Last update: Oct 2026

Cost of Living Comparison Between Cairns and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $2,501 in Cairns, rent and utilities included – about $18,800 less a year. Rent and utilities account for most of the difference.

Cairns
🇦🇺 Australia
$2,501
/mo nomad
Chiang Mai
🇹🇭 Thailand
$938
/mo nomad
Monthly Cost of Living

How much you'll spend in Cairns and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cairns and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,501 per month in Cairns vs $938 in Chiang Mai, rent included.

  • Cairns $2,501
  • Chiang Mai $938

A couple spends around $3,716 per month in Cairns vs $1,426 in Chiang Mai, rent included.

  • Cairns $3,716
  • Chiang Mai $1,426

A family of three spends $4,931 per month in Cairns vs $1,914 in Chiang Mai, rent included.

  • Cairns $4,931
  • Chiang Mai $1,914

Cairns costs about 167% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Cairns sits 85% above the global median, while Chiang Mai is 30% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Cairns
Chiang Mai
Difference
Meal at Budget Restaurant
$17.37 A$25.00
$2.26 ฿75.4
668.58%
Three-Course Dinner for Two, Mid-Range
$95.6 A$138
$19.18 ฿641
398.44%
Fast Food Meal (McDonalds, etc)
$12.62 A$18.15
$5.59 ฿187
125.76%
Cappuccino
$4.23 A$6.08
$1.72 ฿57.6
145.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.27 A$4.70
$0.64 ฿21.54
410.94%
Water (0.33 liter bottle)
$2.75 A$3.95
$0.33 ฿11.18
733.33%
Local Beer (0.5 liter draught)
$7.13 A$10.25
$2.36 ฿78.7
202.12%
Imported Beer (0.33 liter bottle)
$8.39 A$12.07
$3.90 ฿130
115.13%
🛒 Groceries & Markets
Cairns
Chiang Mai
Difference
Milk (1 liter)
$1.83 A$2.64
$2.05 ฿68.6
-10.73%
White Bread (500g)
$2.69 A$3.87
$1.40 ฿46.70
92.14%
Rice (white) (1kg)
$2.52 A$3.62
$1.28 ฿42.89
96.88%
Eggs
$5.33 A$7.68
$2.25 ฿75.3
136.89%
Local Cheese (1kg)
$9.06 A$13.04
$16.94 ฿566
-46.52%
Chicken Fillets (1kg)
$13.54 A$19.49
$2.74 ฿91.6
394.16%
Beef Round Steak (1kg)
$14.90 A$21.44
$9.36 ฿313
59.19%
Apples (1kg)
$4.18 A$6.02
$2.40 ฿80.3
74.17%
Banana (1kg)
$2.84 A$4.09
$1.01 ฿33.92
181.19%
Oranges (1kg)
$3.70 A$5.32
$1.61 ฿53.9
129.81%
Tomato (1kg)
$5.91 A$8.50
$1.52 ฿50.7
288.82%
Potato (1kg)
$2.46 A$3.54
$1.28 ฿42.90
92.19%
Onion (1kg)
$2.57 A$3.70
$1.11 ฿37.22
131.53%
Lettuce (1 head)
$2.84 A$4.09
$0.72 ฿24.09
294.44%
Water (1.5 liter bottle)
$2.51 A$3.61
$0.52 ฿17.54
382.69%
Cigarettes 20 Pack (Marlboro, Camel)
$44.51 A$64.1
$4.33 ฿145
927.94%
Wine (Bottle)
$13.87 A$19.95
$17.73 ฿593
-21.77%
Local Beer (0.5 liter bottle)
$3.65 A$5.25
$1.63 ฿54.4
123.93%
Imported Beer (0.33 liter bottle)
$5.25 A$7.55
$2.85 ฿95.3
84.21%
🚌 Getting Around
Cairns
Chiang Mai
Difference
One-way Ticket (Public Transport)
$3.56 A$5.13
$0.85 ฿28.31
318.82%
Public Transport Monthly Pass (Regular Price)
$15.08 A$21.70
$53.9 ฿1,801
-72.02%
Taxi Start (Normal Tariff)
$2.51 A$3.61
$1.17 ฿39.18
114.53%
Taxi (Normal Tariff) (1km)
$1.97 A$2.83
$0.57 ฿19.00
245.61%
Taxi 1hour Waiting (Normal Tariff)
$41.45 A$59.7
$2.37 ฿79.2
1648.95%
Gasoline (1 liter)
$1.23 A$1.77
$1.45 ฿48.32
-15.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.8K A$44.3K
$20.5K ฿684.3K
50.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.7K A$58.6K
$26.5K ฿886.1K
53.66%
🧾 Monthly Utilities & Internet
Cairns
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$165 A$238
$62.3 ฿2,083
165.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.27 A$49.32
$12.27 ฿410
179.30%
Internet (50+ Mbps, Unlimited Data)
$64.9 A$93.4
$19.97 ฿668
225.09%
🎉 Sport & Entertainment
Cairns
Chiang Mai
Difference
Gym Membership (Monthly)
$43.80 A$63.0
$37.91 ฿1,267
15.54%
Tennis Court (1 Hour on Weekend)
$27.43 A$39.48
$3.76 ฿126
629.52%
Cinema Ticket
