Last update: Nov 2026

Cost of Living Comparison Between Caguas and Toronto

For one person, living is cheaper in Caguas: $1,613 a month against $2,599 in Toronto, rent and utilities included – about $11,800 less a year. Rent and utilities account for most of the difference.

77

Cost of Living Index in Caguas
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Caguas Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Caguas

🇵🇷 Puerto Rico

$1,613

/mo nomad

Toronto

🇨🇦 Canada

$2,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Caguas and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Caguas and in Toronto actually costs, broken down by who's living it.

A single person spends $1,613 per month in Caguas vs $2,599 in Toronto, rent included.

Caguas $1,613
Toronto $2,599

A couple spends around $2,583 per month in Caguas vs $3,700 in Toronto, rent included.

Caguas $2,583
Toronto $3,700

A family of three spends $3,552 per month in Caguas vs $4,801 in Toronto, rent included.

Caguas $3,552
Toronto $4,801

Caguas is about 38% cheaper than Toronto, and outside of rent the biggest gap is in eating out.

Both Caguas and Toronto sit above the global median – Caguas by 19%, Toronto by 92%.

Meal at Budget Restaurant

$15.03 $15.03

$17.98 CA$25.20

-16.41%

Three-Course Dinner for Two, Mid-Range

$84.4 $84.4

$72.3 CA$101

16.84%

Fast Food Meal (McDonalds, etc)

$8.63 $8.63

$10.83 CA$15.18

-20.31%

Cappuccino

$2.27 $2.27

$4.34 CA$6.09

-47.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 $1.11

$2.16 CA$3.03

-48.61%

Water (0.33 liter bottle)

$1.17 $1.17

$1.66 CA$2.32

-29.52%

Local Beer (0.5 liter draught)

$1.52 $1.52

$6.35 CA$8.90

-76.06%

Imported Beer (0.33 liter bottle)

$4.04 $4.04

$7.34 CA$10.29

-44.96%

Milk (1 liter)

$2.11 $2.11

$2.57 CA$3.60

-17.90%

White Bread (500g)

$2.82 $2.82

$2.71 CA$3.79

4.06%

Rice (white) (1kg)

$2.25 $2.25

$2.28 CA$3.19

-1.32%

Eggs

$4.79 $4.79

$3.60 CA$5.05

33.06%

Local Cheese (1kg)

$6.72 $6.72

$8.94 CA$12.54

-24.83%

Chicken Fillets (1kg)

$9.21 $9.21

$11.19 CA$15.69

-17.69%

Beef Round Steak (1kg)

$11.77 $11.77

$15.23 CA$21.34

-22.72%

Apples (1kg)

$5.02 $5.02

$3.74 CA$5.25

34.22%

Banana (1kg)

$2.64 $2.64

$1.23 CA$1.72

114.63%

Oranges (1kg)

$2.46 $2.46

$3.58 CA$5.02

-31.28%

Tomato (1kg)

$4.28 $4.28

$4.25 CA$5.96

0.71%

Potato (1kg)

$2.52 $2.52

$1.94 CA$2.72

29.90%

Onion (1kg)

$2.70 $2.70

$1.67 CA$2.34

61.68%

Lettuce (1 head)

$2.26 $2.26

$2.30 CA$3.22

-1.74%

Water (1.5 liter bottle)

$1.63 $1.63

$1.26 CA$1.77

29.37%

Cigarettes 20 Pack (Marlboro, Camel)

$10.40 $10.40

$14.19 CA$19.90

-26.71%

Wine (Bottle)

$13.76 $13.76

$14.25 CA$19.97

-3.44%

Local Beer (0.5 liter bottle)

$1.44 $1.44

$2.28 CA$3.20

-36.84%

Imported Beer (0.33 liter bottle)

$2.22 $2.22

$2.58 CA$3.62

-13.95%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.35 CA$3.30

-14.04%

Public Transport Monthly Pass (Regular Price)

$70.2 $70.2

$111 CA$156

-36.76%

Taxi Start (Normal Tariff)

$2.48 $2.48

$3.01 CA$4.22

-17.61%

Taxi (Normal Tariff) (1km)

$1.46 $1.46

$1.22 CA$1.71

19.67%

Taxi 1hour Waiting (Normal Tariff)

