Last update: Nov 2026

Cost of Living Comparison Between Caguas and New York, NY

For one person, living is cheaper in Caguas: $1,613 a month against $4,906 in New York, NY, rent and utilities included – about $39,500 less a year. Rent and utilities account for most of the difference.

77

Cost of Living Index in Caguas
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Caguas Living Index
234

Cost of Living Index in New York, NY
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New York, NY Living Index

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Caguas

🇵🇷 Puerto Rico

$1,613

/mo nomad

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Caguas and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Caguas and in New York, NY actually costs, broken down by who's living it.

A single person spends $1,613 per month in Caguas vs $4,906 in New York, NY, rent included.

Caguas $1,613
New York, NY $4,906

A couple spends around $2,583 per month in Caguas vs $7,273 in New York, NY, rent included.

Caguas $2,583
New York, NY $7,273

A family of three spends $3,552 per month in Caguas vs $9,641 in New York, NY, rent included.

Caguas $3,552
New York, NY $9,641

Caguas is about 67% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Caguas and New York, NY sit above the global median – Caguas by 19%, New York, NY by 263%.

Meal at Budget Restaurant

$15.03 $15.03

$26.93 $26.93

-44.19%

Three-Course Dinner for Two, Mid-Range

$84.4 $84.4

$117 $117

-27.71%

Fast Food Meal (McDonalds, etc)

$8.63 $8.63

$14.60 $14.60

-40.89%

Cappuccino

$2.27 $2.27

$6.54 $6.54

-65.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 $1.11

$3.86 $3.86

-71.24%

Water (0.33 liter bottle)

$1.17 $1.17

$2.95 $2.95

-60.34%

Local Beer (0.5 liter draught)

$1.52 $1.52

$8.08 $8.08

-81.19%

Imported Beer (0.33 liter bottle)

$4.04 $4.04

$9.85 $9.85

-58.98%

Milk (1 liter)

$2.11 $2.11

$1.31 $1.31

61.07%

White Bread (500g)

$2.82 $2.82

$4.97 $4.97

-43.26%

Rice (white) (1kg)

$2.25 $2.25

$7.70 $7.70

-70.78%

Eggs

$4.79 $4.79

$6.09 $6.09

-21.35%

Local Cheese (1kg)

$6.72 $6.72

$19.55 $19.55

-65.63%

Chicken Fillets (1kg)

$9.21 $9.21

$17.59 $17.59

-47.64%

Beef Round Steak (1kg)

$11.77 $11.77

$20.26 $20.26

-41.91%

Apples (1kg)

$5.02 $5.02

$6.99 $6.99

-28.18%

Banana (1kg)

$2.64 $2.64

$2.21 $2.21

19.46%

Oranges (1kg)

$2.46 $2.46

$6.72 $6.72

-63.39%

Tomato (1kg)

$4.28 $4.28

$7.12 $7.12

-39.89%

Potato (1kg)

$2.52 $2.52

$4.61 $4.61

-45.34%

Onion (1kg)

$2.70 $2.70

$4.78 $4.78

-43.51%

Lettuce (1 head)

$2.26 $2.26

$2.87 $2.87

-21.25%

Water (1.5 liter bottle)

$1.63 $1.63

$2.69 $2.69

-39.41%

Cigarettes 20 Pack (Marlboro, Camel)

$10.40 $10.40

$19.14 $19.14

-45.66%

Wine (Bottle)

$13.76 $13.76

$19.63 $19.63

-29.90%

Local Beer (0.5 liter bottle)

$1.44 $1.44

$3.32 $3.32

-56.63%

Imported Beer (0.33 liter bottle)

$2.22 $2.22

$4.19 $4.19

-47.02%

One-way Ticket (Public Transport)

$2.02 $2.02

$3.02 $3.02

-33.11%

Public Transport Monthly Pass (Regular Price)

$70.2 $70.2

$139 $139

-49.63%

Taxi Start (Normal Tariff)

$2.48 $2.48

$3.04 $3.04

-18.42%

Taxi (Normal Tariff) (1km)

