Last update: Oct 2026

Cost of Living Comparison Between Caldwell, TX and Monterrey

For one person, living is cheaper in Monterrey: $1,647 a month against $2,449 in Caldwell, TX, rent and utilities included – about $9,600 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Caldwell, TX
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Caldwell, TX Living Index
79

Cost of Living Index in Monterrey
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Monterrey Living Index

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Caldwell, TX

🇺🇸 United States

$2,449

/mo nomad

Monterrey

🇲🇽 Mexico

$1,647

/mo nomad

Monthly Cost of Living

How much you'll spend in Caldwell, TX and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Caldwell, TX and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,449 in Caldwell, TX versus $1,647 in Monterrey.

Caldwell, TX $2,449
Monterrey $1,647

Estimated couple costs with rent: $3,548 in Caldwell, TX versus $2,591 in Monterrey.

Caldwell, TX $3,548
Monterrey $2,591

Monthly costs for a family of three with rent: $4,647 in Caldwell, TX versus $3,536 in Monterrey.

Caldwell, TX $4,647
Monterrey $3,536

Living in Caldwell, TX is roughly 49% more expensive than in Monterrey, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Caldwell, TX 80% above, Monterrey 21% above.

Meal at Budget Restaurant

$14.88 $14.88

$13.45 MX$251

10.63%

Three-Course Dinner for Two, Mid-Range

$60.4 $60.4

$48.43 MX$903

24.72%

Fast Food Meal (McDonalds, etc)

$9.88 $9.88

$10.90 MX$203

-9.36%

Cappuccino

$3.97 $3.97

$3.82 MX$71.2

3.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 $1.47

$1.67 MX$31.06

-11.98%

Water (0.33 liter bottle)

$1.73 $1.73

$0.98 MX$18.32

76.53%

Local Beer (0.5 liter draught)

$5.13 $5.13

$2.35 MX$43.81

118.30%

Imported Beer (0.33 liter bottle)

$6.05 $6.05

$4.41 MX$82.2

37.19%

Milk (1 liter)

$0.77 $0.77

$1.80 MX$33.58

-57.22%

White Bread (500g)

$2.71 $2.71

$2.79 MX$52.1

-2.87%

Rice (white) (1kg)

$3.96 $3.96

$1.82 MX$34.02

117.58%

Eggs

$2.92 $2.92

$2.51 MX$46.84

16.33%

Local Cheese (1kg)

$10.95 $10.95

$12.09 MX$225

-9.43%

Chicken Fillets (1kg)

$15.64 $15.64

$9.41 MX$175

66.21%

Beef Round Steak (1kg)

$24.53 $24.53

$12.71 MX$237

93.00%

Apples (1kg)

$4.39 $4.39

$3.21 MX$59.8

36.76%

Banana (1kg)

$1.77 $1.77

$1.50 MX$27.92

18.00%

Oranges (1kg)

$4.44 $4.44

$2.14 MX$39.97

107.48%

Tomato (1kg)

$2.66 $2.66

$2.32 MX$43.28

14.66%

Potato (1kg)

$2.16 $2.16

$2.20 MX$41.04

-1.82%

Onion (1kg)

$1.73 $1.73

$2.60 MX$48.43

-33.46%

Lettuce (1 head)

$2.05 $2.05

$1.44 MX$26.85

42.36%

Water (1.5 liter bottle)

$1.98 $1.98

$1.17 MX$21.88

69.23%

Cigarettes 20 Pack (Marlboro, Camel)

$9.61 $9.61

$4.79 MX$89.3

100.63%

Wine (Bottle)

$10.68 $10.68

$13.22 MX$247

-19.21%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$1.94 MX$36.21

-13.40%

Imported Beer (0.33 liter bottle)

$3.56 $3.56

$2.89 MX$53.8

23.18%

One-way Ticket (Public Transport)

$1.96 $1.96

$0.87 MX$16.26

125.29%

Public Transport Monthly Pass (Regular Price)

$51.0 $51.0

$31.14 MX$581

63.87%

Taxi Start (Normal Tariff)

$3.33 $3.33

$1.66 MX$30.88

100.60%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.09 MX$20.39

51.38%

Taxi 1hour Waiting (Normal Tariff)

$26.34 $26.34

$10.67 MX$199

146.86%

Gasoline (1 liter)

