Cost of Living Comparison Between Calgary and Waterloo Cost of Living Comparison Between Calgary and Waterloo

😐 Solo nomad: Calgary is 15.4% more expensive than Waterloo without rent, and 0.2% more expensive with rent.

😐 Family of 3: Calgary is 15.4% more expensive than Waterloo without rent, and 3.6% more expensive with rent.

Meal at Budget Restaurant

$18.13 CA$25.20

$14.60 CA$20.30

24.18%

Three-Course Dinner for Two, Mid-Range

$68.8 CA$95.6

$66.1 CA$91.9

4.01%

Fast Food Meal (McDonalds, etc)

$11.22 CA$15.60

$9.44 CA$13.12

18.86%

Cappuccino

$3.80 CA$5.29

$2.98 CA$4.15

27.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.06 CA$2.86

$1.56 CA$2.16

32.05%

Water (0.33 liter bottle)

$1.67 CA$2.32

$1.60 CA$2.22

4.37%

Local Beer (0.5 liter draught)

$5.06 CA$7.03

$5.49 CA$7.63

-7.83%

Imported Beer (0.33 liter bottle)

$6.45 CA$8.97

$6.47 CA$8.99

-0.31%

Milk (1 liter)

$2.16 CA$3.00

$2.24 CA$3.12

-3.57%

White Bread (500g)

$2.72 CA$3.78

$2.35 CA$3.27

15.74%

Rice (white) (1kg)

$3.26 CA$4.54

$2.69 CA$3.74

21.19%

Eggs

$3.47 CA$4.82

$3.08 CA$4.28

12.66%

Local Cheese (1kg)

$14.60 CA$20.30

$8.27 CA$11.50

76.54%

Chicken Fillets (1kg)

$12.79 CA$17.77

$16.13 CA$22.42

-20.71%

Beef Round Steak (1kg)

$16.33 CA$22.70

$14.13 CA$19.64

15.57%

Apples (1kg)

$4.43 CA$6.16

$3.99 CA$5.54

11.03%

Banana (1kg)

$1.30 CA$1.80

$1.22 CA$1.70

6.56%

Oranges (1kg)

$3.72 CA$5.17

$3.29 CA$4.57

13.07%

Tomato (1kg)

$4.22 CA$5.87

$3.66 CA$5.09

15.30%

Potato (1kg)

$2.69 CA$3.75

$2.38 CA$3.31

13.03%

Onion (1kg)

$2.71 CA$3.77

$2.72 CA$3.78

-0.37%

Lettuce (1 head)

$2.66 CA$3.70

$1.93 CA$2.68

37.82%

Water (1.5 liter bottle)

$1.87 CA$2.60

$1.60 CA$2.22

16.88%

Cigarettes 20 Pack (Marlboro, Camel)

$14.63 CA$20.34

$14.09 CA$19.58

3.83%

Wine (Bottle)

$14.65 CA$20.37

$10.78 CA$14.99

35.90%

Local Beer (0.5 liter bottle)

$2.82 CA$3.92

$2.41 CA$3.36

17.01%

Imported Beer (0.33 liter bottle)

$3.83 CA$5.32

$3.29 CA$4.57

16.41%

One-way Ticket (Public Transport)

$2.83 CA$3.93

$2.78 CA$3.87

1.80%

Public Transport Monthly Pass (Regular Price)

$85.6 CA$119

$67.9 CA$94.4

26.06%

Taxi Start (Normal Tariff)

$3.42 CA$4.75

$2.62 CA$3.64

30.53%

Taxi (Normal Tariff) (1km)

$1.35 CA$1.88

$1.74 CA$2.42

-22.41%

Taxi 1hour Waiting (Normal Tariff)

$28.67 CA$39.85

$29.66 CA$41.23

-3.34%

Gasoline (1 liter)

$1.07 CA$1.49

$1.11 CA$1.54

-3.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.2K

$25.1K CA$34.9K

0.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K CA$29.9K

$20.0K CA$27.8K

7.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 CA$301

$181 CA$251

19.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.43 CA$56.2

$37.07 CA$51.5

9.06%

Internet (50+ Mbps, Unlimited Data)

$58.0 CA$80.6

$55.0 CA$76.5

5.42%

Gym Membership (Monthly)

$54.8 CA$76.2

$39.04 CA$54.3

40.34%

Tennis Court (1 Hour on Weekend)

$52.2 CA$72.5

$15.23 CA$21.17

242.55%

Cinema Ticket

$12.72 CA$17.68

$11.91 CA$16.56

6.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$875 CA$1,217

$562 CA$781

55.88%

International Primary School, 1 Child (Yearly)

$16.2K CA$22.5K

$10.2K CA$14.2K

58.37%

Jeans (Levis 501 Or Similar)

$59.1 CA$82.1

$53.2 CA$74.0

10.99%

Summer Dress (H&M, Zara, etc)

$47.27 CA$65.7

$25.92 CA$36.03

82.37%

Sport Shoes (Adidas, Nike)

$88.0 CA$122

$69.1 CA$96.1

27.39%

Men's Leather Business Shoes

$109 CA$152

$87.0 CA$121

25.26%

1-bedroom Apartment, City Center (Monthly)

$1,381 CA$1,920

$1,432 CA$1,990

-3.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,160 CA$1,612

$1,285 CA$1,786

-9.73%

3-bedroom Apartment, City Center (Monthly)

$2,304 CA$3,203

$2,346 CA$3,261

-1.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,897 CA$2,637

$2,059 CA$2,862

-7.85%

Buy Apartment in City Center (m2)

$3,707 CA$5,153

$5,273 CA$7,329

-29.69%

Buy Apartment Outside City Center (m2)

$3,491 CA$4,853

$5,012 CA$6,966

-30.34%

Average Monthly Net Salary (After Tax)

$3,158 CA$4,389

$3,134 CA$4,357

0.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.71

6.71

-14.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: January 12, 2026

Last update for Waterloo: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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