$1.46 $1.46

$2.20 $2.20

-33.64%

Taxi 1hour Waiting (Normal Tariff)

$41.54 $41.54

$41.33 $41.33

0.51%

Gasoline (1 liter)

$0.92 $0.92

$1.13 $1.13

-18.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K $30.2K

$34.5K $34.5K

-12.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.8K $25.8K

0.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 $190

$232 $232

-18.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.8 $58.8

$71.0 $71.0

-17.25%

Internet (50+ Mbps, Unlimited Data)

$56.0 $56.0

$67.7 $67.7

-17.18%

Gym Membership (Monthly)

$34.23 $34.23

$115 $115

-70.33%

Tennis Court (1 Hour on Weekend)

$49.03 $49.03

$76.8 $76.8

-36.17%

Cinema Ticket

$9.82 $9.82

$22.41 $22.41

-56.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$299 $299

$3,606 $3,606

-91.70%

International Primary School, 1 Child (Yearly)

$12.1K $12.1K

$68.7K $68.7K

-82.44%

Jeans (Levis 501 Or Similar)

$25.95 $25.95

$79.3 $79.3

-67.26%

Summer Dress (H&M, Zara, etc)

$35.63 $35.63

$51.4 $51.4

-30.68%

Sport Shoes (Adidas, Nike)

$79.0 $79.0

$121 $121

-34.78%

Men's Leather Business Shoes

$116 $116

$140 $140

-17.72%

1-bedroom Apartment, City Center (Monthly)

$751 $751

$4,555 $4,555

-83.52%

1-bedroom Apartment, Outside City Center (Monthly)

$522 $522

$3,040 $3,040

-82.84%

3-bedroom Apartment, City Center (Monthly)

$1,113 $1,113

$9,742 $9,742

-88.57%

3-bedroom Apartment, Outside City Center (Monthly)

$993 $993

$5,331 $5,331

-81.38%

Buy Apartment in City Center (m2)

$2,369 $2,369

$18.2K $18.2K

-87.00%

Buy Apartment Outside City Center (m2)

$859 $859

$6,685 $6,685

-87.14%

Average Monthly Net Salary (After Tax)

$3,014 $3,014

$5,096 $5,096

-40.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.85

6.89

-29.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Caguas: November 1, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Caguas

$522 32.3%

New York, NY

$3K 62% 483% $2.5K

Groceries & Markets

Caguas

$332 20.6%

New York, NY

$567 11.6% 70.9% $235

Monthly Utilities & Internet

Caguas

$305 18.9%

New York, NY

$371 7.6% 21.8% $66

Eating Out

Caguas

$198 12.3%

New York, NY

$425 8.7% 115% $227

Clothing & Footwear

Caguas

$115 7.1%

New York, NY

$176 3.6% 53.1% $61

Getting Around

Caguas

$88 5.5%

New York, NY

$165 3.4% 87.9% $77

Sport & Entertainment

Caguas

$54 3.3%

New York, NY

$160 3.3% 197% $106

Cost Breakdown

A central one-bedroom costs $751 in Caguas versus $4,555 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 69% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $84 in Caguas versus $117 in New York, NY. Monthly groceries follow the same trend: $332 vs $567 – making Caguas the more affordable choice for daily food spending.

Good to know

🇵🇷 Caguas

🇺🇸 New York, NY

🕒 Local time

17:44 5:44 PM

16:44 4:44 PM

1 h behind Caguas

🌤 Weather

👥 Population

70,318

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.895 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Caguas New York, NY 2,610 km ≈ 3 h 45 min nonstop flight

From you

Caguas
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Caguas vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 204% more than Caguas, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,420 per month in Caguas and $7,358 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Caguas, especially for central apartments: a one-bedroom in the center costs $751 there versus $4,555 in New York, NY.

A mid-range dinner for two costs $84 in Caguas and $117 in New York, NY. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,613 in Caguas and $4,906 in New York, NY. That makes Caguas about 67% cheaper.

A $2,000 monthly budget goes further in Caguas, where all-in costs run around $1,613, than in New York, NY at $4,906. In Caguas it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Caguas – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Caguas. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.