$0.94 $0.94

$1.47 MX$27.47

-36.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K $26.5K

$24.2K MX$451.9K

9.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$23.6K MX$439.1K

7.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 $173

$118 MX$2,197

46.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.30 $25.30

$25.55 MX$476

-0.98%

Internet (50+ Mbps, Unlimited Data)

$68.5 $68.5

$26.43 MX$493

159.10%

Gym Membership (Monthly)

$40.60 $40.60

$30.77 MX$574

31.95%

Tennis Court (1 Hour on Weekend)

$9.85 $9.85

$21.07 MX$393

-53.25%

Cinema Ticket

$14.96 $14.96

$5.09 MX$94.9

193.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,521 $1,521

$694 MX$12.9K

119.18%

International Primary School, 1 Child (Yearly)

$24.7K $24.7K

$11.3K MX$211.0K

117.81%

Jeans (Levis 501 Or Similar)

$22.35 $22.35

$72.5 MX$1,351

-69.16%

Summer Dress (H&M, Zara, etc)

$56.1 $56.1

$41.51 MX$774

35.12%

Sport Shoes (Adidas, Nike)

$64.9 $64.9

$110 MX$2,046

-40.85%

Men's Leather Business Shoes

$96.4 $96.4

$115 MX$2,143

-16.17%

1-bedroom Apartment, City Center (Monthly)

$1,565 $1,565

$1,056 MX$19.7K

48.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,297 $1,297

$721 MX$13.4K

79.78%

3-bedroom Apartment, City Center (Monthly)

$2,531 $2,531

$1,999 MX$37.3K

26.62%

3-bedroom Apartment, Outside City Center (Monthly)

$2,115 $2,115

$1,435 MX$26.7K

47.39%

Buy Apartment in City Center (m2)

$2,784 $2,784

$4,219 MX$78.7K

-34.01%

Buy Apartment Outside City Center (m2)

$2,330 $2,330

$2,731 MX$50.9K

-14.68%

Average Monthly Net Salary (After Tax)

$1,333 $1,333

$1,149 MX$21.4K

16.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

11.79

-43.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Caldwell, TX: October 25, 2026

Last update for Monterrey: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Caldwell, TX

$1.3K 53%

Monterrey

$721 43.8% 44.4% $575

Groceries & Markets

Caldwell, TX

$389 15.9%

Monterrey

$303 18.4% 22.1% $86

Monthly Utilities & Internet

Caldwell, TX

$267 10.9%

Monterrey

$170 10.3% 36.4% $97

Eating Out

Caldwell, TX

$247 10.1%

Monterrey

$217 13.2% 12% $30

Clothing & Footwear

Caldwell, TX

$108 4.4%

Monterrey

$152 9.3% 41.3% $45

Getting Around

Caldwell, TX

$70 2.9%

Monterrey

$42 2.5% 40.7% $29

Sport & Entertainment

Caldwell, TX

$71 2.9%

Monterrey

$41 2.5% 41.9% $30

Cost Breakdown

A one-bedroom apartment in the center runs $1,565 in Caldwell, TX and $1,056 in Monterrey. Housing cost is often the main lever when comparing two cities.

Caldwell, TX pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $60 in Caldwell, TX vs $48 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $389 vs $303 per month, with Monterrey cheaper across the board.

Good to know

🇺🇸 Caldwell, TX

🇲🇽 Monterrey

🕒 Local time

11:39 11:39 AM

10:39 10:39 AM

1 h behind Caldwell, TX

🌤 Weather

👥 Population

59,996

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.899 EUR

100 MXN = 5.36 USD

100 MXN = 4.82 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Mexican Peso exchange rates as of October 28, 2026: 1 USD = 18.64 MXN (100 MXN = 5.36 USD). 1 EUR = 20.75 MXN (100 MXN = 4.82 EUR).

MXN to USD in detail →

On the map

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Between locations

Caldwell, TX Monterrey 650 km ≈ 1 h 15 min nonstop flight

From you

Caldwell, TX
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Caldwell, TX vs Monterrey: Cost of Living - Frequently Asked Questions

Monterrey wins on cost – living expenses run 33% lower than in Caldwell, TX. Housing and daily spending are where you’ll feel the difference most, making Monterrey the obvious pick if budget is a priority.

Average pay runs 16% higher in Caldwell, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,565 in Caldwell, TX versus $1,056 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $60 in Caldwell, TX. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,449 per month in Caldwell, TX versus $1,647 in Monterrey – a 49% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $3,000 a month, though Monterrey gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 33% less than in Caldwell, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.