$13.75 A$19.79
$6.71 ฿224
104.92%
🧸 Childcare & Education
Cairns
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,100 A$3,022
$797 ฿26.6K
163.49%
International Primary School, 1 Child (Yearly)
$14.1K A$20.3K
$14.8K ฿495.7K
-5.03%
👕👟 Clothing & Footwear
Cairns
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$90.4 A$130
$53.3 ฿1,780
69.69%
Summer Dress (H&M, Zara, etc)
$71.4 A$103
$25.05 ฿837
184.87%
Sport Shoes (Adidas, Nike)
$124 A$179
$91.6 ฿3,062
35.42%
Men's Leather Business Shoes
$130 A$187
$73.5 ฿2,455
76.84%
🏠 Accommodation & Living
Cairns
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,439 A$2,071
$464 ฿15.5K
210.16%
1-bedroom Apartment, Outside City Center (Monthly)
$1,223 A$1,760
$305 ฿10.2K
301.54%
3-bedroom Apartment, City Center (Monthly)
$2,270 A$3,267
$915 ฿30.6K
148.01%
3-bedroom Apartment, Outside City Center (Monthly)
$1,940 A$2,791
$552 ฿18.5K
251.14%
Buy Apartment in City Center (m2)
$6,429 A$9,251
$1,912 ฿63.9K
236.24%
Buy Apartment Outside City Center (m2)
$4,919 A$7,078
$1,438 ฿48.1K
241.98%
💵 Salaries & Financials
Cairns
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$4,424 A$6,366
$595 ฿19.9K
643.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.32
5.57
13.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cairns: October 12, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cairns
$1.2K
Chiang Mai
$305 75.1% $919
Groceries & Markets
Cairns
$409
Chiang Mai
$238 41.8% $171
Eating Out
Cairns
$304
Chiang Mai
$79 74% $225
Monthly Utilities & Internet
Cairns
$265
Chiang Mai
$95 64.3% $170
Clothing & Footwear
Cairns
$187
Chiang Mai
$110 41.5% $78
Sport & Entertainment
Cairns
$71
Chiang Mai
$51 28% $20
Getting Around
Cairns
$42
Chiang Mai
$61 47.1% $20

Cost Breakdown

A central one-bedroom costs $1,439 in Cairns versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 643% higher in Cairns, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $96.0 in Cairns versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $409 vs $238 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇦🇺 Cairns
🇹🇭 Chiang Mai
🕒 Local time
03:28 3:28 AM
00:28 12:28 AM
3 h behind Cairns
🌤 Weather
👥 Population
153,181
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Thai Baht exchange rates as of October 17, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Cairns Chiang Mai 6,480 km ≈ 9 h nonstop flight
From you
  • Cairns
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cairns vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cairns or Chiang Mai?
Cairns costs about 167% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Cairns and in Chiang Mai?
For a comfortable life, plan on about $3,751 per month in Cairns and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Cairns or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Cairns or in Chiang Mai?
Groceries cost about 72% more in Cairns, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
How do dining costs compare in Cairns and in Chiang Mai?
A mid-range dinner for two costs $96.0 in Cairns and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,000/month in Cairns or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Cairns at $2,501. In Chiang Mai it covers expenses comfortably, while in Cairns it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Cairns or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $938 versus $2,501 in Cairns. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Cairns compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Cairns or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cairns makes more sense. Both are solid long-term options with distinct trade-offs.

Cairns vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?