Cost of Living Comparison Between Calgary and Waterloo Cost of Living Comparison Between Calgary and Waterloo

😐 Solo nomad: Calgary is 15.4% more expensive than Waterloo without rent, and 5% more expensive with rent.

😐 Family of 3: Calgary is 13.8% more expensive than Waterloo without rent, and 2.9% more expensive with rent.

Meal at Budget Restaurant

$18.19 CA$24.76

$14.98 CA$20.39

21.43%

Three-Course Dinner for Two, Mid-Range

$70.5 CA$96

$66.9 CA$91

5.41%

Fast Food Meal (McDonalds, etc)

$11.19 CA$15.23

$9.83 CA$13.38

13.84%

Cappuccino

$3.77 CA$5.13

$3.11 CA$4.24

21.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.97 CA$2.68

$1.57 CA$2.14

25.48%

Water (0.33 liter bottle)

$1.73 CA$2.35

$1.62 CA$2.21

6.79%

Local Beer (0.5 liter draught)

$5.28 CA$7.19

$5.55 CA$7.55

-4.86%

Imported Beer (0.33 liter bottle)

$6.71 CA$9.13

$6.75 CA$9.18

-0.59%

Milk (1 liter)

$2.21 CA$3.01

$2.16 CA$2.94

2.31%

White Bread (500g)

$2.77 CA$3.78

$2.23 CA$3.04

24.22%

Rice (white) (1kg)

$3.41 CA$4.65

$2.55 CA$3.47

33.73%

Eggs

$3.42 CA$4.65

$3.03 CA$4.12

12.87%

Local Cheese (1kg)

$14.33 CA$19.51

$8.23 CA$11.2

74.12%

Chicken Fillets (1kg)

$12.6 CA$17.15

$16.56 CA$22.54

-23.91%

Beef Round Steak (1kg)

$15.99 CA$21.76

$14.16 CA$19.27

12.92%

Apples (1kg)

$4.49 CA$6.11

$4.15 CA$5.65

8.19%

Banana (1kg)

$1.34 CA$1.82

$1.18 CA$1.61

13.56%

Oranges (1kg)

$3.83 CA$5.22

$3.22 CA$4.39

18.94%

Tomato (1kg)

$4.35 CA$5.92

$3.78 CA$5.14

15.08%

Potato (1kg)

$2.63 CA$3.58

$2.28 CA$3.1

15.35%

Onion (1kg)

$2.63 CA$3.58

$2.84 CA$3.87

-7.39%

Lettuce (1 head)

$2.74 CA$3.73

$1.95 CA$2.65

40.51%

Water (1.5 liter bottle)

$1.87 CA$2.54

$1.61 CA$2.19

16.15%

Cigarettes 20 Pack (Marlboro, Camel)

$15.02 CA$20.44

$14.19 CA$19.32

5.85%

Wine (Bottle)

$14.43 CA$19.65

$10.91 CA$14.85

32.26%

Local Beer (0.5 liter bottle)

$2.86 CA$3.89

$2.49 CA$3.39

14.86%

Imported Beer (0.33 liter bottle)

$3.82 CA$5.19

$3.33 CA$4.54

14.71%

One-way Ticket (Public Transport)

$2.83 CA$3.85

$2.79 CA$3.8

1.43%

Public Transport Monthly Pass (Regular Price)

$86 CA$117

$69.5 CA$94.6

23.67%

Taxi Start (Normal Tariff)

$3.56 CA$4.84

$2.64 CA$3.6

34.85%

Taxi (Normal Tariff) (1km)

$1.36 CA$1.85

$1.68 CA$2.29

-19.05%

Taxi 1hour Waiting (Normal Tariff)

$28.68 CA$39.03

$29.07 CA$39.57

-1.34%

Gasoline (1 liter)

$1.08 CA$1.46

$1.16 CA$1.58

-6.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K CA$33.4K

$25.3K CA$34.4K

-2.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$29.7K

$19.6K CA$26.7K

11.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 CA$285

$186 CA$254

12.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.82 CA$56.9

$37.08 CA$50.5

12.78%

Internet (50+ Mbps, Unlimited Data)

$57.8 CA$78.7

$54 CA$73.5

7.00%

Gym Membership (Monthly)

$53.3 CA$72.6

$39.11 CA$53.2

36.31%

Tennis Court (1 Hour on Weekend)

$53.6 CA$72.9

$15.74 CA$21.43

240.41%

Cinema Ticket

$12.62 CA$17.17

$12.04 CA$16.38

4.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$867 CA$1,180

$566 CA$770

53.23%

International Primary School, 1 Child (Yearly)

$16.1K CA$21.9K

$10.2K CA$13.9K

57.80%

Jeans (Levis 501 Or Similar)

$57.5 CA$78.3

$53.2 CA$72.5

8.06%

Summer Dress (H&M, Zara, etc)

$46.96 CA$63.9

$25.85 CA$35.19

81.66%

Sport Shoes (Adidas, Nike)

$86.7 CA$118

$70.9 CA$96.5

22.36%

Men's Leather Business Shoes

$106 CA$144

$87.2 CA$119

21.64%

1-bedroom Apartment, City Center (Monthly)

$1,394 CA$1,897

$1,426 CA$1,941

-2.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,168 CA$1,589

$1,251 CA$1,703

-6.70%

3-bedroom Apartment, City Center (Monthly)

$2,339 CA$3,184

$2,344 CA$3,191

-0.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,885 CA$2,566

$2,068 CA$2,815

-8.85%

Buy Apartment in City Center (m2)

$3,575 CA$4,867

$5,623 CA$7,654

-36.42%

Buy Apartment Outside City Center (m2)

$3,139 CA$4,273

$4,343 CA$5,912

-27.72%

Average Monthly Net Salary (After Tax)

$2,990 CA$4,070

$3,028 CA$4,122

-1.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.71

6.71

-14.90%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 29, 2025

Last update for Waterloo: October 28, 2025

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