo, CA 168% above, Toronto 89% above.

Meal at Budget Restaurant

$24.94 $24.94

$17.67 CA$25.19

41.14%

Three-Course Dinner for Two, Mid-Range

$64.5 $64.5

$77.4 CA$110

-16.67%

Fast Food Meal (McDonalds, etc)

$10.28 $10.28

$10.47 CA$14.93

-1.81%

Cappuccino

$5.62 $5.62

$4.08 CA$5.81

37.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 $2.72

$2.12 CA$3.02

28.30%

Water (0.33 liter bottle)

$1.95 $1.95

$1.76 CA$2.51

10.80%

Local Beer (0.5 liter draught)

$6.89 $6.89

$6.17 CA$8.80

11.67%

Imported Beer (0.33 liter bottle)

$9.50 $9.50

$6.89 CA$9.82

37.88%

Milk (1 liter)

$1.20 $1.20

$2.43 CA$3.46

-50.62%

White Bread (500g)

$5.71 $5.71

$2.75 CA$3.92

107.64%

Rice (white) (1kg)

$4.31 $4.31

$2.23 CA$3.18

93.27%

Eggs

$4.90 $4.90

$3.45 CA$4.91

42.03%

Local Cheese (1kg)

$12.61 $12.61

$8.93 CA$12.73

41.21%

Chicken Fillets (1kg)

$20.58 $20.58

$11.44 CA$16.31

79.90%

Beef Round Steak (1kg)

$13.99 $13.99

$14.61 CA$20.83

-4.24%

Apples (1kg)

$5.65 $5.65

$3.75 CA$5.34

50.67%

Banana (1kg)

$1.76 $1.76

$1.15 CA$1.64

53.04%

Oranges (1kg)

$4.13 $4.13

$3.55 CA$5.06

16.34%

Tomato (1kg)

$6.39 $6.39

$4.28 CA$6.10

49.30%

Potato (1kg)

$3.52 $3.52

$1.85 CA$2.63

90.27%

Onion (1kg)

$3.51 $3.51

$1.67 CA$2.38

110.18%

Lettuce (1 head)

$2.27 $2.27

$2.22 CA$3.16

2.25%

Water (1.5 liter bottle)

$2.20 $2.20

$1.21 CA$1.72

81.82%

Cigarettes 20 Pack (Marlboro, Camel)

$11.48 $11.48

$13.88 CA$19.78

-17.29%

Wine (Bottle)

$14.93 $14.93

$14.25 CA$20.31

4.77%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.20 CA$3.13

-20.00%

Imported Beer (0.33 liter bottle)

$3.22 $3.22

$2.42 CA$3.45

33.06%

One-way Ticket (Public Transport)

$2.42 CA$3.44

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$4.42 $4.42

$2.90 CA$4.13

52.41%

Taxi (Normal Tariff) (1km)

$1.87 $1.87

$1.26 CA$1.80

48.41%

Taxi 1hour Waiting (Normal Tariff)

$35.44 $35.44

$22.03 CA$31.40

60.87%

Gasoline (1 liter)

$1.43 $1.43

$1.22 CA$1.74

17.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.9K $36.9K

$27.6K CA$39.4K

33.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K $23.7K

$19.8K CA$28.3K

19.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$122 CA$174

79.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.0 $72.0

$32.03 CA$45.66

124.70%

Internet (50+ Mbps, Unlimited Data)

$70.3 $70.3

$47.92 CA$68.3

46.64%

Gym Membership (Monthly)

$40.06 $40.06

$38.90 CA$55.5

2.98%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

Cinema Ticket

$12.17 $12.17

$12.61 CA$17.97

-3.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,958 $1,958

$834 CA$1,189

134.82%

International Primary School, 1 Child (Yearly)

$43.5K $43.5K

$23.3K CA$33.3K

86.27%

Jeans (Levis 501 Or Similar)

$74.3 $74.3

$52.6 CA$75.0

41.22%

Summer Dress (H&M, Zara, etc)

$19.89 $19.89

$40.26 CA$57.4

-50.60%

Sport Shoes (Adidas, Nike)

$81.2 $81.2

$96.2 CA$137

-15.60%

Men's Leather Business Shoes

$168 $168

$123 CA$175

36.74%

1-bedroom Apartment, City Center (Monthly)

$2,207 $2,207

$1,598 CA$2,278

38.13%

1-bedroom Apartment, Outside City Center (Monthly)

$2,215 $2,215

$1,435 CA$2,045

54.39%

3-bedroom Apartment, City Center (Monthly)

$4,149 $4,149

$2,657 CA$3,787

56.16%

3-bedroom Apartment, Outside City Center (Monthly)

$3,776 $3,776

$2,096 CA$2,988

80.13%

Buy Apartment in City Center (m2)

$6,424 $6,424

$8,033 CA$11.5K

-20.03%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

Average Monthly Net Salary (After Tax)

$5,665 $5,665

$3,743 CA$5,335

51.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

4.47

48.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Camarillo, CA: October 3, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Camarillo, CA

$2.2K 60.6%

Toronto

$1.4K 55.4% 35.2% $780

Groceries & Markets

Camarillo, CA

$474 13%

Toronto

$340 13.1% 28.2% $134

Eating Out

Camarillo, CA

$370 10.1%

Toronto

$282 10.9% 23.8% $88

Monthly Utilities & Internet

Camarillo, CA

$361 9.9%

Toronto

$202 7.8% 44.1% $159

Clothing & Footwear

Camarillo, CA

$155 4.2%

Toronto

$140 5.4% 9.2% $14

Sport & Entertainment

Camarillo, CA

$64 1.8%

Toronto

$64 2.5% 0.4% $0.3

Getting Around

Camarillo, CA

$14 * 0.4%

Toronto

$130 5% 841% $116

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,207 in Camarillo, CA and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Camarillo, CA pays 51% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $64.0 in Camarillo, CA vs $77.0 in Toronto. Groceries flip the comparison at $474 vs $340, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Camarillo, CA

🇨🇦 Toronto

🕒 Local time

11:15 11:15 AM

14:15 2:15 PM

3 h ahead of Camarillo, CA

🌤 Weather

👥 Population

62,489

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

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Between locations

Camarillo, CA Toronto 3,550 km ≈ 5 h nonstop flight

From you

Camarillo, CA
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Camarillo, CA vs Toronto: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in groceries, eating out, and clothing. The 42% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 51% higher in Camarillo, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,207 in Camarillo, CA versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 39% higher in Camarillo, CA. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,596 per month in Camarillo, CA versus $2,530 in Toronto – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Camarillo, CA and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 42% less than in Camarillo, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.