$41.54 $41.54

$21.82 CA$30.59

90.38%

Gasoline (1 liter)

$0.92 $0.92

$1.23 CA$1.73

-25.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K $30.2K

$27.0K CA$37.8K

11.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$21.8K CA$30.6K

18.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 $190

$121 CA$169

57.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.8 $58.8

$33.10 CA$46.40

77.58%

Internet (50+ Mbps, Unlimited Data)

$56.0 $56.0

$49.09 CA$68.8

14.14%

Gym Membership (Monthly)

$34.23 $34.23

$36.65 CA$51.4

-6.60%

Tennis Court (1 Hour on Weekend)

$49.03 $49.03

$25.01 CA$35.06

96.04%

Cinema Ticket

$9.82 $9.82

$12.78 CA$17.91

-23.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$299 $299

$754 CA$1,058

-60.35%

International Primary School, 1 Child (Yearly)

$12.1K $12.1K

$33.7K CA$47.2K

-64.19%

Jeans (Levis 501 Or Similar)

$25.95 $25.95

$50.4 CA$70.6

-48.50%

Summer Dress (H&M, Zara, etc)

$35.63 $35.63

$41.43 CA$58.1

-14.00%

Sport Shoes (Adidas, Nike)

$79.0 $79.0

$101 CA$142

-21.98%

Men's Leather Business Shoes

$116 $116

$130 CA$183

-11.26%

1-bedroom Apartment, City Center (Monthly)

$751 $751

$1,590 CA$2,228

-52.78%

1-bedroom Apartment, Outside City Center (Monthly)

$522 $522

$1,424 CA$1,996

-63.38%

3-bedroom Apartment, City Center (Monthly)

$1,113 $1,113

$2,641 CA$3,702

-57.84%

3-bedroom Apartment, Outside City Center (Monthly)

$993 $993

$2,090 CA$2,930

-52.49%

Buy Apartment in City Center (m2)

$2,369 $2,369

$7,730 CA$10.8K

-69.36%

Buy Apartment Outside City Center (m2)

$859 $859

$6,892 CA$9,661

-87.53%

Average Monthly Net Salary (After Tax)

$3,014 $3,014

$3,623 CA$5,078

-16.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.85

4.45

8.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Caguas: November 1, 2026

Last update for Toronto: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Caguas

$522 32.3%

Toronto

$1.4K 54.8% 173% $903

Groceries & Markets

Caguas

$332 20.6%

Toronto

$345 13.3% 3.9% $13

Monthly Utilities & Internet

Caguas

$305 18.9%

Toronto

$203 7.8% 33.4% $102

Eating Out

Caguas

$198 12.3%

Toronto

$290 11.2% 46.4% $92

Clothing & Footwear

Caguas

$115 7.1%

Toronto

$145 5.6% 26.2% $30

Getting Around

Caguas

$88 5.5%

Toronto

$130 5% 47.1% $41

Sport & Entertainment

Caguas

$54 3.3%

Toronto

$62 2.4% 15.4% $8.3

Cost Breakdown

A central one-bedroom costs $751 in Caguas versus $1,590 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $84 in Caguas versus $72 in Toronto. Groceries tell a different story – $332 in Caguas vs $345 in Toronto – so Caguas wins on supermarket bills even if dining out costs more.

Good to know

🇵🇷 Caguas

🇨🇦 Toronto

🕒 Local time

22:32 10:32 PM

21:32 9:32 PM

1 h behind Caguas

🌤 Weather

👥 Population

70,318

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.891 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

CAD to USD in detail →

On the map

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Between locations

Caguas Toronto 3,090 km ≈ 4 h 15 min nonstop flight

From you

Caguas
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Caguas vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 61% more than Caguas, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,420 per month in Caguas and $3,899 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Caguas, especially for central apartments: a one-bedroom in the center costs $751 there versus $1,590 in Toronto.

A mid-range dinner for two costs $84 in Caguas and $72 in Toronto. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,613 in Caguas and $2,599 in Toronto. That makes Caguas about 38% cheaper.

A $2,000 monthly budget goes further in Caguas, where all-in costs run around $1,613, than in Toronto at $2,599. In Caguas it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Caguas – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Caguas. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.